We are about to pull the purse strings soooo tight!

1…154155157159160…362

Comments

  • Alice_in_Poorland
    Alice_in_Poorland Posts: 2,431 Forumite
    First Anniversary Name Dropper First Post
    Well this week is just flying by! I took my finger off the pulse and we are down to 'pence' in our account. OH went to get DS3s present and I forgot to give him the cash I had taken out, so he just used his card. :(

    Just 36 hours til OH gets paid, he gets 3 weeks of money so I'm going to transfer 2 week's worth into the other account so we don't spend it, and then transfer it back on the days he would of been paid.

    Xx
    DMP with CCCS started Jan12 £34,906 Jan13 £31,893 Jan14 £26,836 Jan15 £21,894 Jan16 £16,839 Jan17 £14,415 Jan19 £12,938ish Jan19 £9,649 Jan20 £6612 Feb 21 0 Self managed from Jan'17
    Jan 18- Bcard1 £0,Bcard2(PRA) £0,C@ptl £0,Ybank,£0,Virgin/MBNA £0,YB1 £0,S@ntader £0,Bcard loan £0,
    DFD - [STRIKE]Jan 2027[/STRIKE] [STRIKE]Nov 2018 [/STRIKE][STRIKE]Jan 2019[/STRIKE] - DFD 28 Feb 2021
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Good idea Alice. Yes it will be a tight month. Think I have done all the presents bar my mums...better get onto that :eek:
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • Alice_in_Poorland
    Alice_in_Poorland Posts: 2,431 Forumite
    First Anniversary Name Dropper First Post
    brizzle, I've still got my mum to buy for too.......now that is a tricky present to get. :o

    Mind you the mood OH is in he won't be getting anything!!! He really doesn't like his job and this threat of redundancy is getting to him. Hope he snaps out of it for the weekend as DS3 comes home.:D

    Today was a nsd and I pegged 2 loads out :rotfl:

    xx
    DMP with CCCS started Jan12 £34,906 Jan13 £31,893 Jan14 £26,836 Jan15 £21,894 Jan16 £16,839 Jan17 £14,415 Jan19 £12,938ish Jan19 £9,649 Jan20 £6612 Feb 21 0 Self managed from Jan'17
    Jan 18- Bcard1 £0,Bcard2(PRA) £0,C@ptl £0,Ybank,£0,Virgin/MBNA £0,YB1 £0,S@ntader £0,Bcard loan £0,
    DFD - [STRIKE]Jan 2027[/STRIKE] [STRIKE]Nov 2018 [/STRIKE][STRIKE]Jan 2019[/STRIKE] - DFD 28 Feb 2021
  • Puzzcat
    Puzzcat Posts: 4,200 Forumite
    Long time lurker here... I also get paid early in December and hate it!! I have learnt to move the money out and then pay myself on the right day so January starts on the right foot!!
    Hope you and your family have a lovely Christmas.
    Xxx
    Christmas 2020 £109
    I love my dmp started in Nov 13 with SC. Self Managed 2016 57% done
    £60062/25384.84 - 13222.60k UE

    MY DIARY     http://forums.moneysavingexpert.com/showthread.php?t=4768685
  • Alice_in_Poorland
    Alice_in_Poorland Posts: 2,431 Forumite
    First Anniversary Name Dropper First Post
    Puzzcat wrote: »
    Long time lurker here... I also get paid early in December and hate it!! I have learnt to move the money out and then pay myself on the right day so January starts on the right foot!!
    Hope you and your family have a lovely Christmas.
    Xxx

    Thanks Puzzcat, money all transferred and hope you have a great Christmas too.:)

    I noticed you have just started your DMP, good luck!!

    xx
    DMP with CCCS started Jan12 £34,906 Jan13 £31,893 Jan14 £26,836 Jan15 £21,894 Jan16 £16,839 Jan17 £14,415 Jan19 £12,938ish Jan19 £9,649 Jan20 £6612 Feb 21 0 Self managed from Jan'17
    Jan 18- Bcard1 £0,Bcard2(PRA) £0,C@ptl £0,Ybank,£0,Virgin/MBNA £0,YB1 £0,S@ntader £0,Bcard loan £0,
    DFD - [STRIKE]Jan 2027[/STRIKE] [STRIKE]Nov 2018 [/STRIKE][STRIKE]Jan 2019[/STRIKE] - DFD 28 Feb 2021
  • Alice_in_Poorland
    Alice_in_Poorland Posts: 2,431 Forumite
    First Anniversary Name Dropper First Post
    It's official....I'm stressed.:eek::o
    I'm now cooking on Christmas day and Boxing day, (Boxing day wasn't planned but couldn't bear the thought of family members spending the day alone (unless they preferred that which these folk didn't but their immediate family are a 'little' thoughtless shall we say!).

    Anyway have purchased all food needed for both days and a few extra gifts for our guests. Have gone a little over budget but hoping to claw that back over the next few weeks.

    I have managed in all the chaos to reduce the house insurance by £7 per month.:)

    Forgot to do meter readings this morning, will try and do them before I go to work tomorrow.

    Not happy with the gifts for some immediate family but its too late now........you can't please everybody all the time!!

    Budget and spend diary is way behind, I haven't noted receipts properly since last weekend. I really must get back on track.

    xx
    DMP with CCCS started Jan12 £34,906 Jan13 £31,893 Jan14 £26,836 Jan15 £21,894 Jan16 £16,839 Jan17 £14,415 Jan19 £12,938ish Jan19 £9,649 Jan20 £6612 Feb 21 0 Self managed from Jan'17
    Jan 18- Bcard1 £0,Bcard2(PRA) £0,C@ptl £0,Ybank,£0,Virgin/MBNA £0,YB1 £0,S@ntader £0,Bcard loan £0,
    DFD - [STRIKE]Jan 2027[/STRIKE] [STRIKE]Nov 2018 [/STRIKE][STRIKE]Jan 2019[/STRIKE] - DFD 28 Feb 2021
  • Verbatim
    Verbatim Posts: 4,830 Forumite
    First Post First Anniversary
    How kind of you Alice. I hope it all goes well! Merry Christmas
    CCs @0% £24k Dec 05 £19,621.41 Au £13400 S 12600 Oct £11,981 £9481 £7500 Nov £7250 D £7100 Jan 6950 F £5800 Mar£5400 May £4830 June £4660 July £4460 Aug £3200, S £900, £0 18/9/07 DFW Nerd 042
  • Baileys_Babe
    Baileys_Babe Posts: 5,574 Forumite
    Name Dropper First Anniversary First Post
    Alice very thoughtful of you.
    Fashion on a ration 2024 66/66 coupons remaining
    80 coupons rolled over 0/80 coupons spent - using for secondhand purchases

    One     income, home educating family 
  • Alice_in_Poorland
    Alice_in_Poorland Posts: 2,431 Forumite
    First Anniversary Name Dropper First Post
    Thanks Verbatim & Baileys Babe. The extra guests don't eat much but they do like the heating on...hehehe.


    Hope everybody has a great time. xx
    DMP with CCCS started Jan12 £34,906 Jan13 £31,893 Jan14 £26,836 Jan15 £21,894 Jan16 £16,839 Jan17 £14,415 Jan19 £12,938ish Jan19 £9,649 Jan20 £6612 Feb 21 0 Self managed from Jan'17
    Jan 18- Bcard1 £0,Bcard2(PRA) £0,C@ptl £0,Ybank,£0,Virgin/MBNA £0,YB1 £0,S@ntader £0,Bcard loan £0,
    DFD - [STRIKE]Jan 2027[/STRIKE] [STRIKE]Nov 2018 [/STRIKE][STRIKE]Jan 2019[/STRIKE] - DFD 28 Feb 2021
  • tunathe_cat
    tunathe_cat Posts: 462 Forumite
    First Anniversary First Post
    merry christmas xx
★ ★ ★ Meet your Ambassadors

Categories

  • All Categories
  • 343.1K Banking & Borrowing
  • 250.1K Reduce Debt & Boost Income
  • 449.6K Spending & Discounts
  • 235.1K Work, Benefits & Business
  • 607.8K Mortgages, Homes & Bills
  • 173K Life & Family
  • 247.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 15.9K Discuss & Feedback
  • 15.1K Coronavirus Support Boards