Sainsbury's CC
Options
nossa_2
Posts: 52 Forumite
in Credit cards
Applied online 9 days ago for a balance transfer - heard nothing so phoned today to be told I had been declined - was offer a recorded explanation as to why I was unsuccessful. Recording only explained that they had used Experian to make their lending decision. Went straight to my Experian report which shows me as "excellent" credit score? Was told I could write (pen and paper plus postage) to them to request an explanation - not going to bother. Was up and running with Barclays within actual minutes - what is going on at Sainsbury's?
0
Comments
-
There may have been enough evidence from Experian that they wouldn't make enough money from you - ie you might make full use of an interest free period and then pay off in full. Their card, their decision.4.7kWp (12 * Hyundai S395VG) facing more or less S + 3.6kW Growatt inverter + 6.5kWh Growatt battery. SE London/Kent. Fitted 03/22 £1,025/kW + battery £24950
-
You didn't fit their criteria.0
-
Could be for anyone of a thousand reasons -income, debts, limits, history, profile, new business targets.
The only thing it won't be due to is the imaginary Experian credit score.0
This discussion has been closed.
Categories
- All Categories
- 343.2K Banking & Borrowing
- 250.1K Reduce Debt & Boost Income
- 449.7K Spending & Discounts
- 235.3K Work, Benefits & Business
- 608K Mortgages, Homes & Bills
- 173.1K Life & Family
- 247.9K Travel & Transport
- 1.5M Hobbies & Leisure
- 15.9K Discuss & Feedback
- 15.1K Coronavirus Support Boards