Very.co.uk account closed with debt left too pay, do I have too pay?

I would just pay this. Very do not have the best customer service so will save you a lot of hassle when they stick a default on your report.

Marcio45 wrote: »

Just because you cant access your account it doesnt mean you dont have to pay it. But if you decide to ignore everyone's advice go for it.
Good luck when your credit rating is trashed. No decent credit cards or even mortgage for the next 6 years. Its your life, your choices!!!
I find incredible your attitude to credit and sense of entitlement. I am sure this is a wind up.

The OP asked a basic question, and a reasonable one at that. No need to go off on a rant. Good luck to anyone who can get one over Very. They are one of the worst offenders when it comes to trickery and malicious credit reporting.

mrmagooooooo wrote: »

And its posts like this is the reason most on here think you spout rubbish.

The guy is trying to get out of paying a debt.. not because its wrong, just because he doesn't want to pay it.

If you think that is fine just because you have beef with the credit reference agencies then you're crazier than i originally thought.

Two points:


1) Read the OP's post! After the preamble he simply asks "am I still liable?". A reasonable question in that he wants to know where he stands. Nowhere does he state he wants to get out of paying. It's only the finger-wagging majority here that have made that assumption and castigated him as a result. A simple answer could be given to his question.


2) There is no place in forums such as these for personal abuse. It's known as an ad hominem attack (look it up) and is a low form of interaction. I think it's not allowed on this forum. Your assertion that I'm crazy is just such an attack, so I'll kindly ask you to desist from this practice. By all means counter my arguments, as strongly as you like, but steer clear of getting personal.

You bought and received the goods on said agreement. You owe the money. If you don't end up paying when it's due it will end up affecting future credit. They will chase you for it even if there has been a glitch currently.

GingerBob wrote: »

Two points:


1) Read the OP's post! After the preamble he simply asks "am I still liable?". A reasonable question in that he wants to know where he stands. Nowhere does he state he wants to get out of paying. It's only the finger-wagging majority here that have made that assumption and castigated him as a result. A simple answer could be given to his question.


2) There is no place in forums such as these for personal abuse. It's known as an ad hominem attack (look it up) and is a low form of interaction. I think it's not allowed on this forum. Your assertion that I'm crazy is just such an attack, so I'll kindly ask you to desist from this practice. By all means counter my arguments, as strongly as you like, but steer clear of getting personal.

Or, you could read the OP's 2nd post, which basically said "But surely I don't have to pay if the account is gone" and then their follow up stating their desire not to pay.


As for your admissions that you give false information to retailers etc, and have no qualms with stiffing companies you don't like, you mist be aware that people WILL judge you based on your words. Nothing Ad hominem about calling you out for behaviour that is at best unacceptable to many.