The Next Chapter: Our Dream House Fund

The nights are getting so much colder. I am resisting putting the heating on but I know I need to get the thicker duvet out from under the stairs

Right so, I was good again today :A I worked from home, so I used what was in the fridge already and my husband is working late so I also had a simple dinner. Am a bit low on things to take in for lunch tomorrow so I'll have to buy it, but I'll aim for a soup or something quite cheap, plus I have a few snacky things sorted.

I received a supermarket offer in my email (to one of the nice supermarkets :eek:) where if I spend over £100 per shop for the next two shops I'll receive a £40 gift voucher, which I figure will be handy for Christmas or other future supermarket shops.

It came to £109 and should last quite some time — I bought a mix of tinned food, organic meats, beer for the husband and household things we were running low on (laundry stuff, cleaning products), looaaaads, but hardly any fresh veg or fruit. I'll instead buy these down the road at my local Turkish grocery store as and when we need them, which should definitely come to less than the £20ish allocated per week! At least, I hope so...:rotfl: I shouldn't need to buy anything from the shop for at leeeast a month (and I have 2 months to use the offer), so I can stretch it out a bit.

Instead of buying our friend's a gift for their housewarming, I'm going to bake some banana bread and give them a bottle of wine we had leftover from the wedding + a card. Saves a few more pounds there, and they are quite frugal themselves so they won't be too offended like maybe some other friends might be!

So that's it! So far my £70 weekly spend has gone untouched since I topped up on Sunday, I'm very happy.

23 days till payday!

very true savingwannabe, it is empowering!

I didn't have to pay for work dinner last night, which was fab as I thought it would end up costing around £50! So that means I'm still on track and not dipping into the credit card.

But still 16 days till payday, anything could happen! Got to stay focused.

Can't wait to see my savings pots go up, feels like I've been at £500 EF forever!

Sunday laziness, how I love thee..

Things done today:
- updated my phone network bundle, £4 off what I'm currently paying per month and more data (so I'll be paying £17 a month)
- bought more of mum's birthday present, still have to buy a wee bit more to complete the package
- worked out exactly what savings KS (my OH) and I have for our house deposit. we're a bit more behind than we thought, but with the wedding out the way and some sacrificing on both our behalves, we should be in a very good place by March 2017. The aim is for £65k by then (but this includes around £10k gift from a family member in the next few months) and doesn't include the H2B bonus we'll get if we spend under the threshold.

I've been doing okay with the supermarket spends but not sure if we'll last with just £74 for topups for 2.5 weeks! We have household basics covered for ages but this amount is supposed to cover things like beer, too! Just doesn't seem realistic. Slashing our average grocery spend from £260 to £200 might be a bit ambitious. Oh well, we'll see where we're at in a week or so.

Tomorrow should be an NSD providing I get myself sorted today. I should probably get out of my robe then!

Not so disciplined today. I didn't go overboard with an expensive lunch but did have a snack and bottled water this afternoon, which I don't tend to normally do.

I'm not really enjoying my work lately. I haven't been there very long and when I joined I saw a lot of potential but now I'm seeing what a slow, painful place it is to be. I am getting paid well and grateful to have a job, so I will definitely stick it out at least until we get our mortgage sorted..gotta just keep thinking about the money!

10 days till payday, not long now..looking forward to updating my signature!