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  • FIRST POST
    • marmiterulesok
    • By marmiterulesok 1st Oct 17, 12:29 PM
    • 7,410Posts
    • 33,627Thanks
    marmiterulesok
    The October NSD Challenge!
    • #1
    • 1st Oct 17, 12:29 PM
    The October NSD Challenge! 1st Oct 17 at 12:29 PM
    Join in people!It's a great challenge.
    Nsd september 2/10
    I need to learn to budget again
Page 2
    • beanielou
    • By beanielou 3rd Oct 17, 11:05 AM
    • 49,570 Posts
    • 186,670 Thanks
    beanielou
    NSd 2 yesterday & 3 today.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 2 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.*** ***Keep plodding***
    • arc2014
    • By arc2014 3rd Oct 17, 1:32 PM
    • 179 Posts
    • 827 Thanks
    arc2014
    NSD #2 for me today!
    Logbook Loan 970.42/1000 DC1 90/1420.32 DC2 10/321.13 DC3 11.75/11.75 DC4 60/635 Personal Loan 1706.96/5000 Overdraft 0/1200 Total 2675.76/9388.20
    SPC #200
    PAYDBX18 #014 - 761.74/10,000
    Lightbulb Moment September 2017 - DFD Christmas 2018!
    • Skye17
    • By Skye17 3rd Oct 17, 5:46 PM
    • 18 Posts
    • 20 Thanks
    Skye17
    NSD day here for me 1/10
    October 2017
    Barclaycard - 2891.00/0.00
    • Trying To Find Happiness
    • By Trying To Find Happiness 3rd Oct 17, 9:44 PM
    • 10 Posts
    • 18 Thanks
    Trying To Find Happiness
    Id like to joint please! 15NSDs for me.

    0/15
    • Trying To Find Happiness
    • By Trying To Find Happiness 3rd Oct 17, 9:53 PM
    • 10 Posts
    • 18 Thanks
    Trying To Find Happiness
    Edit to my last post, I forgot what the date was! I’ve had 1 NSD so far.

    1/15
    • marmiterulesok
    • By marmiterulesok 4th Oct 17, 12:08 AM
    • 7,410 Posts
    • 33,627 Thanks
    marmiterulesok
    Today isn't a NSD,
    I spent 1.48 on milk, we were baking and didn't know how much milk we needed and almost out since i drink a lot of coffee. I rounded it up to 1.50 for Tesco's charity event.
    Originally posted by cozicup
    Hi.A lot of us have allowed spends.It's up to you to choose what these are.It means that you can buy your pint of milk and,as long as you don't buy anything else (unless it0's also an allowed spend) you still can claim an nsd.
    It could be milk,bread,a packet of paper tissues... up to you.

    I did spend but I'm counting it as an emergency ...
    I basically thought I was pregnant & At the moment we're not ready for a baba,
    so I brought a test to check but thankfully right now I'm not.
    me & my fiancee aren't ready since we do have a new house save for as well as the wedding and other small financial stuff. I kinda wanted to have a baba though so bad but too much going n right now.

    Also, he brought the little bits for tea and that tonight so I didn't spend anything.

    So I'm up to 1 NSD
    Originally posted by cozicup
    Then there are the emergency spends!

    You're not counting this one:good!

    It could be a light bulb,tampons,a pair of tights....
    Nsd september 2/10
    I need to learn to budget again
    • marmiterulesok
    • By marmiterulesok 4th Oct 17, 12:12 AM
    • 7,410 Posts
    • 33,627 Thanks
    marmiterulesok
    Hi and welcome to all the newbies!Welcome back to all the regulars too!

    Now,i've got all your names down on my bit of paper.I'll try and update the front page tomorrow.

    Well done if you've already achieved some or one nsd.

    Please though always state clearly what your total is,preferably in a large and colourful font.

    I'm really going to try and stay on top of this month's thread.

    I'm at #2,amazingly enough...
    Nsd september 2/10
    I need to learn to budget again
    • Purplemumof2
    • By Purplemumof2 4th Oct 17, 5:18 AM
    • 5,568 Posts
    • 20,333 Thanks
    Purplemumof2
    Morning

    NSD 2/10 for yesterday.
    Official DFW Nerd Club - Member no. 791 - Proud to be dealing with my debts
    MBNA: 6900.00 Cap 1: 467.97 BC: 6900.00

    AFD 5/14 NSD 9/17 LTW 10/17
    POAMAYC 2018 #041 PD 878.17/4000
    20p Savers 2018 2 Savers 2018 50p Savers 2018 SPC 11 2018 #003
    • FlowerGirl27
    • By FlowerGirl27 4th Oct 17, 7:09 AM
    • 90 Posts
    • 84 Thanks
    FlowerGirl27
    Hello can I join in from now please?
    I won't include regular bills, the weekly food shop, or top up shops for bread, milk and the fresh stuff.

    I would like to do 16
    • Nargleblast
    • By Nargleblast 4th Oct 17, 1:38 PM
    • 9,451 Posts
    • 56,270 Thanks
    Nargleblast
    This will be NSD number 3 for me today. It helps when you are on night shift and spend half the day sleeping!
    Debt free date.....3 August 2015
    Now building up a Doomsday Cash Stash
    • beanielou
    • By beanielou 4th Oct 17, 4:31 PM
    • 49,570 Posts
    • 186,670 Thanks
    beanielou
    NSD no 4 today for me.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 2 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.*** ***Keep plodding***
    • Skye17
    • By Skye17 4th Oct 17, 5:06 PM
    • 18 Posts
    • 20 Thanks
    Skye17
    NSD no 2 today 2/10
    October 2017
    Barclaycard - 2891.00/0.00
    • helsbell
    • By helsbell 4th Oct 17, 8:15 PM
    • 137 Posts
    • 795 Thanks
    helsbell
    Hi, I've been joining in since the start of the month again, so i thought I'd post to let you know

    I'm aiming for 10 NSDs again, please. Yesterday and today were NSDs #1 and #2
    SPC 11, No. 062

    August 2017 B'card 5006.83 BoS 1086.59 DFD November 2020
    • Tea&Kittens
    • By Tea&Kittens 5th Oct 17, 11:08 AM
    • 178 Posts
    • 669 Thanks
    Tea&Kittens
    Day 4 of 17! Also 4//5 Consecutive days
    Planned and budgeted-for haircut is due tomorrow. Debating whether I should allow this one as a NSD given that I've allocated the money for it or let it interrupt the streak of NSDs!
    (I have found a hairdresser for 25, which is an absolute bargain, vs. the 40 where I went before too!)
    October: NSDs 6 / 17 NSDs in a row: 1 / 5
    I started my debtfree journey on 07 September 2017: Total: 20,521 19847
    Barclaycard: 14659 14435 Oct 2017 HSBC Credit Card : 3112 3012 Oct 2017
    Overdraft: 350 0 Oct2017 MBNA : 2400
    A journey of a thousand miles starts with a single step. I'm on my way!
    • beanielou
    • By beanielou 5th Oct 17, 3:48 PM
    • 49,570 Posts
    • 186,670 Thanks
    beanielou
    No 5 today
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 2 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.*** ***Keep plodding***
    • Honeysucklelou2
    • By Honeysucklelou2 5th Oct 17, 9:01 PM
    • 599 Posts
    • 2,322 Thanks
    Honeysucklelou2
    Wow, that's impressive Beanielou!

    NSD 2/10 today.
    paydbx #93 155/8,000.
    Loan 17k - paid off in Aug 2017. Home improvement loans 3342 March 2017. 3206 in Oct 17
    • beanielou
    • By beanielou 5th Oct 17, 9:47 PM
    • 49,570 Posts
    • 186,670 Thanks
    beanielou
    Wow, that's impressive Beanielou!

    NSD 2/10 today.
    Originally posted by Honeysucklelou2
    Needs must
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 2 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.*** ***Keep plodding***
    • Reb2016
    • By Reb2016 6th Oct 17, 9:14 AM
    • 172 Posts
    • 431 Thanks
    Reb2016
    I got no 3 on Tuesday, today won't be one, as I have a hairdressers appointment, but should catch a few more this weekend.


    Reb
    Light bulb moment 6th June 2017 13333.63 Debt now 11837.25
    DFD was October 2020 40 months now 21st Dec 2019 26 months Overdraft 720/2250
    • arc2014
    • By arc2014 6th Oct 17, 2:24 PM
    • 179 Posts
    • 827 Thanks
    arc2014
    NSD #3 today!
    Logbook Loan 970.42/1000 DC1 90/1420.32 DC2 10/321.13 DC3 11.75/11.75 DC4 60/635 Personal Loan 1706.96/5000 Overdraft 0/1200 Total 2675.76/9388.20
    SPC #200
    PAYDBX18 #014 - 761.74/10,000
    Lightbulb Moment September 2017 - DFD Christmas 2018!
    • beanielou
    • By beanielou 6th Oct 17, 6:06 PM
    • 49,570 Posts
    • 186,670 Thanks
    beanielou
    Not one today.
    Over budget on shopping & bought cake for a friend.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 2 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.*** ***Keep plodding***
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