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Thank you very much Debt Free Wannabees!

winkle1
winkle1 Posts: 446 Forumite
Part of the Furniture Combo Breaker
in Debt-free wannabe
I don't post much but I lurk all the time and read everyones posts. You all are so very friendly and give such good advice.

So its thanks to you that yesterday I paid off my credit card in full!! I now only have 2 debts left - my graduate loan and my student loan.

I first came onto this site in September 2004 and since then I have cleared 3 storecards, a big credit card payment and I have reduced my spending dramatically - so dramatically that you wouldnt believe!

So thanks to you all on here for your inspiration and thanks to Martin for a fab site.

looking forward to posting again when I am totally debt free!
***PROUD TO BE DEALING WITH MY DEBT***

Reclaimed my bank charges - got £250 back from HSBC and £88 from First Direct :)
«1

Comments

  • scottishspendaholic
    scottishspendaholic Posts: 1,171 Forumite
    Hey winkle

    (((((HUGS)))))

    Yay! I'm so proud of you!

    You must feel great!

    scottishspendaholic x
    MBNA = £4,000 / Next = £925 (approx. tbc on 19/8)
    Tesco = £2,910.11 / Smile overdraft = £500
    Bank of Scotland = £2,782.83
  • skintchick
    skintchick Posts: 15,114 Forumite
    Debt-free and Proud!
    Why don;t you post to help other people? You're clearly doping a good job on your own finances and could help some others with your tips.
    :cool: DFW Nerd Club member 023...DFD 9.2.2007 :cool:
    :heartpuls married 21 6 08 :A Angel babies' birth dates 3.10.08 * 4.3.11 * 11.11.11 * 17.3.12 * 2.7.12 :heart2: My live baby's birth date 22 7 09 :heart2: I'm due another baby at the end of July 2014! :j
  • dudleyboy
    dudleyboy Posts: 765 Forumite
    winkle1 wrote:
    I don't post much but I lurk all the time and read everyones posts. You all are so very friendly and give such good advice.

    So its thanks to you that yesterday I paid off my credit card in full!! I now only have 2 debts left - my graduate loan and my student loan.

    I first came onto this site in September 2004 and since then I have cleared 3 storecards, a big credit card payment and I have reduced my spending dramatically - so dramatically that you wouldnt believe!

    So thanks to you all on here for your inspiration and thanks to Martin for a fab site.

    looking forward to posting again when I am totally debt free!

    Here here!!
  • dudleyboy
    dudleyboy Posts: 765 Forumite
    skintchick wrote:
    Why don;t you post to help other people? You're clearly doping a good job on your own finances and could help some others with your tips.

    Here here!! ;):D
  • winkle1
    winkle1 Posts: 446 Forumite
    Part of the Furniture Combo Breaker
    skintchick - i might just start doing that!

    I feel so happy to be in control of my money and spending. Cant believe I'm the same person that used spend, spend, spend on storecards and thought that credit cards wasnt 'real money'

    DOH!
    ***PROUD TO BE DEALING WITH MY DEBT***

    Reclaimed my bank charges - got £250 back from HSBC and £88 from First Direct :)
  • BACKFRMTHEEDGE
    BACKFRMTHEEDGE Posts: 1,294 Forumite
    Concrats :j . Success keeps us all going.....
    A journey of a thousand miles begins with a single step

    Savings For Kids 1st Jan 2019 £16,112
  • vixxen
    vixxen Posts: 110 Forumite
    Well done winkle1 you must be really pleased!! :j
    Holiday Savings = £270.00
    Credit Card = -£903.41
    Official DFW Nerd Club - Member no. 400 - Proud To Be Dealing With My Debts
    Last Update 23rd October 2007
  • Kimberley
    Kimberley Posts: 14,871 Forumite
    Well done Winkle, it sure is hard at first :D but not so hard once you start seeing the figures change :p
  • Verbatim
    Verbatim Posts: 4,831 Forumite
    Part of the Furniture 1,000 Posts
    Good stuff Winkle. Have a pat on the back! I agree hearing how you've achieved so much would help everyone.
    CCs @0% £24k Dec 05 £19,621.41 Au £13400 S 12600 Oct £11,981 £9481 £7500 Nov £7250 D £7100 Jan 6950 F £5800 Mar£5400 May £4830 June £4660 July £4460 Aug £3200, S £900, £0 18/9/07 DFW Nerd 042
  • winkle1
    winkle1 Posts: 446 Forumite
    Part of the Furniture Combo Breaker
    i dread to think how much debt I was in - i just dealt with them one at a time.

    I'm even in credit now! I have no overdraft (was £1800 and I would ask for a temporary £100 increase every month) plus I am even saving a little money every month.
    ***PROUD TO BE DEALING WITH MY DEBT***

    Reclaimed my bank charges - got £250 back from HSBC and £88 from First Direct :)
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