ERUDIO student loans help

They ask about interest earned Lungboy. They always have a way!

The Ombudsman made their final decision and it was in favour of Erudio, so be warned that they are allowed to refuse deferment if you supply redacted paperwork according to the FOS.

Most things except gross pay as that's all I'm supposed to need to show.

e: I'm talking about my payslips, not other paperwork.

Lungboy wrote: »

The Ombudsman made their final decision and it was in favour of Erudio, so be warned that they are allowed to refuse deferment if you supply redacted paperwork according to the FOS.

The FOS are not the LAW. Infact they have been shown to useless/idiotic etc. You dont have to abide by their decision/reasoning.

My advice. Ignore any Erudio rulings/findings/ or their take on the deferment process. Submit your income evidence as you did under the original loan terms. Erudio will threaten many many things. They have NEVER taken anyone to court or put any loans on CRA's. Threat is their business model and it works. Stand up to them and ignore them.

I was allegedly in default for 3 THREE years after they knocked back my bespoke deferment forms. The FOS were USELESS.

I kept defering every year while allegedly in default, threatened with court/termination ETC ETC. I told erudio to take me to court as I had a paper trail of all my deferment and that I was perfectly within my rights.

Last year they wiped all arrears and threats:)

I cannot believe anyone would believe a thing erudio says. Call their bluff. And ignore them until you are summoned to court (this wont happen, costs money for them with no real promise of a return)

HTH

zombi wrote: »

Hello again (very long time no see)
A couple of years ago I had to go through the FOS as Erudio stole some money from my account. Eventually the FOS ruled in my favour after a massively long and stressful period.

I graduated in 2000 and have split loans (2 with Erudio and 1 with Thesis) and the SLC have always sent my deferment form which once completed and deferment is accepted they send on to Thesis and Erudio.

HOWEVER, today i receive the usual SLC deferment package and only one loan is listed (Thesis). No mention of Erudio anywhere. Have Erudio made any changes while i've been off this forum? I'll email the SLC tomorrow but i'm betting they'll say to contact Erudio which I do not want to do. I want to fill out the nice SLC form for both loans, no way do i want to or feel i have to complete Erudio's.

Any ideas?

Many thanks in advance.

It is definitely the SLC that should be dealing with your loan as per this FOI response. IT could have changed since then i suppose, but nobody has mentioned anything about it. I seem to recall multiple people posting in here about SLC not realising they are supposed to deal with these split loans, so it might come down to who you speak to. Try again and if no luck, raise a formal complaint.