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  • FIRST POST
    Hopeful1
    A Payment a Day Part 3
    • #1
    • 18th Mar 09, 5:38 PM
    A Payment a Day Part 3 18th Mar 09 at 5:38 PM
    Emily Hallett started a fantastic thread called 'a payment a day' which you can find here:

    Thread 1

    The thread was a huge success and was continued in 'A Payment a Day Part 2'. That thread can be found here:

    Thread 2

    The thread is extremely supportive and friendly, with lots of madness and smileys to boot! It is ever increasing, which is why part 3 has now been started.

    The principle of the idea is that you pay any extra money you have against a debt to clear it a little bit quicker. Not everyone makes a daily payment, but instead they save money to make a lump sum at the end of the month. You can do it anyway you want to, but join the thread and let us know how you are getting on.

    Some PaD-ers have cleared their debts and are now focusing on saving following the same principal, so they still post on the thread.

    Anyone is welcome to join in at anytime.

    Best wishes to everyone

    To show how well we all do, the collective amount paid to each debt, per month, will be logged here. Look how amazing the totals are

    January 31,633.52
    February 27,954.19
    March 38,976.80
    April 34,235.12
    May 35,660.62
    Last edited by Hopeful1; 01-06-2009 at 6:46 PM. Reason: update
    One step at a time
Page 248
    • Double Trouble
    • By Double Trouble 30th May 09, 9:28 PM
    • 4,370 Posts
    • 34,072 Thanks
    Double Trouble
    They are still gorgeous even in small

    DTxx
  • panambi
    I am finding it difficult to keep track with all the posts and have not posted myself for a while, but my pads so far are 72.63 (think that's right). Am waiting for another 66 that I am owed and that will go straight to the debts again as I feel our debts are in danger of going up instead of down

    Angelic - your children are beautiful!!! Congratulations on baby Adam, he is absolutely gorgeous! I wish you all the best - and as others have said, we will always be here for support if you need it!

    Hope everyone is well and enjoying the sunshine!
    LBM 31/01/2009: 19,422
    Chrimbo crackers: 207.17/510
  • macgirl
    Hi everyone

    This payment a day intrigues me! I've joined to make 5 a day in June challenge and think it might be a good idea to combine it with this if you don't mind an extra tagger-on

    Do you count your minimum payments etc in with the PAD? And how do you decide what to pay each day?is it just extra money you make, or do you split your available budget for the month up and pay a little each day?
    Originally posted by DietCokeMad
    I'm new to this too, but as boysma says - it's bloomin' addictive!
    I probably do it all wrong, I count my usual DD's, but also overpay now where I know I used to splurge on clothes Using my O/D, when it makes more sense to pay that off before overpaying EGG, but psychologically - it's working for me - and that's the main thing

    Good Luck - you're in the right place here!
  • macgirl
    I think they might be a better size now!!
    Originally posted by angelicmary85
    Still MEGA!!! x
    • PigginSkint
    • By PigginSkint 30th May 09, 10:05 PM
    • 2,701 Posts
    • 16,448 Thanks
    PigginSkint
    Evening All!

    Today's PAD is 1.30 to Abominable Amex
    DFW Nerd 1049 Amazon Sellers Club member 54
    LTSB loan: 1/9/13 3153.76 (reduced by 37%)
    Total credit cards: 1/9/13 20219.51 (reduced by 19%)
    Total non-mortgage debt: 1/9/13 23596.27 (reduced by 43%)
  • paybacktime2008
    Angelic....lovely to see the pics. Made me go Awwwwwwwww. Enjoy.
    LBM 10/08 12510.74/
    • PigginSkint
    • By PigginSkint 30th May 09, 10:15 PM
    • 2,701 Posts
    • 16,448 Thanks
    PigginSkint
    Just had a quick skim through the previous posts....

    Angelic: You have two beautiful children! (I'm not broody, honest! )
    DFW Nerd 1049 Amazon Sellers Club member 54
    LTSB loan: 1/9/13 3153.76 (reduced by 37%)
    Total credit cards: 1/9/13 20219.51 (reduced by 19%)
    Total non-mortgage debt: 1/9/13 23596.27 (reduced by 43%)
    • Fag_ash_lil
    • By Fag_ash_lil 30th May 09, 11:00 PM
    • 5,078 Posts
    • 33,416 Thanks
    Fag_ash_lil
    well I'm new here...to everything. But wow this thread is great. This will be my first promise to myself. Will pay something a day
    Originally posted by obsidian76

    Hi everyone

    This payment a day intrigues me! I've joined to make 5 a day in June challenge and think it might be a good idea to combine it with this if you don't mind an extra tagger-on

    Do you count your minimum payments etc in with the PAD? And how do you decide what to pay each day?is it just extra money you make, or do you split your available budget for the month up and pay a little each day?
    Originally posted by DietCokeMad
    Hi obsidian and DietCokeMad

    Welcome to the madhouse ..

    Good luck with your payment a day either small or large it's surprising how quickly it all adds up . Some people include their minimum payments as part of their PAD others don't , it's entirely up to you . Others on here that are now debt free use their PADs to boost their savings .... ( Lucky s*ds ! )
    Everybody on here is very friendly which really helps to keep you motivated ....

    terri x
    " When I'm good I'm very good , but when I'm bad I'm better " ~ Mae West ..
    • sashanut
    • By sashanut 30th May 09, 11:32 PM
    • 2,212 Posts
    • 22,373 Thanks
    sashanut
    Hi all

    Just sneaking in under the wire to do my PAD - 20 to LLoyds plat today. Feeling virtuous as declined some choccy offered by DH. Diet hasn't been that great today so don't want to slip back into choccy before bed routine........it's hard though
    New start JAN15 - NOT BUYING IT 2015 . Long haul DFW #145 : 2011 DEBTBUSTING : 5500 OD GONE, 2000 OD - GONE 93,610.30 cc & loan debt - GONE 27.6.14 FINALLY DEBT & MORTGAGE FREE
    • Fag_ash_lil
    • By Fag_ash_lil 30th May 09, 11:52 PM
    • 5,078 Posts
    • 33,416 Thanks
    Fag_ash_lil
    Hello peeps ...

    Here's my Good and Bad for today ...

    The Good - Paid 50 to cc ...

    The Bad - Still CHOCCY bar free here !

    Now for the daily food diary ...
    small portion chicken chop suey
    small portion egg fried rice
    2 bottles of wine !
    4 slices of fruitcake ! .... Oooooooooooops !

    Diet wise .... A sh*te day today ! Have had an " overload " on fruitcake today , but it's all gone now !! The wine hasn't helped either ! .... So have got to be really good now for the rest of the week ! :rolleyes: ...

    I spent the afternoon sitting in the garden and have now got heat rash on my arms and legs it's driving me nuts ..... it's stinging and itching ..... I can't find the savlon , what else can i put on it ?? .... I can't take antihistermine ( spelling ? ) tablets ... I'll have to go and buy something for it tomorrow .... Is savlon the best thing to get ? ....

    Anyone been watching Britains got talent ? .... I've been watching it all week but when it came to the final at 9.30 pm i fell asleep for an hour on the settee and had to " google " the winner ! .... typical ! ...

    Catch you all tomorrow ,

    terri x ( My total PAD for today is 50 )
    Last edited by Fag_ash_lil; 31-05-2009 at 12:00 AM.
    " When I'm good I'm very good , but when I'm bad I'm better " ~ Mae West ..
    • mooomin
    • By mooomin 31st May 09, 7:19 AM
    • 13,655 Posts
    • 134,506 Thanks
    mooomin
    Morning all!

    OH is snoring for Scotland so I'm awake

    1.50 PAD for me today.

    Enjoy the lovely weather
    Comping again


    Wins this year: - two night trip to Belgium, 100 Gett taxi credit, tickets to Newcastle game, FIFA 2016 for PS4, stitch markers, Cumberstitching book
    • cashless_wonder
    • By cashless_wonder 31st May 09, 7:59 AM
    • 513 Posts
    • 7,942 Thanks
    cashless_wonder
    Good morning . . . A combination of hay fever & birds doing their pieces woke me up at an obscene time of the morning . . . Grrr !!!!!!!!

    Anyways before I go get ready for a day in the park I throw 6.50 in the general direction of Evil EGG.

    Be back later hopefully unburnt if I have anything to chuck in the tins . . .


    Have a bright bright sunshiney day y'all
    DFW NERD# 1175
    Proud Member of Sealed Pot Challenge #5 ~ 1479 cashless_wonder~*DEBT FREE & LOVING IT*~
  • macgirl

    2 bottles of wine !
    4 slices of fruitcake ! .... Oooooooooooops !

    I spent the afternoon sitting in the garden and have now got heat rash on my arms and legs it's driving me nuts ..... it's stinging and itching ..... I can't find the savlon , what else can i put on it ?? .... I can't take antihistermine ( spelling ? ) tablets ... I'll have to go and buy something for it tomorrow .... Is savlon the best thing to get ? ....
    Originally posted by Fag_ash_lil
    Hi Terri

    Aloe Vera Gel is very good. It takes the sting out of sunburn (an other "minor skin irritations") and I've used it on the kids when they had chickenpox (called it "Magic Shrek Cream" - seemed to do the trick )

    Sorry about the cake and wine - bet you enjoyed it tho .
    My sister used to say "If you eat it all in one go - you don't get fat!" Don't think it works - but gets rid of the guilt for a bit!!!

    MorningF_F and Cashless!
    Yeah I had snoring in the earhole at 5.45am and decided to go for a run as it was such a nice morning.
    Don't know what possessed me - think this thread is making me so positive, I'm up for anything!!


    My PAD today is a paltry 97p

    Have a good day everyone and stay in the sun, Mac x
    Last edited by macgirl; 31-05-2009 at 8:39 AM.
  • mumofthreemonkies83
    Happy Sunday everyone !

    I have a pile of ironing to do today, so not fun in this weather and then I have a support worker coming to see my daughter tomorrow so im stuck in for a couple of days


    Welcome to all the newbies and hello to all the oldies (well when I say old............)

    PaD today is 5.00 platinum card, I updated my sig but what with all the birthdays my cards are almost exactly the same debt as last month even though ive padded approximately 600-1k

    Dds birthday in 11 days so once thats done oh and our wedding anniversary this Sunday coming thats all birthdays done till October *phew*

    Ok am rambling so im off, thanks for the totals Terri and good luck to whoever starts tomorrow.Youve been fab Terri, much appreciated by us all.

    Chat later guys, of to grab the iron *sob*

    Mumof4 xx
    03/12/2010 9,736.56
    15/2/2011 9878.75

    • Double Trouble
    • By Double Trouble 31st May 09, 9:11 AM
    • 4,370 Posts
    • 34,072 Thanks
    Double Trouble
    Morning folks

    Can't do my PAD yet as HSBC site is down so I will be back later. Enjoy the sun.

    DTxx
  • Mudbath
    Morning on this lovely sunny day!
    My PAD is 25 again today.
    Have a lovely day xxxxx
    • boysma
    • By boysma 31st May 09, 9:18 AM
    • 827 Posts
    • 12,862 Thanks
    boysma
    Morning everyone

    Another gorgeous day here so will be out in the back garden sunbathing shortly. Think we might have a barbecue too instead of Sunday dinner yum!


    Pad of 5to DH cap one and 54.22 to my cap one cc. Catch everyone later.

    Total pad 59.22
    Payment A Day 15 (started 17/5/14)
    • Purpleclutterbuck
    • By Purpleclutterbuck 31st May 09, 9:21 AM
    • 440 Posts
    • 5,210 Thanks
    Purpleclutterbuck
    Good morning PADpeople and little people!
    The pictures are absolutely awwwwwwwwsome angelicmary
    and well done for sorting out the re-sizing !
    OH is snoring for surrey at the mo so I will have to gently wake him with a cup of tea but I will keep my distance til he's a bit more and not
    Hope the suntan/itch/burnt bits are not bothering too many peeps this morning - slap on the old cream folks- after all -you want to look gorgeous and not old and wrinkly when the PADing turns to saving!!!!!
    Not sure how much to pay 2day will let you know in a mo after a quick t break
    Pcb x
    May you fill up the great clutterbucket of life and may all of your leaks be in cheese sauce
    Use it up, wear it out, make it do or do without
  • panambi
    Morning all, no pad for me today, just wanted to say hi - its such a beautiful day but DD has been up all night with earache so I guess there will be no trip to the park today :rolleyes: Ah well - just have to sit in the garden instead.

    Oh, and I too have to grab the iron now, huge pile of clothes waiting for me. Better do it now so I can enjoy the rest of the day without thinking about it.

    Have a fab day everyone, enjoy the sunshine while it lasts!
    LBM 31/01/2009: 19,422
    Chrimbo crackers: 207.17/510
  • ehallett
    Hi everyone

    My PAD for yesterday and today is 10 to Barclaycard. This brings it down to a nice round 300 .

    Have a lovely day

    Emily x
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