Need to get myself together: The beginning
Comments
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Hi monz, so sorry to hear about your friend, and your friends boyfriend xxx
Yay for money back from Scottish power
I hope the nursery get back to you soon, that's not on the way they have messed you about xxDebt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid OffMortgage (01/04/09 - 01/07/39)
£79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off
Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20
Asda Savings - £0
POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80
~ Emergency Savings: £0
My Debt Free Diary (Link)0 -
Hi Monz,
Thanks for sharing your diary, I'm a single mum too so have loved reading about other single mums experiences on the site, although sorry to see you're having a tough time lately.
In case this helps just wanted to mention that the nursery should be able to issue you a statement showing all your payments from start to finish, the whole time you've used them, on the dates they received. I had to get this once for TCs. That way you know exactly what payment they don't think they've had and you'll be able to prove that you have paid them.
Sorry if you've already thought of this but I thought I'd mention in case as sounds like you have a lot on your plate - good luck with everything!x0 -
Well well well... Got this this morning from nursery
Morning Monica,
I have now spoken with Richard and the 2 days holiday, that had been added to Connor's account has now been taken off, with the confirmation of holiday dates you gave me; thanks for this.
With this now taken off, and the deposit used to subsidise the other outstanding fees, we owe you £5.87 back.
I can have this put aside for you at the nursery if you wish to come and collect this?
I'm sorry this has been upsetting and stressful for you but I hope this now finalises this for you and you can have a sigh of relief.
Speak soon
Jennifer
I am going to tell her to keep the £5 odds and buy the kids something with it as truly I do not want to go back there after all this.
Anyway had a good wee weekend. Was out with my friends.
Update on my friend with cancer - its not good news she was found to have internal bleeding and cannot move her arms now. We dont know why but its not good news i think when Doctors are telling her partner please bring the kids up everyday now though I havent told him I think that. Again i do not know.
The idiot was back from his holidays spoke to him on phone last night was on for an hour n will see him tomorrow.
Thanks for advice everyone and hi sellotape x
17 days until pay day and 25 days until tax credits. xxDebt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.800 -
That's great news about the nursery owing you money ........must be a weight off your shoulders having that sorted xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050
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Yeah it truly is. I was going to hold off the Scottish Power money I was about to receive (anyday now 5-7 days) so now the £74.96 will get transferred as overpayment to my loan and the rest is for my sons birthday party and tae kwon do grading xxDebt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.800 -
Nothing much to report today. Waiting on my Scottish Power Refund to go through still. Other than that nothing
16 days until pay day and 24 until tax credits due in
xxDebt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.800 -
16 days to go for me too....:rotfl:Grocery challenge Feb £107/£100-epic fail due to cake and biscuits
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Hey everyone
My money for Scottish Power has came in £40 to my boys tae kwon do, £80 his bouncy castle, an unexpected my boys school pics £34 (have to ) so paid £40.96 I was left with to my loan. Will update my signature.
Hope everyone is well.
14 days until payday and 22 days until tax credits xDebt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.800 -
Glad you didn't have to wait long to for your refund
Sounds like you're all set for your sons birthday xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
Friday
Nothing to report tbh Though I have noted paid back over £3,000 debt in a year wow! n annoys me that cd have been me and my boy a holiday next year booking florida tho
13 days until payday and 21 days until tax credit xxDebt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.800
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