Taking it slowly, but doing it well.

today:
nsd woop woop
Picnic with friends
Cleaner has been
Cake is STILL being decorated
Bathroom cabinets have been decluttered
Chilling on the sofa with the cat asleep beside me/on me.

Updates....

August Goals:
1) reduce mortgage capital by £340 - require overpayment of £128
8/8: £63.73/£128
9/8: £64.83 (TT)
11/8: £68.90 (TT & under budget on landline bill)
20/8 £71.30 (got some post holiday TT to do, but need to charge the iPad to do that. )
22/8: £73.84 (TT - I'm a bit behind target, but looking at what I've got left in my YNAB pots I should be ok at month end.
23/8: £97.92 (TT and a massive underspend on the bacon subscription this month due to being away)
24/8: £98.71
25/8: 119.81 (underspend from August's milk delivery pot and TT from child benefit)
26/8: £120.85 (TT - nearly there)
27/8: £124.35
28/8: £124.56 (forgot a receipt yesterday so TT)

2)keep an accurate cash spending diary
9/8 ✅
11/8: no cash spent today
20/8: nope, not done this.. restart tomorrow. (Haven't taken any cash out of the bank all week though, so haven't actually spent a lot. )
22/8: no cash spent
23/8: no cash spent
24/8: no cash spent
25/8: no cash spent
26/8: ✅ £3 in bus fares
27/8:✅
28/8: nsd

3) cash out £30 of survey site rewards✅
8/8: £24.80/£30 (£15 voucher & £9.80 cash)
9/8: £55.16/£30 (£25 vouchers & £30.16
11/8: no change today, but pa reward has cleared to circle, just waiting for it to appear in my bank now
20/8 no change as I've not done any surveys while I've been away. But the circle payment is in my bank and I've just opened the envelope containing the boots voucher from VO.
22/8 no change. Pa has gone very quiet. I've had nothing at all today.
23/8: a couple of 25p vo surveys, nothing on pa again - what's going on?
24/8: a survey on PA woop woop.
PA at £6.90 Vo at £5 not expecting any more August payouts but this is a good start towards September's £20 cash out target
25/8: lots of surveys today inc a £3 one on pa, I'm now half way to the next payout on both sites so I think a £30 September target should be set.
26/8: no survey's today but £2 earned on roaml3r. I also did some shopm1um shopping today - free (when the money comes through) chocolate, which I've eaten because I was tired and hungry. 3 bottles of non-alcoholic grape/elderflower presse stuff which can go into the cellar for Christmas.
27/8: no change
28/8: x

4)reach the middle of July on temperature blanket
8/8: up to 29/05/17
11/8: completed May
20/8: up to 3rd June oops, did more reading than knitting while I was away.
22/8: ha ha
23/8: about to do some knitting when I've finished here
24/8: none today
25/8: why did I set this unachievable target?
26/8:never going to happen!
27/8: ❌
28/8: no surveys when I've looked today

5)get a job or sign up to 1 agency.
9/8: X
11/8: X
20/8 : x (but I have been on holiday)
22/8: x
23/8: x
24/8:x
25:8: needs to be a September target I think
26/8: x
27/8: x
28/8: x

Monday
Finish showstopper cake: so blinking close, but got to keep waiting for the glue to dry
Stuff back in bathroom cupboards: ✅
Washing etc.✅

Tuesday
Prep for bake along
Top up shop if needed
Do something with Pickle so he sleeps early.

Good luck with the bathroom cabinets. I found about 3 beard trimmers and associated stuff (belonging to hubby obviously) so they've been put to one side for him to sort a maximum of two working ones (one for home, one for his wash bag as he travels for work all the time) although I'd rather he just keep 1.
Going to be ruthless with the coathangers now. We have far too many for the clothes we have and, when I do the wardrobes there will be even more to go out.

Have fun with the cabinets.

A trip to the blue and yellow pleasure palace is never a cheap trip, but I bought less than I intended and only picked up one extra £3, useful) item.
I really went for toy storage for Pickle, which I got and was within budget for (thanks to two child benefit payments in August) but I also booked his swimming lessons today so was £23 overspent in the Pickle YNAB pot. I covered this from the car fuel pot as I've not spent any money on diesel this month.
I'm going to leave the rest of the money in that pot this month in case we do a long trip in September. (Although I'm really dying to put it in the mop pot)

We had tea there, grand total of £6.60 for both of us.

Tomorrow will be spendy!
Going into the city.
3 suites to pick up from the dry cleaners £13.95 each, but one belongs to a friend so should get that back.
Then three pairs of jeans (2 hubby, 1 mine) to go in to be repaired- I'm hoping it will be cheaper than buying new ones.

The car seat is also being collected tomorrow for cleaning but that's payment on return so will come from September's budget.

Going to offset this by paying all the shrapnel into the bank (it's going on the Christmas pot)

Today's decluttering was my evening gowns/cocktail dresses. I've put 5 up for sale and there is interest on 2 at the moment. I've not put them up for sale for much as they owe me nothing, but it should be a little bit towards some new clothes for me.

I also may have sold 1 if not both of the jumperoos (normal & space saver) if they both go for the price I've asked for they will have cost me £5 for the time we've used them and Pickle can have some new toys at Christmas (although I think I'll refund the fuel money first. )

Rubbish day on the surveys,hopefully I'm set up well enough to do some cashing out in September, but we'll see.
Updates....

August Goals:
1) reduce mortgage capital by £340 - require overpayment of £128
30/8: :beer: £128.16 done and dusted. Will see what extra I can throw at it tomorrow though. ✅

2)keep an accurate cash spending diary
30/8: ✅ no cash spent today

3) cash out £30 of survey site rewards✅
30/8: no change

4)reach the middle of July on temperature blanket
30/8: ❌

5)get a job or sign up to 1 agency.
30/8: ❌

Wednesday
Short picnic for park party ✅
Washing stuff✅
Sort car seat for its trip to be cleaned✅
Sort stuff for town trip on Thursday✅

Thursday
Town jobs
Toy sort into new storage
End of month money shuffle

1400, You are doing well, I'm on 466. the maximum number of coins I've had from a spin in 2, normally I don't get anything.
It's worth persevering with though as,eventually it will be free money and isn't actually much effort.

I am pleased I've met the mop pot target, this is the first month of our new budget so I wasn't sure what would happen. It's been a funny month with two weddings and a holiday, but there is something every month so I mustn't make excuses.

Thanks for reading my rambling. I'm sure you are now sleeping soundly

Wish.

MSE SEPTEMBER GOALS

1) reduce mortgage capital by £445.00
2) cash out £30 on surveys/mystery shopping/cashback etc
3) 30 lots of decluttering/organising


Just three MSE goals this month and they are all actually financial related (number 3 means I should have things to sell on)

A brief (you hope) explanation for each one.

1) I wanted to get the mortgage to 35,000 by the end of the year, then make a house with 100 x £350 blocks making 100 mortgage payments to be mortgage free. During August The mop pot totalled £433 so I did a bit of number crunching and £445 means we hit the £35k mark at the end of November starting our 100 payments to go 1 month early. It's a bit of a stretch target, but I like a challenge. The interest will also be a little less each month so that makes the overpayment target a few pence easier to achieve.

2) self explanatory I feel.

3) I've already started the decluttering process and the aim is to be through the house by Christmas. I've been really good this week (hubby is away at the moment) so the decluttering has been easy. I need a target to help me when he's home.

Wish.