Uninsured car parked on road
faddy
Posts: 508 Forumite
Is keeping an uninsured (and un-SORNed) car parked on a public road a separate and lesser offence than driving without insurance?
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Comments
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Different penalties - uninsured cars can be towed/destroyed but no points (max fine £1000) for keeper - uninsured drivers get minimum 6 points and £300 fixed penalty or maybe banned/unlimited fine if case goes to court0
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The more serious offence which gets you points is actually "using" the car, not driving it, and "using" has been interpreted sufficiently broadly to include leaving a car parked on the road - see Elliot v Grey (1960) and other cases. So while it is not particularly common, it is possible to get 6 points for keeping an uninsured car parked on the road.
Continuous insurance regulations also require any car which has not been SORNed to be insured at all times - this applies whether the car is actually kept on the road or not and is a lesser offence with a smaller fine and no points. This would not generally affect future insurance premiums.0
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