First Time Personal Pension

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  • xylophone
    xylophone Posts: 44,322 Forumite
    Name Dropper First Anniversary First Post
    https://directory.moneyadviceservice.org.uk/en

    Will your company pay for the advice?
  • I!!!8217;m not to sure they would, I!!!8217;d have to find out.
    Does anyone have a ballpark figure as to how much an IFA would charge?
  • AlanP_2
    AlanP_2 Posts: 3,252 Forumite
    Name Dropper First Anniversary First Post
    Luke1066 wrote: »
    Thanks for your help.

    You will also get the difference between 20% tax relief and 40% tax relief back through Tax Code adjustment. Is this something I would have to organise annually?

    Do you think it is worth me speaking to a IFA or am i wasting my time currently with so little squirrelled away?
    In terms of choosing a pension company, do you have any tips on what to look out for?
    Someone has recommended Nutmeg to me.

    To reclaim tax call HMRC and tell them what you are contributing gross and they will sort it out. You will need to keep them informed as salary, contributions change.

    Our dc pension is through Cavendish, DIY option, have no experience of a year others.
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