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  • FIRST POST
    POUNDSAVER
    Job Seekers Allowance whilst Self Employed ??
    • #1
    • 27th Jan 09, 10:23 PM
    Job Seekers Allowance whilst Self Employed ?? 27th Jan 09 at 10:23 PM
    Firstly, I apologise if this is on the wrong board - for some reason I could not post on the benefits board :confused:

    Anyway, my hubby is self employed but he has had only 2 days work (bringing in £190) in 8 weeks and things are getting rather tight now financially. He is actively seeking work, ie. advertising etc but the phone isn't ringing and it seems to be same in general locally in the construction trade.

    We are not sure if he can claim job seekers allowance or any other benefit whilst he has no work - can anyone advise please ?

    Many thanks in advance to those who reply.
Page 1
    • Horace
    • By Horace 27th Jan 09, 11:05 PM
    • 14,129 Posts
    • 24,783 Thanks
    Horace
    • #2
    • 27th Jan 09, 11:05 PM
    • #2
    • 27th Jan 09, 11:05 PM
    He should claim working tax credits because he is in a low income.

    JSA is for those actively seeking work who don't work for themselves.

    HTH
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    • LittleVoice
    • By LittleVoice 28th Jan 09, 7:51 AM
    • 8,397 Posts
    • 5,963 Thanks
    LittleVoice
    • #3
    • 28th Jan 09, 7:51 AM
    • #3
    • 28th Jan 09, 7:51 AM
    JSA contribution-based is not available to someone without sufficient NI contributions as an employee. However, if your hubby was now looking for work as an employee, I believe he could try claiming income-based JSA - obviously depending on your combined actual income and savings.
    • balustrada
    • By balustrada 28th Jan 09, 5:24 PM
    • 49 Posts
    • 83 Thanks
    balustrada
    • #4
    • 28th Jan 09, 5:24 PM
    • #4
    • 28th Jan 09, 5:24 PM
    Anyone can claim JSA; only after the claim's been made will it be possible to determine what entitlement to payment, if any, your husband has. In my opinion it would be advisable for him to claim as soon as possible. He has nothing to lose by doing so.
  • MrsChips
    • #5
    • 2nd Feb 09, 11:08 PM
    • #5
    • 2nd Feb 09, 11:08 PM
    I'm in the same position - Self Employed and earning peanuts - approx £130 a month since about October!! That's why I'm on MSE every night !!!

    This may not be useful advice but....

    I called JSA & Tax Credits to see if I could claim anything but they said I was not eligable as my Boyfriends Income (£20,000) was enough for the both of us.

    However they did say that if I was Single or had Children then I would be entitled to benefits, Tax Credits etc. I had to laugh... I said "OK, i'll just jump into bed with my boyfriend, get Pregnant and then Dump him... I'll call you in 9months "

    Funnily enough my Credit Card company said the same to me today... they will pay off my Credit Card for 3 months if I get married or pregnant.

    I'm missing a Trick!!
    ... I'm off to get an early night and send B/F to Elizabeth Duke i the morning!!

    Good Luck with your Claim
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  • danjames20
    • #6
    • 2nd Feb 09, 11:19 PM
    • #6
    • 2nd Feb 09, 11:19 PM
    hmmmm never heard of this, i run my own business and take £100 a month, if that, not enough to give my parents any rent for living at the house which is my main issue.

    Just wondering if i am entitled to anything? or does it go based on my fathers income as well?

    thanks
  • freelancemermaid
    • #7
    • 10th Jun 10, 1:02 PM
    • #7
    • 10th Jun 10, 1:02 PM
    i was advised by a long-term self-employed friend to claim working tax credits (WTC). she's writing a book, and therefore currently has no income, and she now receives about £50/week in WTC.

    i'd thought WTC were for families with kids on low income, but obviously it's wider than that. i'd also thought WTC meant you got something knocked-off your tax payments - wrong again, LOL. my friend gets actual money!

    i didn't qualify as my partner earns £24,000 and that's enough for two people to live on, but it sounds like if you're self-employed and not earning too much/anything, it would be worth applying
    Boyfriend & I have saved £12K in two years, thanks to careful budgeting and keeping a record of what we spend. I've never paid myself this amount of money before - it feels great!
  • Oldernotwiser
    • #8
    • 10th Jun 10, 1:19 PM
    • #8
    • 10th Jun 10, 1:19 PM
    i was advised by a long-term self-employed friend to claim working tax credits (WTC). she's writing a book, and therefore currently has no income, and she now receives about £50/week in WTC.

    i'd thought WTC were for families with kids on low income, but obviously it's wider than that. i'd also thought WTC meant you got something knocked-off your tax payments - wrong again, LOL. my friend gets actual money!

    i didn't qualify as my partner earns £24,000 and that's enough for two people to live on, but it sounds like if you're self-employed and not earning too much/anything, it would be worth applying
    Originally posted by freelancemermaid
    I'm not at all sure that your friend should get WTC because she's writing a book!
  • oldmotherreilly
    • #9
    • 10th Jun 10, 6:22 PM
    • #9
    • 10th Jun 10, 6:22 PM
    Your husband will be able to claim JSA(IB) as long as he is prepared to look for PAYE employment and you are not working or working for less than 24 hours a week. He would need to phone the Contact Centre to make the claim. Do you have children? If you do not, you would have to be prepared to look for full time employment as well, as your claim would be a 'joint' claim. If you have children of school age, then you would not have to look for work.
    • DemiDee
    • By DemiDee 14th Nov 11, 11:09 AM
    • 509 Posts
    • 256 Thanks
    DemiDee
    i was advised by a long-term self-employed friend to claim working tax credits (WTC). she's writing a book, and therefore currently has no income, and she now receives about £50/week in WTC.
    Originally posted by freelancemermaid
    I found this by googling 'writing a book, working tax credits' and have to say I'm really surprised that your friend is claiming WTC whilst writing a book. I hadn't realised that this was possible. IS IT?!!!!
    • DCFC79
    • By DCFC79 14th Nov 11, 11:16 AM
    • 26,736 Posts
    • 16,961 Thanks
    DCFC79
    I found this by googling 'writing a book, working tax credits' and have to say I'm really surprised that your friend is claiming WTC whilst writing a book. I hadn't realised that this was possible. IS IT?!!!!
    Originally posted by DemiDee
    the threads a bit old is it not
    Je Suis Charlie
    • DemiDee
    • By DemiDee 14th Nov 11, 11:30 AM
    • 509 Posts
    • 256 Thanks
    DemiDee
    the threads a bit old is it not
    Originally posted by DCFC79
    Yes, but it's still here, and I imagine that the circumstances are still the same, so I guessed no harm in asking.
  • steveluigi
    Self employed and JSA
    I have been self employed for many years but am now really struggling. In the last tax year I earned approx' 4K.
    I was wondering the same about being able to claim some sort of financial help. My wife is on a good wage but with me not earning, she has to pay everything that a house and 3 kids come with and she if left with a minus sum every month.
    I feel very inadequate, I have applied for hundreds of jobs to try to compensate for the low earnings of self employment, but being in my late 50s I am finding it very difficult.
    Any serious advice would be very appreciated.
  • tigeress289
    The guideline figure, is if jointly, you earn £105 a week, then you will not receive JSA payment. However, you may still qualify for rent and housing benefit. You would claim still claim JSA and it will be either contribution based or income based. From the low amounts that have been shown, that is why I always advise people not to jump into the self employed trap. Thank you for posting the truth and how things are for some of us.
  • Edge2012
    Married
    Hi my dad works full time self employed contractor his work is regular and is more like full time work. but what i am wondering is my mother has been diagnosed with MS and it is putting a lot of stress on my dad and her.she has just been ask to leave her work as a pharmasist. The doctor wont sign her off to be able to work. I was wondering if you know of anything that could relieve the stress and strain on my dad with regards to benefits or other, they say she cant get DLA but she is always out of energy and stuggles, but she is so stubben she does not give up and i fear she is doing herself harm and so does my dad. Any information and help would be great i reckon my dads on 35 to 40,000 a year at a guess. All i want to do is help my dad out. We are also not very clued up on the system so yeah, any help be great,
    Regards
    Edge2012
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