Time to clear the debt - for good!

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  • laurag89
    laurag89 Posts: 728 Forumite
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    So today as previously mentioned, I went to the bank and paid in the £300, which I have now paid to the credit card.

    I will update my totals once I know the exact amount left on it, i guess it will update early next week :)

    Working my 2nd job tomorrow, although it can be annoying to have to go - i know it is so that I can have my dream wedding dress without getting into debt to buy it.

    My evening tonight is going to involve survey's - I am really keen to put any money earned to this debt. I can't wait to see it go,
    Total debt to pay: £14,071.41/ Remaining debt: £12,884.12: Amount Paid: £1,187.29

    Survey xmas 2018 savings: £10 / £150
  • laurag89
    laurag89 Posts: 728 Forumite
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    Back from working, and about to sit down and do some surveys.

    Hope the money comes in from my old Samsung S5 this week so that I can also put that to the M&S credit card.

    Excited to see the exact balance of it once it updates as have paid small amounts here and there to it. :)
    Total debt to pay: £14,071.41/ Remaining debt: £12,884.12: Amount Paid: £1,187.29

    Survey xmas 2018 savings: £10 / £150
  • laurag89
    laurag89 Posts: 728 Forumite
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    I am pleased to report that the M&S credit card now stands at £466.21 :)!


    But with the good also comes bad, I had to go to the dentist on Friday and now I need my wisdom tooth out at the hospital and they have also noticed I now need a filling on another wisdom tooth... it is one thing after another!
    I absolutely hate the dentist! I really look after my teeth, but every visit I seem to need a filling on something else. Money Money Money.


    Waiting to hear the exact amount they are going to give me for my Samsung S5 which I will also pay to the M&S card. I am also going on survey sites every evening, anything I cash out will also go to the credit card.


    Just about to update my totals :)
    Total debt to pay: £14,071.41/ Remaining debt: £12,884.12: Amount Paid: £1,187.29

    Survey xmas 2018 savings: £10 / £150
  • Happierdays
    Happierdays Posts: 154 Forumite
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    Well done... you seem to have paid off lots over time and are making progress! :)
  • laurag89
    laurag89 Posts: 728 Forumite
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    Happierdays wrote: »
    Well done... you seem to have paid off lots over time and are making progress! :)



    Thank you :)


    I am hoping if I keep coming on here, and keep on with the surveys I will stay motivated.
    Total debt to pay: £14,071.41/ Remaining debt: £12,884.12: Amount Paid: £1,187.29

    Survey xmas 2018 savings: £10 / £150
  • laurag89
    laurag89 Posts: 728 Forumite
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    More surveys completed tonight, but still a little way from cashing out on any of them.

    Also received £41 for my old samsung which was less than i thought but still better than nothing, that is going straight to my credit card :)
    Total debt to pay: £14,071.41/ Remaining debt: £12,884.12: Amount Paid: £1,187.29

    Survey xmas 2018 savings: £10 / £150
  • Scott_Weiland_2
    Scott_Weiland_2 Posts: 799 Forumite
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    Its hard I know but just remember one thing with the surveys "Perseverance Pays See My Signature"

    Example i am waiting on all of these hitting my bank account:

    Mingle Respondi £10-12 quid
    Opinium Research £25
    One Poll £40

    I tend to multi task as doing surveys ie movie or tv on in the background.
    Cashback Earnings YTD £46.04 Survey Earnings YTD £182.66
    "Always always train, be the best version of you that you can physically be"
  • laurag89
    laurag89 Posts: 728 Forumite
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    Scott_Weiland wrote: »
    Its hard I know but just remember one thing with the surveys "Perseverance Pays See My Signature"

    Example i am waiting on all of these hitting my bank account:

    Mingle Respondi £10-12 quid
    Opinium Research £25
    One Poll £40

    I tend to multi task as doing surveys ie movie or tv on in the background.

    Your right, I think it's just when you have cashed out and are starting again that it's the hardest to stay motivated!

    I will continue though, it is a great way of earning extra towards these debts!

    :)
    Total debt to pay: £14,071.41/ Remaining debt: £12,884.12: Amount Paid: £1,187.29

    Survey xmas 2018 savings: £10 / £150
  • laurag89
    laurag89 Posts: 728 Forumite
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    £41.03 paid to M&S credit card from selling my phone :) I potentially have another £10 left in my account that I can pay to it but I am holding off as not sure if I will need it for fuel!

    Payday Friday :) looking forward to seeing what I can get this card down too, want it gone so I can start on the MBNA. Will be nice to be free of credit card debt so I can attack the monster debt - the loan!
    Total debt to pay: £14,071.41/ Remaining debt: £12,884.12: Amount Paid: £1,187.29

    Survey xmas 2018 savings: £10 / £150
  • Makeachange
    Makeachange Posts: 962 Forumite
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    laurag89 wrote: »
    £41.03 paid to M&S credit card from selling my phone :) I potentially have another £10 left in my account that I can pay to it but I am holding off as not sure if I will need it for fuel!

    Payday Friday :) looking forward to seeing what I can get this card down too, want it gone so I can start on the MBNA. Will be nice to be free of credit card debt so I can attack the monster debt - the loan!

    Well done :D you're doing amazing :beer::beer::beer::beer:
    I WILL GET THERE.
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