iPhone insurance

robti · 31 December 2017 at 4:02PM

Hi looking at some real life recommendations for insurance for my iPhone, have had various iPhones over the last few years and never bothered before but now up to a 8 plus and the replacement cost is rising so thought to ask here, so can anyone help with this ?
Thanks

Ms_Chocaholic · 31 December 2017 at 4:08PM

Sorry can't help with insurance but wondered if you were insuring against damage rather than theft whether an alternative might be to get a robust case and screen protector.

This company offer some but I've never used them myself.
https://www.tech21.com/en_gb

robti · 31 December 2017 at 6:47PM

Thanks first thing I do is screen protector and case when I get a new phone, so theft really

Mister_G · 31 December 2017 at 7:16PM

Have you looked at the 'Packaged' bank accounts offered by the likes of Nationwide, Halifax and Nat West?

They offer mobile insurance, travel insurance and car breakdown cover for a monthly fee.

Certainly for us, this worked out the cheapest way of insuring the phones.

System · 31 December 2017 at 9:08PM

robti wrote: »

Thanks first thing is screen protector and case when I get a new phone, so theft really

I insured for lost and theft of up to £3000 for outside of the home through my house insurance. It added £2 a month onto my house insurance.

I did it because I was taking a iPad, iPhone and £1000 camera to Barbados. After the holiday I just kept paying it as I thought it was a great deal to be paying £2 a month to cover £3000 of equipment outside of the home.

boatman · 3 January 2018 at 1:43PM

Mister_G wrote: »

Have you looked at the 'Packaged' bank accounts offered by the likes of Nationwide, Halifax and Nat West?

They offer mobile insurance, travel insurance and car breakdown cover for a monthly fee.

Certainly for us, this worked out the cheapest way of insuring the phones.

I'd also recommend this route.

Sparkiee · 5 January 2018 at 8:43AM

I’ve had mine from a packaged bank account for a few years now and it’s been fine. I’ve claimed for my wife dropping hers down the toilet and had no issues. There always seems to be £100 excess but that seems to be fairly normal practice.

NineDeuce · 5 January 2018 at 9:50AM

The first thing to do is get rid of the Iphone and get a phone that cost about 20% of the price.

Unbelievably, these phones also make calls, send messages and go on social media too.....

hollie.weimeraner · 5 January 2018 at 10:00AM

Another vote for a packaged bank account here as well. We are with the Co-Op (unfortunately not available any more). We pay £11 per month and it covers up to 4 phones and we also get worldwide travel insurance with it that covers us until we're 75.
£75 excess on iphones which we've used twice for damage and theft and received excellent service

System · 12 January 2018 at 5:54PM

OliverRobertson wrote: »

I think the service center of the manufacturer should know the answer to your question, since this is part of their obligation

That is incorrect no manufacturer is obligated to give you insurance.

iPhone insurance

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