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  • FIRST POST
    sophiesmum
    Saturday 29/11/08 What small dfw things have you done today???
    • #1
    • 29th Nov 08, 6:10 AM
    Saturday 29/11/08 What small dfw things have you done today??? 29th Nov 08 at 6:10 AM
    When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

    But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

    Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

    So be proud of those small steps, they really are important.



    Today I will:
    • check online banking
    • move some spare cash to savings
    • make a loaf in breadmaker
    • storecupboard lunch and tea
    • carry on cleaning and decluttering house - almost done
    • go for swim and jacuzzi to use gym membership
    • go to market for some cheap veggies
    • drop another bag of stuff in at charity shop
    • clean out car ready for service on monday
    • check quidco due payment this month
    Good morning guys, early start for me this morning got a lot to do today:rolleyes:
    It is really foggy here this morning... and cold, woolly jumpers and sparkly socks for me
    Hope you all enjoy your Saturday, will catch up with you all later in the day.
    Reduce,re-use, recycle.






Page 2
  • bathgatebuyer
    I'd love a new/old one, but it would set the debt free journey back so much and I'm not sure what spending a large amount of money would do to my mindset.

    That's not a bad deal you've got there, if you can manage the 3k and it doesn't set you back mentally, maybe you should do it. Only you know how bad your current car is!

    Piq
    Originally posted by Piquant
    81,000K mile Beetle, driver side window doesn't work, only one working light, scraped back bumper, Y Reg, ESP light that pops on and can' be switched off (been doing this since day one), needs new brake pads and discs, due a service and MOT up in February........................................of ten mistaken for a recycling bin

    I know what you mean about the cost of a new one. Is it worth being in debt again when I've made so much effort in trying to get out of debt. Who knows. Will have to check what loans are around and see if they're worth considering.
    Almost debt-free, but certainly even with the Banks!
  • laura2481
    I have had a rare saturday off from work and have celebrated it by not leaving the house at all! Total money spent today 0!
  • edinburgher
    I have had a rare saturday off from work and have celebrated it by not leaving the house at all! Total money spent today 0!
    Originally posted by laura2481
    Result!
    Save 12k in 2015 #35 ~ 8,000 target passed July 2015
    • cassey1
    • By cassey1 29th Nov 08, 5:15 PM
    • 1,457 Posts
    • 3,548 Thanks
    cassey1
    Hi everyone,freezing cold here today.

    Todays been rather a expensive day,as i had to finish off my Christmas shopping. Got everything now,going to wrap it all tomorrow Also bought a dress for Christmas work do. Used vouchers,money remaining from sealed pot and out of planned budget.
    Going out tonight with DH and friends for meal and drinks,DH can pay

    So what have i done today that is money saving.

    Done Wii fit.
    had breakfast before going shopping.
    took drink and snacks,so i would not spend extra money,but i did have to stop and have a coffe and a cake,i needed to rest my legs!!!
    Received a competition win today,a torch but it will come in useful or can i put it in my present box for next years Birthdays or Christmas next year done comps and surveys.
    checked on line banking
    received sample of muesili.
    quick wash,drying on rack.

    Have a great evening everyone.
  • sans
    Evening all,
    Not been around for a few days as I was down in Bristol for a course.
    My dfw things for today;
    • Put money into bank
    • Listed 2 items on Ebay
    • Used money off coupon to get D Express
    • Got free wrapping paper from Superdrug (voucher from D Express)
    • Used 1 luncheon vouchers in Greggs paid 17p cash
    • Found 1p
    • Tesco used 10p off any reusable bag coupon
    • Tesco used 6 x peartise/fruitise 50p coupons for 6 bottles of peartise/fruitise (which is on BOGOF at the moment)
    • Used a 35p off 2 spend on Tesco value items
    • Reused carrier bags and got 20 points added
    • Cut out coupons and put into my purse
    • DH offered his friend a lift to another town since we were going there anyway so saving his friend time/bus fare
    • 1 lot of washing done and hanging indoors
    Thats all I can think of.
    Tesco points: 101 (21.50, 19.50, 7.50, 21 & 5)
    Boots points: 0.28
    Pigsback points: 715 (4 xBoots10 & 1 xPizzaHut10, 2 x 10 clothing vouchers)
    Mutual points: 3417 (redeemed 8250)
    Rpoints:redeemed 28925 points)Cashbag:8.91(20)
  • Paulgonnabedebtfree
    When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

    But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

    Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

    So be proud of those small steps, they really are important.



    Today I will:
    • check online banking
    • move some spare cash to savings
    • make a loaf in breadmaker
    • storecupboard lunch and tea
    • carry on cleaning and decluttering house - almost done
    • go for swim and jacuzzi to use gym membership
    • go to market for some cheap veggies
    • drop another bag of stuff in at charity shop
    • clean out car ready for service on monday
    • check quidco due payment this month
    Good morning guys, early start for me this morning got a lot to do today:rolleyes:
    It is really foggy here this morning... and cold, woolly jumpers and sparkly socks for me
    Hope you all enjoy your Saturday, will catch up with you all later in the day.
    Originally posted by sophiesmum
    Might not sound that much but today I decided to get wet. I worked in the rain. Was hardly my most productive day ever but at least I earnt some extra.
  • edinburgher
    Might not sound that much but today I decided to get wet. I worked in the rain. Was hardly my most productive day ever but at least I earnt some extra.
    Originally posted by Paulgonnabedebtfree
    Sounds good - now dry off and enjoy the evening
    Save 12k in 2015 #35 ~ 8,000 target passed July 2015
  • sophiesmum
    No fayjmck today??:confused: :confused:

    Hope you are okay fay I have missed your daily dose of highland humour.

    Managed to do everything on my list except clear out my car ready for service Monday - will add to tomorrows list.:rolleyes:
    Still foggy here hasn't cleared the whole day, see you in the morning people.
    Reduce,re-use, recycle.






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