NST June 2017: Jiggle Free June

apple_muncher
apple_muncher Posts: 14,707 Forumite
First Anniversary Mortgage-free Glee! First Post Name Dropper
edited 29 May 2017 at 7:58PM in Debt-free wannabe challenges
NST June 2017: Jiggle Free June
Welcome one and all to your 30 day June challenge.

An opportunity to reduce how much you jiggle – financially, fitness-wise, healthwise…

This is an opportunity to decrease your debt, increase your savings, reduce your wants, reject consumerism, use up foodstuffs that have been lurking at the back of the cupboards for far too long, simplify your life and move forwards.

To quote ninjasavingkat: “As we clear out debts, we clear our lives. Of things that tie us down, make us unhappy, look untidy, feel wrong and don't fit our lives any more. The idea of clearing our debts is to improve our life - right?!? Well we need to be healthy in order to enjoy this debt free life, don't we?”

These are the rules:

  • [FONT=&quot]This challenge will commence on the 01st June and end on the 30th June.[/FONT]
  • [FONT=&quot]You will aim for 12 Non Spend Days (NSDs) plus an added extra of your choice... so another 4, another 9. You decide! You do not lose an NSD for medication or fuel or purchasing ONLY yellow stickered goods.[/FONT]
  • [FONT=&quot]Pay towards your debt first! This is imperative. You have your debt free date in mind (I hope!) Well calculate how much you need to pay per month to reach it - and pay that first. Live off the rest. Simples.[/FONT]
  • [FONT=&quot]Set your budgets now, before the month starts. What you are spending on food, petrol, bills, clubs for the little ones and what you are using as a back-up plan or miscellaneous budget. Set that money aside and stick to it for the month.[/FONT]
  • [FONT=&quot]You need to incorporate 3 proper exercise sessions a week. These are to get the heart rate up. The cleaning or ironing doesn't count. It has to be 20 minutes minimum as well - MAKE IT COUNT! (I am limited by having damaged my big toe rather badly, so no aerobic anything here. But I can still do squats, deadlifts, elevated push ups (ha ha!!!)… It’s not what you can’t do, but finding a way around your limitations.)[/FONT]
  • [FONT=&quot]This month, make every effort to use your everyday routine to add an "extra" session of fitness wherever you can - in every way possible add little extras to your day and don't look for the 'easy" option all the time.[/FONT]
  • [FONT=&quot]Plan Plan Plan. Look at the month ahead and be prepared for what is coming your way. Do you need to get more cat/dog food..? Prep now so you don't have to use your credit card or panic. Preparation is the key to success. [/FONT]
  • [FONT=&quot]Plan your outings – remember: [/FONT]no cafes / restaurants / work canteens / no vending machines or corner cafes… Take food and drinks everywhere with you.
  • Check in here every day – we love to share in victories whether large or small, cheer each other on, and support each other in tough times.
  • [FONT=&quot]And finally: reject consumerism as much as you can. This might seem hard, unrealistic, or even stupid, but the longer you have been doing these challenges, the more you know it makes sense. Tell us your triumphs![/FONT]
[FONT=&quot]Who is with me?



[/FONT]
NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!
«13456740

Comments

  • apple_muncher
    apple_muncher Posts: 14,707 Forumite
    First Anniversary Mortgage-free Glee! First Post Name Dropper
    edited 1 June 2017 at 7:01AM
    Saved for jiggle free contenders.

    1 applemuncher
    2 x_raphael_xx
    3 misstara
    4 lcc86
    5 Florence J
    6 Eager_Elephant
    7 mothernerd
    8 Fmess
    9 f0xh0les
    10 greent
    11 thriftylass
    12 clippy_girl
    13 Calling14
    14 Toni'sfriend
    15 FurryBeastOz
    16 indigowarrior
    17 Lauralozzle
    18 Pippy1971
    19 mrshubbard
    20 XSpender
    21 bizzie
    22 SkintTeacher
    23 abundant 1972
    24 crazy_cat_lady
    25 Chandelier.
    NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!
  • x_raphael_xx
    x_raphael_xx Posts: 4,319 Forumite
    Name Dropper First Post First Anniversary Photogenic
    I'm in please!
    Debt Free as of 17/01/2009 Turtle Power!!

    EF Challenger #3 £138.36 / £5000
    MFW 2024 #100 £00.00 / £10,000

    MFiT #40 Jan 2025 Target - £99,999.00
    Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
    Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
    Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
  • misstara
    misstara Posts: 3,878 Forumite
    First Anniversary Name Dropper First Post I've been Money Tipped!
    Count me in :D
    Debt Dec 2022 - £2972.68. Current debt - £0 (100% paid). Flat deposit - £10549.64/£15000 (70.3% saved). Emergency fund - £1409.88/£1500 (94% saved).
  • lcc86
    lcc86 Posts: 2,338 Forumite
    First Anniversary Photogenic Name Dropper Combo Breaker
    Can I join please?! Am debt free but went a little OTT throughout May so need to get back on the wagon. I've already set myself a target of 15 NSD's and I also want go ramp up the exercise as I'm on holiday next month so this is perfect timing!
    Save £3,000 emergency fund #79 - £1,805 as of 04/24
  • Florence_J
    Florence_J Posts: 1,942 Forumite
    First Anniversary First Post Combo Breaker
    lcc86 wrote: »
    Can I join please?! Am debt free but went a little OTT throughout May so need to get back on the wagon. I've already set myself a target of 15 NSD's and I also want go ramp up the exercise as I'm on holiday next month so this is perfect timing!

    Hi LCC86, nice to see you on here, I saw you on the debt free wannabe thread and had my concerns, I hope all is well.

    Please count me in, I was a relatively regular NST during the later part of 2016 but lost my way on here this year, I hope you will let me give being an NST another chance.

    I don't really do 'budgets' other than the household/grocery shopping as I am doing a No Spend Year (so I have already rejected consumerism) and for me I have a small disposable income a month for things I have allowed myself to buy/spend money on, so as long as I don't go over that I am effectively 'in budget'

    I would like to aim for 15 NSDs.
    Debt Free Stage 1 - Completed 27/08/2020
    Debt Free Stage 2 - Completed 50/181 Payments
  • Eager_Elephant
    Eager_Elephant Posts: 4,714 Forumite
    Combo Breaker First Post First Anniversary
    Me, me, Me..

    Count me in please apple
  • mothernerd
    mothernerd Posts: 4,827 Forumite
    First Anniversary Name Dropper First Post Debt-free and Proud!
    Count me in please apple. I must try harder. Everything feels out of control and I need to plan, plan, plan.
    My mission in life is not only to survive,but to thrive and to do so with some Passion, some Compassion, some Humour and some Style.
    NST SEP No 1 No Debt No mortgage
  • Fmess
    Fmess Posts: 2,920 Forumite
    Photogenic First Post First Anniversary Combo Breaker
    Count me in please
    LBM = 07/09/13 Debt = £13339 (100% cleared)
    New roof and car £8557/£19003 New kitchen £396/£5039 Credit card Paid Student loan Paid
  • f0xh0les
    f0xh0les Posts: 6,873 Forumite
    First Anniversary Mortgage-free Glee! Photogenic Name Dropper
    I'm in for June
    4/10/22One Year Mortgage Free Yay!
    NSTurtle # 55 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 No Turtle gets left behind.[/b]
    ******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******
  • greent
    greent Posts: 10,671 Forumite
    First Post Name Dropper First Anniversary Photogenic
    Me please, apple - I kind of went off track in May - hoping for a better June :)
    x
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
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