Finally Debt Free After 34 Years, But Still Need to Live Frugally

173747678791551

Comments

  • Hope you got there ok. Xx
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • Hope you got there ok and had a safe drive xx
  • Hope the travels went smoothly HH. Pleased to hear the news on your BIL was more positive. It's generally nightwear I'd forget too - the number of times I've found myself sleeping in the t-shirt I've been wearing during the day! :rotfl: We did once head off on a camping trip and remember one junction up the motorway that we'd not put the sleeping bags in, though... :o
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00
    Balance as at 31/12/23 = £112,000.00
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • I caught up on your diary and - wow and congratulations! - you are debt free. :beer::beer::beer:

    That's wonderful. :)

    Good to hear that your BiL is doing well. I hope the journey over has been uneventful and the visit cheers everyone up. And enjoy your (free) meal out. :)
    I think a bit of sunshine is good for frugal living. (Cranky40)
    The sun's been out and I think I’m solar powered (Onebrokelady)

    Fashion on the Ration challenge, 2024: Trainers 5 coupons. 5/68
    20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/22
  • Sun_Addict
    Sun_Addict Posts: 21,226 Forumite
    First Post Name Dropper Photogenic First Anniversary
    Have a good journey and a fab time. Make some lovely memories xx
    Christmas Savings 2024 £252.38/£600 April NSD:2 April Surveys £
  • abba1772
    abba1772 Posts: 7,746 Forumite
    First Anniversary Name Dropper First Post Car Insurance Carver!
    Have a lovely time xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • Hi everyone. Sorry I haven't updated for a while. I've either been rushed off my feet or too tired :o

    The trip went well and we are back safely. BIL is recovering well from back op and can walk now, but is waiting for all important biopsy results some time this week.

    I'll do a longer update when I'm less exhausted :o
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Sun_Addict
    Sun_Addict Posts: 21,226 Forumite
    First Post Name Dropper Photogenic First Anniversary
    Fingers crossed that BIL's results are positive xx
    Christmas Savings 2024 £252.38/£600 April NSD:2 April Surveys £
  • Cherryfudge
    Cherryfudge Posts: 9,987 Forumite
    First Anniversary Name Dropper First Post
    Hope you can have a restful day today and BiL's results come back good. :)
    I think a bit of sunshine is good for frugal living. (Cranky40)
    The sun's been out and I think I’m solar powered (Onebrokelady)

    Fashion on the Ration challenge, 2024: Trainers 5 coupons. 5/68
    20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/22
  • Fingers crossed for BIL's results HH!
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00
    Balance as at 31/12/23 = £112,000.00
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
Meet your Ambassadors

Categories

  • All Categories
  • 343K Banking & Borrowing
  • 250K Reduce Debt & Boost Income
  • 449.6K Spending & Discounts
  • 235.1K Work, Benefits & Business
  • 607.7K Mortgages, Homes & Bills
  • 173K Life & Family
  • 247.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 15.9K Discuss & Feedback
  • 15.1K Coronavirus Support Boards