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  • FIRST POST
    • mum2one
    • By mum2one 31st Dec 16, 1:04 AM
    • 16,103Posts
    • 59,847Thanks
    mum2one
    Santas challenge 2017
    • #1
    • 31st Dec 16, 1:04 AM
    Santas challenge 2017 31st Dec 16 at 1:04 AM
    A warm welcome to old and new friends.

    What is Santas challenge...

    We're a lovely thread, may be small but we're good... I know Christmas happens every year, yet by planning throughout the year this can take off some of the financial pressure of finding everything last minute, spread the tasks throughout the year.

    It's not just about Christmas, it's birthdays, Easter, Valentine's Day,x cleaning those kitchen cupboards, having a general moan about life, yet being there as well.

    The great plan is for a challenge on the 24th of the month, so that by Christmas Eve we are all ready and can sit back and relax...

    A big welcome to everyone. Xx
    17 crafts in 2017 = 0/17
    Sisters legacy -50 charitable acts 30/50
    Tackling the debt free life one day at a time xx
    RIP Dad, - Always love you, - He was 1 in a million xx
Page 1
    • mum2one
    • By mum2one 31st Dec 16, 1:25 AM
    • 16,103 Posts
    • 59,847 Thanks
    mum2one
    • #2
    • 31st Dec 16, 1:25 AM
    Making money
    • #2
    • 31st Dec 16, 1:25 AM
    There's literally a 1001 ways to make an extra penny or a pound, here's just a few suggestions to help along the way.

    cashback sites
    The main ones I can think of are
    Topcashback and Quidco.

    The main point I always say, cashback is a bonus, if it happens brilliant, if it doesn't then I'm not out of pocket...

    [COLOR="Blue"]example....
    I need car insurance,...
    Renewal £300
    With cashback company ... new quote for £375.... but it says £200 cashback... so I think wow £200... but if I don't get the money. Then I've over paid my insurance,
    [/

    [COLOR="Purple"]insurance...[/
    One way to be a winner with comparing / buying insurance is the cinema offer... buy a single trip, overnight in U.K., £2. This then will open up the meerkat movies (tues / wed - Bogof ticket) .... I know with cineworld there is a 70p charge... but compared to £10 + for a ticket... this is a def win win.


    [COLOR="SlateGray"]online reward sites[/

    [COLOR="Blue"][/
    AGain there are sites all over the internet, you may well find ones that you get on with, others you don't.
    Here's a few suggestions / thoughts

    swag bucks - this can be a variety of watching videos, playing games, answering surveys, clicking, cashback.... payment can be cashed out as low as £5. there are a wide payment range... vouchers, PayPal

    Valued opinions - surveys - sent to your email, can be hit and miss whether you qualify for the survey - payouts from £10.50 for £10 voucher

    Toluna - answering surveys... varying methods of payouts

    ".......

    [COLOR="Teal"][/
    Tesco have there version - orchard at Tesco... send vouchers to buy from a range of offers... example, flowers, party food... you then photo and review the items

    Buzz agent - work with a lot of companies - same principal as orchard.

    ......
    eBay
    I'm sure everyone has mixed feelings about eBay, I always find if your selling give as much info as you can..
    Inside leg / waistband / washing care...

    Carboots -
    I would suggest having a float of £15 mixed coins, take drink and toilet roll...
    Check with the location as some charge by car boot others by table. Ask around to see if there is a good one local.

    Facebook selling...
    There seems to be facebook groups popping up all round, as usual clear photo, general description, prepared to be bartered,... and those tha desperately want the item but don't turn up

    "..........
    LOYALTY CARDS

    If it's anything like my wallet, looks full of plastic.... but there loyalty cards...
    Supermarkets... with the exception of Asda, the rest have loyalty cards,,, even if you only do an occasional shop it soon adds up. espically when the supermarkets have bonus events.

    Shops...
    Boots / Superdrug are the main two that I can think off.

    Coffee shops - it may seen like an eternity to get a free drink, but if your buying one anyhow It's worth it.

    Xx



    "
    Last edited by mum2one; 31-12-2016 at 1:42 AM.
    17 crafts in 2017 = 0/17
    Sisters legacy -50 charitable acts 30/50
    Tackling the debt free life one day at a time xx
    RIP Dad, - Always love you, - He was 1 in a million xx
    • mum2one
    • By mum2one 31st Dec 16, 1:33 AM
    • 16,103 Posts
    • 59,847 Thanks
    mum2one
    • #3
    • 31st Dec 16, 1:33 AM
    Lists galore
    • #3
    • 31st Dec 16, 1:33 AM
    I seem to be. Alerts on that has lists everywhere... which is kinda needed when doing the planning for the household.

    Spreadsheets...
    Birthday dates / birthday presents / xmas presents

    As excel spreadsheets seem to have 3 sections to a file...
    1st section... use a year planner, maybe each month put the list of birthdays for year.
    2nd.. birthday
    3rd xmas.

    (This is how I do mine)
    Columns... name, date, budget, present, cost, saved
    Julie, 27th march, £40, soap and glory set £30, £10

    Xmas same layout... without the date.

    Last line I have a running total to keep an eye on expenses, as I never want to spend budget....

    "...".............

    Budget planning....
    This is another suggestion, spreadsheets can be helpful, set yourself budgets with a plan to reduce,
    Last edited by mum2one; 31-12-2016 at 1:35 AM.
    17 crafts in 2017 = 0/17
    Sisters legacy -50 charitable acts 30/50
    Tackling the debt free life one day at a time xx
    RIP Dad, - Always love you, - He was 1 in a million xx
    • mum2one
    • By mum2one 31st Dec 16, 2:07 AM
    • 16,103 Posts
    • 59,847 Thanks
    mum2one
    • #4
    • 31st Dec 16, 2:07 AM
    1st challenge for santas challenge 2017
    • #4
    • 31st Dec 16, 2:07 AM
    Let the good times roll....


    A warm welcome to the 1st santas challenge for Christmas of 2017.

    Sales
    As nearly every shop has its Christmas sales, now is the time to get some bargains... remember it's only a bargain if we need it / can use it / wear it / gift it...

    Whether your just getting a few bits or your complete Christmas list, the main points... remember to keep a list of what you have brought and who is going to have it...


    Regift...t in the
    If there is a present or three that you can't use, and you can regift it, out it up safe. Remember who gave it you so you don't regift back...
    If you can't regift,., then maybe it can be used for a raffle prize (schools), donated to a charity shop, or evEn a food bank. (The latter might seem odd, but at Miss Hoodies school they did a Christmas collection for the local food bank - it was suggested that smelliest could be added).

    Christmas cards...
    These can be recycled into gift tags for next years presents...

    Lists...
    Find which ever way is best for you, I use a spreadsheet for running totals etc, keep a notebook with me (name per page) so that if I am out and about and see a presents then I know I haven't doubled up...

    Backup
    Don't forget to back your files up, not just the xmas files but photos and documents etc

    Emergency / family documents
    We all have the safe place where all the paperwork goes, use this month to have a tidy out, do you need the car insurance policies from 10yrs ago, the guarantee for the kettle, not the current one, one form about 3 kettles ago....

    Data pen...
    Important documents - passport, birth cert, house ins etc, - scan a copy of these onto a data pen/stick, if anything does get lost your have a copy of these.

    On the subject important documents - expiry date,,
    Check all necessary documents, passport, bus pass, ins, - check what they expire, and list these so there be plenty of time to shop around.

    Spare diary.../ notebook
    Put a diary / notebook away... keep this for receipts, most electrical items have a 12 mth warrenty, this way ur know if it's covered.

    Smoke alarm
    Test the smoke alarm to make sure it's working

    Miss Hoodies cleaning corner...
    As it's time to take the Xmas tree down, check all items before they go back, by the time all decs etc come down... that's enough of a clean this month...

    best bit / would like to change this...
    i know we're still int the festive season, take some time to think what was the best part of Christmas for you, and what would you change...

    Online shopping...
    For anyone that does online shopping it's worth looking out for special offers, esp if you work between a couple of stores, as Jan tends to be the quieter month, generally over stocked for Christmass, so they're be fighting to get your pennies and pounds, make it worth it for you..

    ....
    As we're in New Year's Eve,.. just to wish you all a happy new year and all the best for 2017 xx
    17 crafts in 2017 = 0/17
    Sisters legacy -50 charitable acts 30/50
    Tackling the debt free life one day at a time xx
    RIP Dad, - Always love you, - He was 1 in a million xx
    • crazy-cat-lady
    • By crazy-cat-lady 31st Dec 16, 9:57 AM
    • 330 Posts
    • 1,131 Thanks
    crazy-cat-lady
    • #5
    • 31st Dec 16, 9:57 AM
    • #5
    • 31st Dec 16, 9:57 AM
    Hurray. A nice new clean thread. Thanks for all the links and updates. Doing very well already towards next Christmas in the sales. Poor delivery man had a shock yesterday. My nearest neighbour didn't see him pull in and crashed into him! Everyone ok, and to be honest the neighbour is..well, we've lived here 7 years and never spoken to him, don't know his name. We call him "captain nobby" because he is.

    Hope everyone has a happy new year and if this has been a bad year, 2017 treats you better, if it's been a good year, that it carries on that way. x
    • chanie
    • By chanie 31st Dec 16, 9:58 AM
    • 1,509 Posts
    • 6,951 Thanks
    chanie
    • #6
    • 31st Dec 16, 9:58 AM
    • #6
    • 31st Dec 16, 9:58 AM
    That's is for the new thread, I've subscribed.

    2016 hasn't been my most organised year, as I just felt there was so much junk in the shops and I felt really uninspired. I also bought a gift which is broken, but I bought it months ago and can't find the receipt.

    Still, onwards and upwards. I bought a couple of bits:
    Xmas socks - 3 for £2 in Tesco. I forgot I had a couple in my gift stash, so I'll make sure I gift them all in 2017.

    Xmas cards - I didn't send any this year, but bought a pack of cards for 43p from waitress.

    Stocking fillers: bought some stationery from Lidl.
    2017 challenge to save £800
    Savings on purchases £395.74
    MAY food budget - £65(groceries) £0 (Costco)
    My spending diary - Spend Less, Live More
    http://forums.moneysavingexpert.com/showthread.php?t=4327401ht
    • crazy-cat-lady
    • By crazy-cat-lady 31st Dec 16, 11:14 AM
    • 330 Posts
    • 1,131 Thanks
    crazy-cat-lady
    • #7
    • 31st Dec 16, 11:14 AM
    • #7
    • 31st Dec 16, 11:14 AM
    Cards are annoying. I get a few packs every year from cats protection, because I always support them. And got a good few packs in the paperchase sale. I already have about 30 packs! I didn't send that many this more and I have another 9 packs now. I can't keep doing it but when they're a bargain I can't not. Help!
    • LadyMorticia
    • By LadyMorticia 31st Dec 16, 8:09 PM
    • 19,005 Posts
    • 85,738 Thanks
    LadyMorticia
    • #8
    • 31st Dec 16, 8:09 PM
    • #8
    • 31st Dec 16, 8:09 PM
    I'd love to join please, if I may? 2016 was very disorganised for me so I'm hoping to be alot better in 2017!
    ♫This is your song, go write it
    Be who you are, don't hide it
    You've come so far
    Don't let it slip away♫
    • mum2one
    • By mum2one 31st Dec 16, 9:16 PM
    • 16,103 Posts
    • 59,847 Thanks
    mum2one
    • #9
    • 31st Dec 16, 9:16 PM
    • #9
    • 31st Dec 16, 9:16 PM
    now sorted with wrapping paper, got some for 25p a roll from ASDA, hope everyone has a good new year. A quiet one here, pjs on, bottle of wine opened, im happy xx
    17 crafts in 2017 = 0/17
    Sisters legacy -50 charitable acts 30/50
    Tackling the debt free life one day at a time xx
    RIP Dad, - Always love you, - He was 1 in a million xx
    • springdreams
    • By springdreams 1st Jan 17, 11:51 AM
    • 3,528 Posts
    • 31,205 Thanks
    springdreams
    Happy New Year! I hope 2017 is a good one.

    Thanks for the new thread Mum2one.

    Welcome LadyMorticia
    Smiles are as perfect a gift as hugs...
    ..one size fits all... and nobody minds if you give it back.
    Originally posted by squeaky
    ☆.。.:*・° Housework is so much easier without the clutter ☆.。.:*・°
    SPC No. 518
    • Anglea
    • By Anglea 2nd Jan 17, 6:08 PM
    • 6,963 Posts
    • 17,103 Thanks
    Anglea
    Hi everyone,

    You were up late mum2one when I spotted the times between the post on the 2016 thread from when you planned on adding the new thread to the time it was up.

    How was your hand during Christmas as you hurt it some time before?

    As you all mentioned stockings, I ended up buying a knitted fair isle one to put all my friend's gifts inside and strangely enough she bought my son a chocolate teddy, with a fair isle jumper nearly the same pattern, you should have seen the mess I got into trying to wrap the stocking with the gifts inside!! Originally I wasn't going to do it but I thought I'd drop it as the stocking was so heavy so decided on wrapping it - never again lol

    Apart from that, everything went to plan, my friend stayed for 9 days and only went home today - it was like a holiday for the both of us away from the norm, even though she only lives up the road!

    Now it's back to the usual routine.

    Do you have anything you would would change for next year? In my case, less potatoes and less cheese can be bought.

    I laughed CCLady about your packs of Christmas cards, it reminded me of mum2one and the hundreds in the loft.

    • crazy-cat-lady
    • By crazy-cat-lady 2nd Jan 17, 9:20 PM
    • 330 Posts
    • 1,131 Thanks
    crazy-cat-lady
    Yes, Anglea I'd change the amount of food too! We overdid it on food and ended up with loads left. Cheese that can be frozen is, along with everything else. I always say I won't overbuy and always do. There's chocolate everywhere and I'm determined to try to be good. Need to shift some weight. Still got some baby weight to go and that's 4 1/2 months ago now. I must have gained another stone from Christmas junk. The dates are all good so it'll last and be an occasional treat rather than a throw it all down my face every day thing. So many bottles of drinks too. I know they'll last forever.
    I got a load of chutneys and drinks in the whittards sale that will last til next year and beyond because of the dates. So can at least put those away. Saves buying them again next year and using them for the sake of it.
    • Anglea
    • By Anglea 4th Jan 17, 1:26 AM
    • 6,963 Posts
    • 17,103 Thanks
    Anglea
    I got 2 packs of Christmas crackers 50p each pack (inside are mini wordsearch, suduko, notebooks) in Poundland - red/white fair isle type pattern on box.

    For those of you wanting packs of freezer/food bags - Superdrug was selling them for 10p per pack. I got 2 and queried why so cheap - discontinued line was the answer. I froze a whole large loaf I bought today (also reduced) and the bags were handy for that - I put 3 slices into each. It was the ones with green string lines across the tops you press into the plastic second sheet.

    • mum2one
    • By mum2one 4th Jan 17, 1:50 AM
    • 16,103 Posts
    • 59,847 Thanks
    mum2one
    Hi everyone,

    You were up late mum2one when I spotted the times between the post on the 2016 thread from when you planned on adding the new thread to the time it was up.

    How was your hand during Christmas as you hurt it some time before?

    As you all mentioned stockings, I ended up buying a knitted fair isle one to put all my friend's gifts inside and strangely enough she bought my son a chocolate teddy, with a fair isle jumper nearly the same pattern, you should have seen the mess I got into trying to wrap the stocking with the gifts inside!! Originally I wasn't going to do it but I thought I'd drop it as the stocking was so heavy so decided on wrapping it - never again lol

    Apart from that, everything went to plan, my friend stayed for 9 days and only went home today - it was like a holiday for the both of us away from the norm, even though she only lives up the road!

    Now it's back to the usual routine.

    Do you have anything you would would change for next year? In my case, less potatoes and less cheese can be bought.

    I laughed CCLady about your packs of Christmas cards, it reminded me of mum2one and the hundreds in the loft.
    Originally posted by Anglea
    Thank you, touch wood back to normal, managed to get back to knitting over Xmas.

    Those infamous Christmas cards... we finally finished them last Xmas.... being good now and only buying a few xx
    17 crafts in 2017 = 0/17
    Sisters legacy -50 charitable acts 30/50
    Tackling the debt free life one day at a time xx
    RIP Dad, - Always love you, - He was 1 in a million xx
    • mum2one
    • By mum2one 4th Jan 17, 1:53 AM
    • 16,103 Posts
    • 59,847 Thanks
    mum2one
    I got 2 packs of Christmas crackers 50p each pack (inside are mini wordsearch, suduko, notebooks) in Poundland - red/white fair isle type pattern on box.

    For those of you wanting packs of freezer/food bags - Superdrug was selling them for 10p per pack. I got 2 and queried why so cheap - discontinued line was the answer. I froze a whole large loaf I bought today (also reduced) and the bags were handy for that - I put 3 slices into each. It was the ones with green string lines across the tops you press into the plastic second sheet.
    Originally posted by Anglea
    Sounds like some good bargains.

    I popped to our £1world they had reduced the Xmas lines to 25p, got 2 drinking games, some of the glasses with screw top and straw and a few decs for the tree.

    Great plan is hold out for boots 70% sale I'm guessing it's either 11th or 18th Jan, have to sit mum in the corner and do about 6 runs to the car,....xx
    17 crafts in 2017 = 0/17
    Sisters legacy -50 charitable acts 30/50
    Tackling the debt free life one day at a time xx
    RIP Dad, - Always love you, - He was 1 in a million xx
    • foxyloxy11
    • By foxyloxy11 4th Jan 17, 9:29 PM
    • 198 Posts
    • 921 Thanks
    foxyloxy11
    Would love to join your thread ...at last someone I can talk xmas to!!
    I have been super organised and have bought 18 out of 28 pressies for next year, plus the odd bday gift too. I got a bargain in m and s on wrapping paper. 15m rolls for £3 in the sale instead of £7.50, lovely quality stuff . Couldn't find any crackers anywhere though.
    Really must stop spending now though. MOT due and I have got a bit carried away. HELP ME!!!!
    365 day penny challenge - £55.65/£667.95
    £1000 Emergency fund challenge #225 - £260.00/£1000 Stage 1
    • chanie
    • By chanie 4th Jan 17, 10:48 PM
    • 1,509 Posts
    • 6,951 Thanks
    chanie
    quick tip from me

    I keep a list of present 'ideas'. If someone mentions something they like, or I see something that I think will make a good gift, I jot it down and then will hunt for it at a bargain price.
    2017 challenge to save £800
    Savings on purchases £395.74
    MAY food budget - £65(groceries) £0 (Costco)
    My spending diary - Spend Less, Live More
    http://forums.moneysavingexpert.com/showthread.php?t=4327401ht
    • chanie
    • By chanie 4th Jan 17, 10:54 PM
    • 1,509 Posts
    • 6,951 Thanks
    chanie
    I have been super organised and have bought 18 out of 28 pressies for next year
    Originally posted by foxyloxy11
    That's amazing!!

    I'm wary of buying presents in advance now. I'm pretty sure I checked SILs Xmas present when I bought it, but when I gave it to her, it wasn't working. I'm going to take it to the shop, but I don't have the receipt......
    2017 challenge to save £800
    Savings on purchases £395.74
    MAY food budget - £65(groceries) £0 (Costco)
    My spending diary - Spend Less, Live More
    http://forums.moneysavingexpert.com/showthread.php?t=4327401ht
    • springdreams
    • By springdreams 5th Jan 17, 12:13 AM
    • 3,528 Posts
    • 31,205 Thanks
    springdreams
    That's amazing!!

    I'm wary of buying presents in advance now. I'm pretty sure I checked SILs Xmas present when I bought it, but when I gave it to her, it wasn't working. I'm going to take it to the shop, but I don't have the receipt......
    Originally posted by chanie
    Good luck.

    I'm also going to be double checking dates on things for this coming year, because I bought someone a bottle of Baileys when it was on offer in October 2016, but didn't check the date as just presumed it would have a fairly long best before / use by date. She called me after Christmas to tell me that the bottle had a 2015 expiry date
    Smiles are as perfect a gift as hugs...
    ..one size fits all... and nobody minds if you give it back.
    Originally posted by squeaky
    ☆.。.:*・° Housework is so much easier without the clutter ☆.。.:*・°
    SPC No. 518
    • foxyloxy11
    • By foxyloxy11 5th Jan 17, 5:03 PM
    • 198 Posts
    • 921 Thanks
    foxyloxy11
    I share your liking of the list idea Chanie. I have a book where I log the presents I have bought and write the presents next to the persons name.

    Most of my presents have come from the body shop and monsoon/accessorize so I'm lucky there are no dates and they will suit more than one person. Hopefully this will avoid some of the pitfalls you've faced, but I will look out for things you've mentioned.

    Hope the start of the new year has been great for everyone

    Oh and I definitely will buy less cheese next year!!!!
    Last edited by foxyloxy11; 05-01-2017 at 5:05 PM. Reason: missed something off
    365 day penny challenge - £55.65/£667.95
    £1000 Emergency fund challenge #225 - £260.00/£1000 Stage 1
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