Learning to budget to make future adventures happen

Seasidegal58 wrote: »

Hi crunchy. Hope all is quiet on the Western Front now with DD!:)

Re your hubby and credit cards - would he consider using his debit card for "spends" and just use the cc for household emergencies and whatnot? Might make him think before he spends as anything on the debit card will come straight out of your bank account.

Ha ha! She is a lot better this week and seems to be listening more. She came out in a cold which might have been the problem.

With regards to the account we have tried this before and he kept going overdrawn. We also have our car payment go it mid month and I used to be worried it would bounce. Three years ago when i started this diary he had to use his own credit card for expenses and the company would take ages to pay back and he wouldn't make regular claims which used to infuriate me. The company he is now with have given him a company credit card and he claims for his food for the day in that it's anything extra. For example, he went out with a colleague one evening when he was away recently and bought a couple of rounds for about £20 and put them on his credit card. I told him I would have to pay it off out of our £100 spending money.

When I'm not working I'm thinking about using my bank account as the food account and giving him the food account which is just a basic bank account for these sorts of spends. He can have an allowance every month to keep him happy.

He is sooooo much better than he used to be.

I hopefully have someone coming this am to buy my pram for £25. I will be pleased as it's been for sale for ages.

Really really really need to do some packing.

Crunchy xx

Dishwasher broke so had to fork out £60 to fix it today and had to sit in all day to wait for the man - not good with a three year old!!

I also stabbed myself in the nail bed with something sharp when trying to tidy up - looked like a bit of straw!!! Weird!

It all then got a bit too much so dd and I had a nap on the sofa. I forgot to set my alarm and woke up at 3.30pm - 15 mins after school pick up!!

Parenting fail!!!

I've realised as well that all my readers and marking are up to date at school but I've struggled to help ds with his reading and homework this week. Something has got to change!

Crunchy xx

Morning all

Feeling a bit iffy this morning. Work up with a headache and dodgy stomach. I don’t feel sick just very full and dragged down. There is a sickness bug going around both schools and I’m feeling anxious that myself and the kids will get it at some point.

We managed to get some more boxes packed yesterday and husband had filled in all the holes where pictures and shelves used to be. We went to visit the new house again yesterday and absolutely cannot wait to move now! It’s sooo lovely!!

Nothing much else to report!! Just trying not to do anything or spend too much money at the moment.

Happy Sunday everyone!

Crunchy xx

Nicnak wrote: »

Happy Sunday.

Hope you're feeling better now?

I'm hoping for a NSD. X

I don’t actually I feel worse - headache, shivers, body aches, feel sick and the other, chesty cough, drained feeling. Spent most of the day in bed or on the sofa. Had a panic attack about work tomorrow. Husband supportive but cross with me as I keep apologising. Truth is work won’t take kindly with me being off sick again as people won’t get their ppa as they refuse to use supply teachers just higher level tas but I don’t care. I can barely lift my head off the pillow.

Crunchy xx