Bank error in my favor? What to do?

Sonicduck
Sonicduck Posts: 14 Forumite
in Budgeting & bank accounts
Hello so just checked my online banking as I was due some payments coming in and when I checked my account someone has made a payment for £87,564

From what I can tell it's a personal bank transfer and just says the senders last name

What do I do about this as never happened before do I just leave it alone and hope they take it away or shall I contact them and request them to remove it?

I'm pretty sure I would know if I was due to receive that much money :rotfl::rotfl::rotfl:

Or do I have a merry Christmas :D Im joking I wouldn't do that haha
«13

Comments

  • Eco_Miser
    Eco_Miser Posts: 4,708 Forumite
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    See this thread: http://forums.moneysavingexpert.com/showthread.php?t=5758067

    Whatever you do, don't send it to anyone claiming they paid it to you in error, that's a well known fraud. Let the banks handle it.
    Eco Miser
    Saving money for well over half a century
  • ampersand
    ampersand Posts: 9,564 Forumite
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    Go in person to your Bank. Deal only with someone you recognise, who has experience of your account.

    See a timed+dated r!sum! entry to be recorded on your account history.
    This should happen anyway.
    CAP[UK]for FREE EXPERT DEBT &BUDGET HELP:
    01274 760721, freephone0800 328 0006
    'People don't want much. They want: "Someone to love, somewhere to live, somewhere to work and something to hope for."
    Norman Kirk, NZLP- Prime Minister, 1972
    ***JE SUIS CHARLIE***
    'It is difficult to free fools from the chains they revere' François-Marie AROUET
  • xylophone
    xylophone Posts: 44,403 Forumite
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    You must advise your bank immediately.
  • EssexExile
    EssexExile Posts: 6,138 Forumite
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    ampersand wrote: »
    Go in person to your Bank. Deal only with someone you recognise, who has experience of your account.
    That's funny, good luck!
    Tall, dark & handsome. Well two out of three ain't bad.
  • dunstonh
    dunstonh Posts: 116,369 Forumite
    Name Dropper First Anniversary First Post Combo Breaker
    Go in person to your Bank. Deal only with someone you recognise, who has experience of your account.

    And whilst you are travelling back to 1950...... ;)
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • eskbanker
    eskbanker Posts: 31,033 Forumite
    First Anniversary Name Dropper Photogenic First Post
    Sonicduck wrote: »
    Bank error in my favor? What to do?
    Collect £200 and put the card back at the bottom of the pile? ;)
  • Sonicduck
    Sonicduck Posts: 14 Forumite
    It's ok everyone turns out it was an old client who sent it by mistake it's all sorted now :) thanks for all the help!
  • anselld
    anselld Posts: 8,280 Forumite
    Name Dropper First Post First Anniversary
    Don't return it until you have read this ...
    http://forums.moneysavingexpert.com/showthread.php?t=5755529

    In fact don't return it at all. Let the bank deal with it.
  • ampersand
    ampersand Posts: 9,564 Forumite
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    dunstonh wrote: »
    And whilst you are travelling back to 1950...... ;)

    #
    ...which is unnecessary, dunstonh, as comment and incorrect in fact.

    NatWest Nmkt customers prize the staff in branch. I'm sorry if you do not have this option.

    Love their app, too.

    Discourteous comment is unexpected from you.
    CAP[UK]for FREE EXPERT DEBT &BUDGET HELP:
    01274 760721, freephone0800 328 0006
    'People don't want much. They want: "Someone to love, somewhere to live, somewhere to work and something to hope for."
    Norman Kirk, NZLP- Prime Minister, 1972
    ***JE SUIS CHARLIE***
    'It is difficult to free fools from the chains they revere' François-Marie AROUET
  • IanSt
    IanSt Posts: 366 Forumite
    Oh for goodness sake, some people have such thin skin.
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