Half a house
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Apparently the bank is checking they are still happy to lend us the money, so as long as that checks out I think we're on the home run! Still haven't packed, but I have been decluttering a little bit.0
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So we're due to exchange tomorrow morning apparently! Our solicitors have told us to "show them the money!" (These may or may not be their exact words :rotfl: but when dealing with such sums of money I need humour or I'd cry!)
It's actually a bit less than I was anticipating, because the HA deduct the reservation fee from the first rent and other fees.
We didn't quite get the first deadline, but it should all go through within a week of that initial benchmark, so not too bad really.
I read that when/if we decide to sell our buyers will have the traditional 12 weeks to get everything done, so the 6 week deadline is just for the original buyers it seems.
By next week we're going to owe more money than we've ever owed before, which is a very scary thought!0 -
Good luck! Fingers crossed everything goes to plan tomorrow0
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Hope it goes well. And at least a mortgage is an investment.Outstanding mortgage: £23,181 (December 19)
MFW 2020 Challenge Member #10 0/£23180 -
Thanks!! I keep refreshing my emails even though I know they don't start work until 9. Luckily I have to do the school run so I've got something to keep me occupied until then.
I've printed off the in year application form for the eldest's school, I just need the letter confirming we have exchanged. I'm a bit worried about how we'll afford everything in the first weeks, but Mr Silence is getting paid at the end of the month, so it should only be tight for a week or two.0 -
Good luck! It is truly terrifying when it happens, but it is a good step. Hopefully you'll be popping champagne by next week.0
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Thanks!
Unfortunately there's been a delay in exchanging, so now we have to wait until next week, and no idea when we'll be completing. So close yet so far!0 -
I don't know anyone who successfully exchanged first go. It just seems to be one of those things. Hopefully next week goes better!0
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Thanks! They say it shouldn't affect the completion date, but I'm not counting on it until we have the keys!0
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We tried going to the local independent carpet shop, but it was closed by the time we got there. Considering we're meant to get the keys on Friday, we're leaving it a bit late! (Although I wouldn't want to order it before we've actually got the keys, so maybe it's not a bad thing)0
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