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  • FIRST POST
    HomeJames
    0 WOW
    scheduled airline failure insurance
    • #1
    • 15th Sep 08, 9:04 AM
    0 WOW
    scheduled airline failure insurance 15th Sep 08 at 9:04 AM
    Were flying to florida next saturday with globespan for my husbands 50th we booked with visa debit (yes we are stupid) we have checked with our tesco insurance policy and we are not covered for scheduled airline failure. Ive read every newspaper article available about how to cover yourself and found that the post office have scheduled airline failure insurance on their annual policy as standard (quoted £126 for the year) but have just found another article about IPP website that is launching scheduled airline failure insurance from tommorow not sure on all the info so i phoned them but she said register and the site should be up and running from tuesday. sorry a bit long winded but my questions are:confused:

    1) will globespan be classed as a scheduled airline
    2) should i wait in the hope that cover from IPP will be appropriate in the hope that globespan dont go bust before tommorow
    3) should i just take the policy with the post office (our current annual policy doesnt run out until december so not moneysaving but willing to take the cover to ensure that we are covered for any failure.

    Thanks in advance of any advice
    Official DFW nerd 206 Proud to be dealing with my debt
    £2 savers club joined 25/6/06 £54 (0ver £1200 banked)
    LB moment June 06 Debt payed off so far £36000 DFD March 2010
    Reclaimed fees
    MBNA £302 RBOS £49.58 Mint £25.95
    PPI: A&L £2074 Freemans £770 MBNA £944
Page 1
    • richardw
    • By richardw 15th Sep 08, 9:30 AM
    • 17,744 Posts
    • 7,215 Thanks
    richardw
    • #2
    • 15th Sep 08, 9:30 AM
    • #2
    • 15th Sep 08, 9:30 AM
    we booked with visa debit (yes we are stupid)
    Originally posted by HomeJames
    There is the visa delta debit charge back possiblity, so perhaps not that stupid.

    Call the insurance company and ask them if your globespan flight is charter or scheduled and insurable.
  • HomeJames
    • #3
    • 15th Sep 08, 9:59 AM
    • #3
    • 15th Sep 08, 9:59 AM
    i phoned post office and they say we are covered as we booked direct with the airline the guy was not too convincing though im always suspicious of insurance companies they promise you the world until you want to make a claim and thats when they say your not covered! Not been able to get any info on the IPP site yet hence not sure whether to hold out until tommorow has anyone else looked at this site protectyourholiday.com
    Official DFW nerd 206 Proud to be dealing with my debt
    £2 savers club joined 25/6/06 £54 (0ver £1200 banked)
    LB moment June 06 Debt payed off so far £36000 DFD March 2010
    Reclaimed fees
    MBNA £302 RBOS £49.58 Mint £25.95
    PPI: A&L £2074 Freemans £770 MBNA £944
    • richardw
    • By richardw 15th Sep 08, 10:10 AM
    • 17,744 Posts
    • 7,215 Thanks
    richardw
    • #4
    • 15th Sep 08, 10:10 AM
    • #4
    • 15th Sep 08, 10:10 AM
    i phoned post office and they say we are covered as we booked direct with the airline
    Originally posted by HomeJames
    Perhaps get that in writing.
  • mattbarter
    • #5
    • 15th Sep 08, 10:41 AM
    • #5
    • 15th Sep 08, 10:41 AM
    We too have flights with Alitalia next year.
    We booked them with a VISA debit card from Halifax so this: http://news.bbc.co.uk/1/hi/programmes/working_lunch/7593369.stm suggests we may be ok although it might be more complicated as the company is not from the UK.
    We are also thinking of getting the post office annual travel insurance as we have been told this covers scheduled airline failure and alitalia haven't gone insolvent quite yet.

    if anyone has any suggestions or information on whether we are likely to be covered or any other steps we could take to protect ourselves then please let us know.

    Thanks
  • HomeJames
    • #6
    • 15th Sep 08, 11:33 AM
    • #6
    • 15th Sep 08, 11:33 AM
    The IPP site tells you some of the companies they dont cover check them out for alitalia its a pity there are no specific sites which tell you exactly who they will cover and who they wont and how to protect you when you book direct. alsoyou could phone the post office direct i phoned them this morning but im still not convinced i suppose the underwriters would tell you and there is a 14 day period where you could cancel the policy. HTH
    Official DFW nerd 206 Proud to be dealing with my debt
    £2 savers club joined 25/6/06 £54 (0ver £1200 banked)
    LB moment June 06 Debt payed off so far £36000 DFD March 2010
    Reclaimed fees
    MBNA £302 RBOS £49.58 Mint £25.95
    PPI: A&L £2074 Freemans £770 MBNA £944
  • HomeJames
    • #7
    • 15th Sep 08, 11:37 AM
    • #7
    • 15th Sep 08, 11:37 AM
    Just been on IPP and they dont cover alitalia sorry.
    Official DFW nerd 206 Proud to be dealing with my debt
    £2 savers club joined 25/6/06 £54 (0ver £1200 banked)
    LB moment June 06 Debt payed off so far £36000 DFD March 2010
    Reclaimed fees
    MBNA £302 RBOS £49.58 Mint £25.95
    PPI: A&L £2074 Freemans £770 MBNA £944
  • mattbarter
    • #8
    • 15th Sep 08, 1:10 PM
    • #8
    • 15th Sep 08, 1:10 PM
    i'm a little confused about the link between the IPP and the post office's insurance. does that mean that the post office use IPP to provide their insurance for airline failure?
    • richardw
    • By richardw 15th Sep 08, 1:37 PM
    • 17,744 Posts
    • 7,215 Thanks
    richardw
    • #9
    • 15th Sep 08, 1:37 PM
    • #9
    • 15th Sep 08, 1:37 PM
    the post office use IPP to provide their insurance for airline failure?
    Originally posted by mattbarter
    Possibly.

    http://www.ipplondon.co.uk/airline-news.asp
  • HomeJames
    Ive just been onto protectmyholiday.com today and covered our flights to florida for £25 (there are 5 of us travelling) its a big weight of my mind and hopefully now if anything does go wrong we will be okay its well worth checking it out to see if your airline is covered through them and they also cover some booking agents for the accomodation side of things. £25 well spent i think
    Official DFW nerd 206 Proud to be dealing with my debt
    £2 savers club joined 25/6/06 £54 (0ver £1200 banked)
    LB moment June 06 Debt payed off so far £36000 DFD March 2010
    Reclaimed fees
    MBNA £302 RBOS £49.58 Mint £25.95
    PPI: A&L £2074 Freemans £770 MBNA £944
    • lfc84
    • By lfc84 16th Sep 08, 2:45 PM
    • 323 Posts
    • 80 Thanks
    lfc84
    Ive just been onto protectmyholiday.com today and covered our flights to florida for £25 (there are 5 of us travelling) its a big weight of my mind and hopefully now if anything does go wrong we will be okay its well worth checking it out to see if your airline is covered through them and they also cover some booking agents for the accomodation side of things. £25 well spent i think
    Originally posted by HomeJames

    Check the policy excess or limits of payout. I think Post Office pays out a maximum of £1500 per person for scheduled airline failure, whereas I think Ryanair / Easyjet safi will payout a max of £350 per person.........
    • richardw
    • By richardw 16th Sep 08, 3:01 PM
    • 17,744 Posts
    • 7,215 Thanks
    richardw
    Check the policy excess or limits of payout. I think Post Office pays out a maximum of £1500 per person for scheduled airline failure, whereas I think Ryanair / Easyjet safi will payout a max of £350 per person.........
    Originally posted by lfc84
    Very good point indeed, I will double check this when I need to renew my policy in October.
  • HomeJames
    The cover i got with IPP is for £1500 per person i found out about it via the guardian article about XL worth a look if you dont have the cover on your annual policy already
    Official DFW nerd 206 Proud to be dealing with my debt
    £2 savers club joined 25/6/06 £54 (0ver £1200 banked)
    LB moment June 06 Debt payed off so far £36000 DFD March 2010
    Reclaimed fees
    MBNA £302 RBOS £49.58 Mint £25.95
    PPI: A&L £2074 Freemans £770 MBNA £944
    • bestyman
    • By bestyman 27th Apr 09, 11:05 PM
    • 1,089 Posts
    • 399 Thanks
    bestyman
    Re protectmyholiday.com.
    I have some Air Asia flights booked from UK to Kuala Lumpur in October . I will be booking some other Air Asia flights too from KL to maybe Thailand.
    It would seem hotels are not covered if booked through an agent, I will probably book those through Alpha rooms or similar. If the hotels or booking agents go bankrupt thats no big deal as can always cheaply book another one out there .
    Im concerned about the wording re my Air asia flights about booking in the UK. I am in the UK but they are in asia.
    Policy wording ( pasted below)
    This policy covers the insolvency before or after departure of any travel arrangements booked in the United Kingdom, Channel Islands, Isle of Man and the Republic of Ireland, not forming part of an inclusive holiday and not bonded or insured elsewhere
    You are not covered for the following:
    The insolvency of the Travel Agent, Tour Operator, the booking agent (unless listed) or consolidator. It is therefore your commercial decision to book with them and thus your responsibility.


    What do you think?
    On the internet you can be anything you want.It`s strange so many people choose to be rude and stupid.
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