The 'Save 12k in 2014' Thread!

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  • bubbs
    bubbs Posts: 66,921 Forumite
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    Hi,
    I am jut looking at this thread congratulations everyone:T:T, i admitt i have not read all the way through:o is this just physical savings as in actual cash in the bank/pot or does this include savings made by using vouchers/ getting a better deal than you thought?
    Hope you understand what i mean:D
    Sealed pot challenge number 003 £350 for 2015, 2016 £400 Actual£345, £400 for 2017 Actual £500:T:T £770 for 2018 £1295 for 2019:j:j spc number 22 £1,457Stopped Smoking 22/01/15:D:D::dance::dance:- 5 st 1 1/2lb :dance::dance:
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
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    bubbs wrote: »
    Hi,
    I am jut looking at this thread congratulations everyone:T:T, i admitt i have not read all the way through:o is this just physical savings as in actual cash in the bank/pot or does this include savings made by using vouchers/ getting a better deal than you thought?
    Hope you understand what i mean:D

    I take it to mean physical savings :) so, if you're using a voucher, then transfer the month you've saved into your savings!
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
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    Spreadsheet updated :)
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • bubbs
    bubbs Posts: 66,921 Forumite
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    slowlyfading wrote: »

    I take it to mean physical savings :) so, if you're using a voucher, then transfer the month you've saved into your savings!

    Thankyou for reply
    Sealed pot challenge number 003 £350 for 2015, 2016 £400 Actual£345, £400 for 2017 Actual £500:T:T £770 for 2018 £1295 for 2019:j:j spc number 22 £1,457Stopped Smoking 22/01/15:D:D::dance::dance:- 5 st 1 1/2lb :dance::dance:
  • geoffers4
    geoffers4 Posts: 263 Forumite
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    edited 23 November 2014 at 12:25PM
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    Wentthedaywell? wrote: »
    Great milestones for me this month!

    I've just paid of my mortgage from my "Save a pound a day" tin, and hit my annual saving target a month early.

    Out tonight to celebrate my mortgage-free status with a posh meal and a bottle of champers. It's been a long while coming, so tonight is not the night for saving! :j :beer: :j

    PS Sorry for all the dizzying emoticons, but today is one of those days when they are deserved! (:D )

    Congrats WTDW, that's fabulous news! I remember the day a couple of years back when we finally cleared our mortgage, and yes it did feel like a big load off our backs. Hope you enjoyed the celebration.
    Save 12k in 2013-2014-2015-2016-2017-2018-2019-2020-2021-2022 - then early-retired.
  • Living_proof
    Living_proof Posts: 1,921 Forumite
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    Well done one and all, and especially WTDW - you will have so much more flexibility now.

    As for me, I have become self employed so have just had my last pay from the old company. I doubt I will meet my target now this year because I need to retain most of what's in my current account to tide me over until the new year when (hopefully) money from my new venture will start flowing. There is no point putting into savings only to have to take it out later. I will review next month though and see what I can do.
    Solar Suntellite 250 x16 4kW Afore 3600TL dual 2KW E 2KW W no shade, DN15 March 14
    [SIZE Givenergy 9.5 battery added July 23
    [/SIZE]
  • Eco_Miser
    Eco_Miser Posts: 4,708 Forumite
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    Living_proof wrote: »
    There is no point putting into savings only to have to take it out later.

    On the contrary, that is the only point of savings: to be able to take out when needed, having put in when spare.
    Eco Miser
    Saving money for well over half a century
  • lalman
    lalman Posts: 279 Forumite
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    I have had my best month of the year with what seems to me a massive £3317.75 put away... after being glum about potentially missing my year end target it looks like I will after all and potentially break it by afew hundred quid.

    Thanks SF for the work throughout the year! and looking forward to seeing the spreadsheet updated with my new number (I was actually thinking about this yesterday a lot...) How sad right?!
    My Goal: From 1st of Jan 2015 to 31st of December 2015 is to save 30000.

    48.78% towards 2015 target.

    105.3% towards 2014 target. :j
  • nat21luv
    nat21luv Posts: 3,434 Forumite
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    Congratulations WTDW!! Thats fabulous news and enjoy your dinner and champers. :beer: I cant wait to get a mortgage, still on the deposit stage!
    £20k in 2023 = £2718 £2023 in 2023 = £196.41 Grocery challenge £250= £195.80 **MONEY MAKES ME HAPPY**
  • girlatplay
    girlatplay Posts: 3,883 Forumite
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    Wentthedaywell? wrote: »
    I've just paid of my mortgage from my "Save a pound a day" tin, and hit my annual saving target a month early.

    Fan-blimmin'-tastic!!! :T Well done :D
    Mortgage at 12/07/2022 = £175,000
    Mortgage today = £166,457.86
    300 282 payments to go.
    House buyout fund £3,261.67/£40,000
    Random Pick Fridays = £80.01
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