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    ticklish
    My Debt with HFC/Beneficial Finance
    • #1
    • 19th Jan 09, 12:25 AM
    My Debt with HFC/Beneficial Finance 19th Jan 09 at 12:25 AM
    I borrowed 3 separate loans of 1,000 and was sadly stupid enough to get a credit card. These loans bought me everything I have wished for over the last few years, but repaying with 100 a week to spare after rent and other payments are made, not to mention food, gas, electric and water. I am struggling to repay my now 4,500 debt and am trapped in the dreaded minimum payment trap

    Please help as I'm not financially minded as you can tell and I really want to be debt-free as soon as possible but I have no idea where to start.

    Many thanks.
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