The "Save 12k in 2017" Thread!

darkidoe wrote: »

Right everyone! Other than your personal target, the overall number is to beat is last year's total amount saved: £1,972,832.69. Do your best!!

I think that was the total we were aiming for - we achieved 63%, or 1.243m according to the latest spreadsheet, updated today

SL

darkidoe wrote: »

Target >1.2 mil then!

Wow, what an incredible target to be part of

I am finding January a bit difficult, with my Christmas expenditure hangover and it being a long month, so I am digging down the back of my metaphorical sofa and finding all of the change I can; I'm pulling in my Topcashback payouts, I got a refund on an old Oyster card and paid in a cheque that had been hanging around. I won't make a massive dent in my target this month, but all this 'scrabbling around for change' is keeping me focused :j My big month will be June, when I will (hopefully!) get my bonus.

Good luck everybody.

GC x

Please sign me up for £15,000, same as last year.

I'm expecting a similarly slow start to 2017 as per 2016. The expenses for Christmas and my wife"s birthday and on my credit card (paid off in full each month, obviously) as is the expense from spending new year in Oslo. I've also just paid for my next three months of Spanish lessons and just forked out £300 for broadband...but that covers the next two years Internet and line rental so is one less thing to worry about paying next year!

The usual annual expenses will be paid during the year: home insurance and car insurance (standard) plus hopefully a holiday, everything else is monthly and budgeted for that way.

Some complications expected along the way: redecorating the living room and spare bedroom, remortgage coming up in August, keep getting badgered about getting a new sofa.

My credit card bill will be £3k by the time the billing cycle comes around so I'll have some making up to do, which I have no doubt I will manage if the camaraderie of this thread continues in the same vein as last year.

If it wasn't for you guys I'd never have made it - even if half of what I saved did go on a new kitchen (after complications). I do love it though.

Savings to be made in 2017: dry January (this is a real saving; I can have three bitter lemons for the price of a pint), homebrew already brewing away for consumption in February and beyond, fewer holidays (I said this last year, this year it will happen), no major capital expenditure other than the decorating- which is considerably cheaper than a new kitchen.

Regular savers already set up with First Direct and Nationwide; I'll need a home for my maturing TSB one but don't want to mucky my credit rating ahead of our remortgage so might need to languish with some poor paying savings account products before applying for higher interest current accounts after we switch.

I feel all ready to go and I haven't had my first payslip yet. Let the saving commence! :j:j:j