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Saturday 29/11/08 What small dfw things have you done today???
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# 21
bathgatebuyer
Old 29-11-2008, 4:55 PM
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Originally Posted by Piquant View Post
I'd love a new/old one, but it would set the debt free journey back so much and I'm not sure what spending a large amount of money would do to my mindset.

That's not a bad deal you've got there, if you can manage the £3k and it doesn't set you back mentally, maybe you should do it. Only you know how bad your current car is!

Piq
81,000K mile Beetle, driver side window doesn't work, only one working light, scraped back bumper, Y Reg, ESP light that pops on and can' be switched off (been doing this since day one), needs new brake pads and discs, due a service and MOT up in February........................................of ten mistaken for a recycling bin

I know what you mean about the cost of a new one. Is it worth being in debt again when I've made so much effort in trying to get out of debt. Who knows. Will have to check what loans are around and see if they're worth considering.
Almost debt-free, but certainly even with the Banks!
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# 22
laura2481
Old 29-11-2008, 4:58 PM
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I have had a rare saturday off from work and have celebrated it by not leaving the house at all! Total money spent today £0!
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# 23
edinburgher
Old 29-11-2008, 5:01 PM
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Originally Posted by laura2481 View Post
I have had a rare saturday off from work and have celebrated it by not leaving the house at all! Total money spent today £0!
Result!
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# 24
cassey1
Old 29-11-2008, 5:15 PM
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Hi everyone,freezing cold here today.

Todays been rather a expensive day,as i had to finish off my Christmas shopping. Got everything now,going to wrap it all tomorrow Also bought a dress for Christmas work do. Used vouchers,money remaining from sealed pot and out of planned budget.
Going out tonight with DH and friends for meal and drinks,DH can pay

So what have i done today that is money saving.

Done Wii fit.
had breakfast before going shopping.
took drink and snacks,so i would not spend extra money,but i did have to stop and have a coffe and a cake,i needed to rest my legs!!!
Received a competition win today,a torch but it will come in useful or can i put it in my present box for next years Birthdays or Christmas next year done comps and surveys.
checked on line banking
received sample of muesili.
quick wash,drying on rack.

Have a great evening everyone.
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# 25
sans
Old 29-11-2008, 5:47 PM
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Evening all,
Not been around for a few days as I was down in Bristol for a course.
My dfw things for today;
  • Put money into bank
  • Listed 2 items on Ebay
  • Used money off coupon to get D Express
  • Got free wrapping paper from Superdrug (voucher from D Express)
  • Used £1 luncheon vouchers in Greggs – paid 17p cash
  • Found 1p
  • Tesco – used 10p off any reusable bag coupon
  • Tesco – used 6 x peartise/fruitise 50p coupons for 6 bottles of peartise/fruitise (which is on BOGOF at the moment)
  • Used a 35p off £2 spend on Tesco value items
  • Reused carrier bags and got 20 points added
  • Cut out coupons and put into my purse
  • DH offered his friend a lift to another town since we were going there anyway so saving his friend time/bus fare
  • 1 lot of washing done and hanging indoors
That’s all I can think of.
Tesco points: 101 (£21.50, £19.50, £7.50, £21 & £5)
Boots points: £0.28
Pigsback points: 715 (4 xBoots£10 & 1 xPizzaHut£10, 2 x £10 clothing vouchers)
Mutual points: 3417 (redeemed 8250)
Rpoints:redeemed 28925 points)Cashbag:£8.91(£20)
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# 26
Paulgonnabedebtfree
Old 29-11-2008, 6:04 PM
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Originally Posted by sophiesmum View Post
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.



Today I will:
  • check online banking
  • move some spare cash to savings
  • make a loaf in breadmaker
  • storecupboard lunch and tea
  • carry on cleaning and decluttering house - almost done
  • go for swim and jacuzzi to use gym membership
  • go to market for some cheap veggies
  • drop another bag of stuff in at charity shop
  • clean out car ready for service on monday
  • check quidco due payment this month
Good morning guys, early start for me this morning got a lot to do today:rolleyes:
It is really foggy here this morning... and cold, woolly jumpers and sparkly socks for me
Hope you all enjoy your Saturday, will catch up with you all later in the day.
Might not sound that much but today I decided to get wet. I worked in the rain. Was hardly my most productive day ever but at least I earnt some extra.
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# 27
edinburgher
Old 29-11-2008, 6:07 PM
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Originally Posted by Paulgonnabedebtfree View Post
Might not sound that much but today I decided to get wet. I worked in the rain. Was hardly my most productive day ever but at least I earnt some extra.
Sounds good - now dry off and enjoy the evening
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# 28
sophiesmum
Old 29-11-2008, 11:43 PM
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No fayjmck today??:confused: :confused:

Hope you are okay fay I have missed your daily dose of highland humour.

Managed to do everything on my list except clear out my car ready for service Monday - will add to tomorrows list.:rolleyes:
Still foggy here hasn't cleared the whole day, see you in the morning people.
Reduce,re-use, recycle.






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