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  • FIRST POST
    • starrybear
    • By starrybear 5th Jul 16, 2:57 PM
    • 52Posts
    • 3Thanks
    starrybear
    Precise Mortgages - how long from application to offer?
    • #1
    • 5th Jul 16, 2:57 PM
    Precise Mortgages - how long from application to offer? 5th Jul 16 at 2:57 PM
    Hi all,

    I've searched for answers to this, but can't find anything recent.

    If anyone has dealt with Precise recently, I'd appreciate any insight into your timelines?

    Thanks in advance
Page 2
    • phil22
    • By phil22 15th Jul 16, 1:25 PM
    • 141 Posts
    • 26 Thanks
    phil22
    Wow there applying quickly then, ours told us 3-4 weeks so if it went in weds should be next week. So if youv had a mortgage in principal its a good sign.
    • jadecharles26
    • By jadecharles26 15th Jul 16, 2:24 PM
    • 31 Posts
    • 3 Thanks
    jadecharles26
    3-4 weeks till offer?
    our completion date is the 8th August with the new build company we are buying off. She did say not to stress as long as her head office can see things are progressing then it's fine to extend. My husband is going to ring our broker soon to see if anything has happened.
    • phil22
    • By phil22 15th Jul 16, 2:26 PM
    • 141 Posts
    • 26 Thanks
    phil22
    Yeah thats what iw as told she said there not the quickest and at the moment its taking between 3-4 weeks im so nervous just want to know if we have the full offer accepted
    • jadecharles26
    • By jadecharles26 15th Jul 16, 2:30 PM
    • 31 Posts
    • 3 Thanks
    jadecharles26
    Ohh I hope it doesn't take that long �� Not sure if i will cope... Hopefully 3-4 weeks is if they need further info! Have the taken the valuation fee yet?
    • phil22
    • By phil22 15th Jul 16, 2:33 PM
    • 141 Posts
    • 26 Thanks
    phil22
    No , im trying to get hold of our mortgage advisor today to find out why she said within 2 days? Do they only take it when theyv looked at your application? Feel like its a bad sign, our advisor visited us monday night said should be within 2 days i think.
    • jadecharles26
    • By jadecharles26 15th Jul 16, 2:50 PM
    • 31 Posts
    • 3 Thanks
    jadecharles26
    Ohh I wouldn't take it as a bad sign... I think it's more of an automatic thing but I might be wrong. I'm sure we will both be fine as we fit there criteria
    It's awful waiting!! I was hoping to hear if there was a date for valuation soon.
    • phil22
    • By phil22 15th Jul 16, 3:01 PM
    • 141 Posts
    • 26 Thanks
    phil22
    It is awful waiting, did you get a decision in principal accepted too? Im just hoping from that it can only mainly be good
    • jadecharles26
    • By jadecharles26 15th Jul 16, 3:06 PM
    • 31 Posts
    • 3 Thanks
    jadecharles26
    Yes got the dip there and then so got all documents needed and went to brokers office and he applied for full on Sunday. Guessing the would have recieved it on Monday as its all through the system. Just waiting on the answer then all systems go. Not sure when the send there valuation person tho "/
    • phil22
    • By phil22 15th Jul 16, 3:09 PM
    • 141 Posts
    • 26 Thanks
    phil22
    All differer t we were told be 5 days before it was even looked at after they got it as there so busy at the moment :/
    • jadecharles26
    • By jadecharles26 15th Jul 16, 4:13 PM
    • 31 Posts
    • 3 Thanks
    jadecharles26
    Ohh maybe they aren't going to look until next week then!!
    The Unknown is awful... One minute we are at the house picking out flooring and then panicking we aren't getting accepted lol
    • phil22
    • By phil22 15th Jul 16, 4:21 PM
    • 141 Posts
    • 26 Thanks
    phil22
    Oh exactly the same iv just got off the phine were picking are kitchen tommorow but i go from one minute excited then thinking wjat if it isnt my kitchen! Going to try stay positive now
    • jadecharles26
    • By jadecharles26 15th Jul 16, 4:27 PM
    • 31 Posts
    • 3 Thanks
    jadecharles26
    Are you buying a new build too? I know I'm planning as if we have already got it in the bag!! We will be absolutely devasted if they say no!!
    • phil22
    • By phil22 15th Jul 16, 4:29 PM
    • 141 Posts
    • 26 Thanks
    phil22
    Same yeah we are what part the country are you?
    • jadecharles26
    • By jadecharles26 15th Jul 16, 4:39 PM
    • 31 Posts
    • 3 Thanks
    jadecharles26
    South Wales. Buying from persimmon homes we used the help to buy scheme too
    • phil22
    • By phil22 15th Jul 16, 4:49 PM
    • 141 Posts
    • 26 Thanks
    phil22
    Oh brilliant! Fingers crossed hey! Let us know, are you buying barratt?
    • jadecharles26
    • By jadecharles26 15th Jul 16, 4:55 PM
    • 31 Posts
    • 3 Thanks
    jadecharles26
    Yes will definitely keep you updated. No the company is persimmons good luck!! Speak soon!!
    • AlexLuna
    • By AlexLuna 15th Jul 16, 5:12 PM
    • 13 Posts
    • 6 Thanks
    AlexLuna
    Good luck guys! We got a mortgage offer from precise in february. Took 2 weeks from app to offer. We completed on our new build 2 weeks ago, its a nerve wracking process, but worth it!
    • phil22
    • By phil22 15th Jul 16, 5:40 PM
    • 141 Posts
    • 26 Thanks
    phil22
    Thanks! Did you have many defaults or ccjs ? If we had a mip do you think we have a good chance already or were they really picky about everything
    • jadecharles26
    • By jadecharles26 15th Jul 16, 6:21 PM
    • 31 Posts
    • 3 Thanks
    jadecharles26
    Thanks alexluna!!
    Just spoke to my husband after he rang out broker. The broker said precise only asked him to send our bank statements off and payslips? The broker has loads of stuff for us beforehand. He seems to think that's a good sign? x
    • phil22
    • By phil22 15th Jul 16, 6:23 PM
    • 141 Posts
    • 26 Thanks
    phil22
    Weve sent bank statements and payslips too, what u mean loads of stuff for you like what?
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