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  • FIRST POST
    • lucielle
    • By lucielle 27th Jun 08, 7:27 PM
    • 7,892Posts
    • 33,796Thanks
    lucielle
    Lucielle's daring debt free journey
    • #1
    • 27th Jun 08, 7:27 PM
    Lucielle's daring debt free journey 27th Jun 08 at 7:27 PM
    Ok, after reading loads of diaries and spending most of my waking moments on here I have decided to start my own diary. Hope I don't bore too many people to death. All comments are welcome.

    Just a bit of background and I will try to be brief. I am married with 4 children, 1 dog, 1 cat, 17 hens, 2 ducks and 2 horses (and I wonder why we are in the situation we are in). Our debt is from living beyond our means and a few to many costly house moves. Lightbulb moment was 11/12/07 sat in the local CAB centre being told we face bankruptcy. (remember the day vividly as it was my birthday). Since then we have both been debt busting. My oh works long hours and on shifts. He hates his job and is desperate to leave however it is well paid. In his spare time he has his own business which is what he really wants to do.

    I had a job until Feb this year, it was great and unfortuntely it closed down. I had an interview last month and got down to the last 2, no prize for second place. I am struggling to find work to a) fit in with the children and b) I cannot work on a Wednesday. 2 of our children are dyslexic and they have specialist tuition. Unfortunately where I live it is not recognised as a problem. However on the plus side I have managed to apply for a bursary and been awarded it. I am going to gather some facts and figures and I will post my SOA. That will be scary.
    L
    Total Debt Dec 07 59875.83 Overdrafts 2900, Dec 08 39782.36 Overdrafts 3100, Dec 09 29304.84 Overdrafts 2820, Dec 10 16449 Overdrafts 2490
    Dec 11 12673.80 Overdrafts 1250, Dec 12 4591 Overdrafts 400 02/02/13 new debt figure 5831.00 New Debt Figure ZERO !!!!!! 08/06/2013

    DFD Before we Die!!!! Long Haul Supporter #124
Page 286
    • beanielou
    • By beanielou 11th May 17, 2:20 PM
    • 46,059 Posts
    • 162,655 Thanks
    beanielou
    Jeez.
    Lots of positive vibes re DS.
    REmember I had DS & GF for 22 months
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 2 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.*** ***Keep plodding***
    • brizzledfw
    • By brizzledfw 14th May 17, 8:28 PM
    • 6,777 Posts
    • 32,523 Thanks
    brizzledfw
    Lots going on for sure...hope DS being st home is OK..fingers crossed... and that he pays his board!!

    Back any better?

    X
    MFiT-T4 Member No. 96 - 2022 is my MF goal
    May '17 Savings Rate Goal: 25% [Apr 10%]
    Declutter 50 items before 31.05.17 15/50 ** LSDs Target 5 for May 03/05 **AFDs 07/20 ** Sales Target '17 750 80 so far
    **NSDs Target 5 for May 03/05
    • lucielle
    • By lucielle 14th May 17, 9:04 PM
    • 7,892 Posts
    • 33,796 Thanks
    lucielle
    Hi Brizzled. the back is a lot better but still got to go for another 2 appointments. I've also booked DS1 in for an appointment with her.


    Went shopping yesterday with DD2 for a dress to wear for a wedding, mission successful. Managed to get some clothes for Sri Lanka as well.


    We were at a party last night, had a good time and not delicate today so that was a bonus.


    Did a few bits and bobs at the shop and then came home and mowed the grass.
    L
    Total Debt Dec 07 59875.83 Overdrafts 2900, Dec 08 39782.36 Overdrafts 3100, Dec 09 29304.84 Overdrafts 2820, Dec 10 16449 Overdrafts 2490
    Dec 11 12673.80 Overdrafts 1250, Dec 12 4591 Overdrafts 400 02/02/13 new debt figure 5831.00 New Debt Figure ZERO !!!!!! 08/06/2013

    DFD Before we Die!!!! Long Haul Supporter #124
    • brizzledfw
    • By brizzledfw 17th May 17, 5:09 PM
    • 6,777 Posts
    • 32,523 Thanks
    brizzledfw
    Pleased you're feeling a bit better. Sounds like you had a good weekend
    MFiT-T4 Member No. 96 - 2022 is my MF goal
    May '17 Savings Rate Goal: 25% [Apr 10%]
    Declutter 50 items before 31.05.17 15/50 ** LSDs Target 5 for May 03/05 **AFDs 07/20 ** Sales Target '17 750 80 so far
    **NSDs Target 5 for May 03/05
    • lucielle
    • By lucielle 20th May 17, 7:41 PM
    • 7,892 Posts
    • 33,796 Thanks
    lucielle
    Well got a houseful of people all drinking and then they are going out. I am designated driver and hiding in the office. Myself and a friend are going to go out for a meal and then collect them after they've drunk the watering hole drive.
    L
    Total Debt Dec 07 59875.83 Overdrafts 2900, Dec 08 39782.36 Overdrafts 3100, Dec 09 29304.84 Overdrafts 2820, Dec 10 16449 Overdrafts 2490
    Dec 11 12673.80 Overdrafts 1250, Dec 12 4591 Overdrafts 400 02/02/13 new debt figure 5831.00 New Debt Figure ZERO !!!!!! 08/06/2013

    DFD Before we Die!!!! Long Haul Supporter #124
    • brizzledfw
    • By brizzledfw 20th May 17, 8:09 PM
    • 6,777 Posts
    • 32,523 Thanks
    brizzledfw
    Enjoy

    The joys of a rural simple life
    MFiT-T4 Member No. 96 - 2022 is my MF goal
    May '17 Savings Rate Goal: 25% [Apr 10%]
    Declutter 50 items before 31.05.17 15/50 ** LSDs Target 5 for May 03/05 **AFDs 07/20 ** Sales Target '17 750 80 so far
    **NSDs Target 5 for May 03/05
    • pennywisepoundstupid
    • By pennywisepoundstupid 20th May 17, 8:10 PM
    • 4,031 Posts
    • 11,677 Thanks
    pennywisepoundstupid
    Enjoy your meal out.x.
    Be mindful of your self-talk. It's a conversation with the Universe."
    May Goal -Pay small debt - GOAL HIT:bed/Mattress GOAL HIT
    June goals -DS room -200/
    Garden - 100/
    1000 Emergency fund- save 250
    • lucielle
    • By lucielle 21st May 17, 6:15 PM
    • 7,892 Posts
    • 33,796 Thanks
    lucielle
    Thanks. Meal out was lovely Scallops followed by duck and no room for pud, never been heard of!


    Quite a few poorly heads today. Had to do two pick up runs but everyone back by 2.00am.


    Doing a new big county show on Monday (which I'm dreading) so been sorting out what we'll take and getting the pricing organised today. Took the hound for a walk and had an early tea as I didn't have any dinner.


    How's your weekend been?
    L
    Total Debt Dec 07 59875.83 Overdrafts 2900, Dec 08 39782.36 Overdrafts 3100, Dec 09 29304.84 Overdrafts 2820, Dec 10 16449 Overdrafts 2490
    Dec 11 12673.80 Overdrafts 1250, Dec 12 4591 Overdrafts 400 02/02/13 new debt figure 5831.00 New Debt Figure ZERO !!!!!! 08/06/2013

    DFD Before we Die!!!! Long Haul Supporter #124
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