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  • FIRST POST
    dreamer33
    Sar Letter
    • #1
    • 8th Feb 09, 11:31 AM
    Sar Letter 8th Feb 09 at 11:31 AM
    This SAR was kindly supplied by Incipience.

    DATA PROTECTION ACT 1998
    SUBJECT ACCESS REQUEST

    Date: xx:xx:xxxx

    Dear Sir/Madam
    Name xxxxxxxxxxxx
    Account No’sXXXXXXXXXXXXXXXXXX


    I understand that you currently hold details of my personal and financial information within your internal record systems with regard to personal loan accounts and credit cards accounts

    I would be grateful if you would provide the following for ALL accounts or associated accounts I hold or have held with your organisation:
    1. Full copies of all contracts which you believe exist or have existed between myself and your organisation, including true copies of any documents you hold in support of the same.
    2. A complete list of all transactions or statements relating to ALL of my Loan Accounts with your organisation.
    3. Copies of all documents which include any of my personal information including copies of any contacts or invoices, emails or computer records containing my personal information, or any records which pertain to this information.
    4. Full copies or transcripts of any correspondence in postal, email or any other format which you have entered into with any individual, organization or third party which contains my personal or financial, or which pertains to me.
    5. Where any previous information or records held have been deleted or disposed of, the methods used to do so, including dates, certificates or references confirming details of destruction. Where you are unable to provide such certificates, please provide a declaration, signed by an authorised officer of your company, confirming the dates and methods of destruction of this data.
    6. Full hard copy print outs of my personal or financial information, held in a digital, magnetic or any other format which is held in any archives, backups or other storage devices / locations.
    7. Underwriting sheet or other such document recording any commission (or other) payment made to an intermediary or packager, and/or payment/commission from the insurer in relation to my account.
    Where you have used abbreviations and/or codes, I would request that an accompanying sheet be provided so as to translate these abbreviations and/or codes and their meanings, I also request an accompanying appendices of the documents included and reference to the purpose or meaning to those documents.

    I request that you provide all the information requested above, even though you may consider that it falls outside Data Protection.

    I reserve the right to refer to the contents of this letter if an application for pre-action discovery is necessary relating to any of the documents requested herein.

    I enclose a cheque in the sum of £10 to cover your fee.

    IF YOU ARE UNABLE TO DEAL WITH THIS REQUEST, YOU SHOULD IMMEDIALTELY FORWARD IT TO THE PERSON WITHIN YOUR ORGANISATION RESPONSIBLE FOR DATA PROTECTION.

    I look forward to hearing from you in the first instance of receipt.

    Your Faithfully.

    .................................................. .................................................. .......................
    Details of:
    SAR (SUBJECT ACCESS REQUEST)




    For anyone requesting a Subject Access Request (SAR), they have 40 days to comply and send you all the information they have on you on your accounts.

    £10 cheque payment or postal order is required.

    Always post by recorded delivery.

    When you receive the SAR, you should receive all that is requested within the template, if in doubt just post up here where someone will be able to confirm what is what.

    You will or should receive all information going back as far as 6 years, you may be lucky to receive information going back even further, every company varies from one to the other.

    Write again to the company if you believe they have not given everything requested, they should write back within a short time and confirm if that is everything they do have on you and your account(s) with them.

    You do not always receive recorded discs, however phone calls made Jan 2005 after may have been recorded, where they may then supply the recordings, but otherwise you should receive transcripts of dates, times etc of when calls were made and the reasons for the phone calls.

    If there were a joint loan taken out, and you both require details, most companies will want 2 payments of £10 x 2 = £20 cheque or postal order and require 2 signatures, check this with the company concerned to save on time and any come backs.

    Again if you feel let down you can always contact the Information commissioners Office, known as the ICO who will be able to direct you here, here is the ICO website for your interest, check this out, as more information will be within their website.
    http://www.ico.gov.uk/for_the_public.aspx



    Last edited by dreamer33; 08-02-2009 at 2:05 PM. Reason: add more info
Page 25
    • dunstonh
    • By dunstonh 6th Oct 17, 6:31 PM
    • 89,930 Posts
    • 56,605 Thanks
    dunstonh
    I am asking, because when I requested SAR from Barclays, I only put down my current account number, but to my surprise they sent all the info they held on file for me including credit card accounts for which I did not explicitly asked (bonus!)
    A SAR does exactly that. Its not a pick and choose what they send you. They have to send you everything that they hold with your personal data on it.
    I am an Independent Financial Adviser (IFA). Comments are for discussion purposes only. They are not financial advice. Different people have different needs and what is right for one person may not be for another. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
    • orchid8809
    • By orchid8809 22nd Nov 17, 3:49 PM
    • 1 Posts
    • 0 Thanks
    orchid8809
    Hello, apologies if someone has already asked this but I want to request a SAR from a water company. Do I need to do anything different as the form above is very tailored towards a bank or loan scenario?


    Any help would be massively appreciated!!


    Thanks
    • Moneyineptitude
    • By Moneyineptitude 22nd Nov 17, 11:30 PM
    • 18,906 Posts
    • 10,122 Thanks
    Moneyineptitude
    I want to request a SAR from a water company. Do I need to do anything different as the form above is very tailored towards a bank or loan scenario?
    Originally posted by orchid8809
    Just write them a letter telling them that you require them to send you everything they still have on file for you. Head it "Subject Access Request" and enclose a cheque for £10. They are legally obliged to comply.

    However, you might be better calling them up and asking them directly if you have a specific query.
    What exactly is it that you hope to achieve?

    Just like Banks, Utility Companies are unlikely to have kept records going back years and years even if you've been a customer of theirs and resident at the same property for decades.
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