I Need A New Me

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  • Tinkerbelle2000
    Tinkerbelle2000 Posts: 597 Forumite
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    Hi Kirsty and DIA.

    Kirsty - I'm on page 54 of your diary so I will post when I get to the end. What a rollercoaster you've been on. Big hugs to you and OH.

    DIA - I must admit although I have made the decision to stay permanently single I miss having someone to shoulder some of the day to day responsibilities. I'm also tired of struggling but hopefully this time next year I will be DF.

    I forgot to say last night that my debts are under £10k!! My auntie who lent me the majority of money I owe has said that as I have continuously paid for quite a while she is knocking £3k off the total. I'm so pleased and will buy her a big bunch of flowers when I get to the end of paying.

    I will update my signature later with the right figure.

    Tink xx
    As of 31st December 2018 Total Debt = £15837.59
    DEBT 1 - £41.10 DEBT 2 - £257.41 DEBT 3 - £584.12 DEBT 4 - £700.00
    DEBT 5 - £655.02 DEBT 6 - £669.18 DEBT 7 - £3448.00 DEBT 8 - £2169.12
    DEBT 9 - £2964.25 DEBT 10 - £4349.39
  • kirtsypoos
    kirtsypoos Posts: 3,824 Forumite
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    Tinkerbelle2000 wrote: »

    I forgot to say last night that my debts are under £10k!! My auntie who lent me the majority of money I owe has said that as I have continuously paid for quite a while she is knocking £3k off the total. I'm so pleased and will buy her a big bunch of flowers when I get to the end of paying.

    I will update my signature later with the right figure.

    Tink xx

    That's amazing Tink! What a wonderful gesture :)
    :j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
    Mortgage - £151.316.54 :eek:
  • doingitanyway
    doingitanyway Posts: 8,747 Forumite
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    Great news on your debt reduction Tink :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them.

    Solicitor/survey savings 300/1700
    Emergency fund 0/1000
    Buffer fund 0/200
  • RosaBernicia
    RosaBernicia Posts: 4,877 Forumite
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    Hi Tink

    Great to hear from you, sorry to hear you've not been well but hope things get better. Lovely news on the move and your debt reduction!


    Rosa xx
    Debt free May 2016... DFW#2 in progress
    Campervan paid off summer '21... MFW progress tbc
  • MuffinTops
    MuffinTops Posts: 2,477 Forumite
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    You deserve to be happy Tink. I'm always here when you need to talk xx
  • Tinkerbelle2000
    Tinkerbelle2000 Posts: 597 Forumite
    First Anniversary Combo Breaker
    edited 9 March 2017 at 9:38PM
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    Thank you everyone.

    Yesterday wasn't a good day and didn't do much. Today has been much more productive. I've applied for another 4 jobs so that's 12 in total. I've also helped DD with her CV today and she has applied for three apprenticeship roles.

    I had a visit today from someone from the council. He is seeing everyone who will swap over onto Universal Credits. I was a bit shocked to hear that we have to visit the job centre. I'm not sure if he said every week or every month so that they can see if we are progressing in our careers and earning the most that we can. He is calling back tomorrow. I was also shocked to find out that when we moved into our flat, because of our circumstances we could have had all the carpets paid for and all the white goods in the kitchen as well. It is something there on the site that is available but if you don't know you don't get I guess. The council knew my situation when I moved in so surely it should have been offered to me. They even visited me 6 weeks later when we still didn't have some of the carpets!! Oh well its done now.

    We've walked the dogs again today and this time there was no growls from my mums dog. They even ended up getting a bit closer on their own so I'm hoping this is all positive. This is the only hurdle we have now before we move.

    I'm pleased to say that with the lovely help from my Auntie my debt is now under £8k. It stands at £7691.02!! That is the lowest it has been in a very long time and if I've worked it out correct about 34%.

    I was worried how I would be paying for everything while I'm off sick but the guy who visited today said I could claim some more housing benefit so he is going to help me with that too.

    Hope everyone is having a good week.

    Tink xx
    As of 31st December 2018 Total Debt = £15837.59
    DEBT 1 - £41.10 DEBT 2 - £257.41 DEBT 3 - £584.12 DEBT 4 - £700.00
    DEBT 5 - £655.02 DEBT 6 - £669.18 DEBT 7 - £3448.00 DEBT 8 - £2169.12
    DEBT 9 - £2964.25 DEBT 10 - £4349.39
  • doingitanyway
    doingitanyway Posts: 8,747 Forumite
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    Sorry to hear you were not told about possible help at the time you needed it, hope you get the help you need now :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them.

    Solicitor/survey savings 300/1700
    Emergency fund 0/1000
    Buffer fund 0/200
  • Tinkerbelle2000
    Tinkerbelle2000 Posts: 597 Forumite
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    Thanks DIA, I'm hoping I can move into my mums with a clean slate.
    As of 31st December 2018 Total Debt = £15837.59
    DEBT 1 - £41.10 DEBT 2 - £257.41 DEBT 3 - £584.12 DEBT 4 - £700.00
    DEBT 5 - £655.02 DEBT 6 - £669.18 DEBT 7 - £3448.00 DEBT 8 - £2169.12
    DEBT 9 - £2964.25 DEBT 10 - £4349.39
  • doingitanyway
    doingitanyway Posts: 8,747 Forumite
    First Anniversary Name Dropper First Post Mortgage-free Glee!
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    Hi Tink,

    I know you have been feeling low lately so just just checking in to see how you are doing?
    Is there any movement on the jobs front?

    Take care
    DIA x
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them.

    Solicitor/survey savings 300/1700
    Emergency fund 0/1000
    Buffer fund 0/200
  • doingitanyway
    doingitanyway Posts: 8,747 Forumite
    First Anniversary Name Dropper First Post Mortgage-free Glee!
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    Will soft centre chocolates to lure you out Tink?
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them.

    Solicitor/survey savings 300/1700
    Emergency fund 0/1000
    Buffer fund 0/200
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