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  • submarine76
    submarine76 Posts: 142 Forumite
    Debt-free and Proud!
    CC paid in full this morning, will have a beer later to celebrate. Not a bad start for a Monday!
    LBM 11 Nov 14 Total Debt £25,013.98 DFD 5 Sep 17 Total Debt £0

    Emergency Fund £800.00
    Mortgage £73,000
    BTL Mortgage £38,000
  • La_escocesa
    La_escocesa Posts: 3,096 Forumite
    First Anniversary Name Dropper First Post
    My loan is now under £19k. :D

    My loan has come under £18k this month and I paid off the last £3.5k of my car loan! :j :T :j
  • submarine76
    submarine76 Posts: 142 Forumite
    Debt-free and Proud!
    Car loan under 1k, I'm nearly there!
    LBM 11 Nov 14 Total Debt £25,013.98 DFD 5 Sep 17 Total Debt £0

    Emergency Fund £800.00
    Mortgage £73,000
    BTL Mortgage £38,000
  • I made my last 'full' payment on my DMP last week, exciting! (The next will be a reduced amount to clear the final balance)
    ¤ £25k paid off with Stepchange DMP ¤ Debt Free 01/09/17 ¤
    ¤ Saving for a house deposit by '19 ¤ Savs @ £20,000 ¤


  • Today is my DFD. Last car payment is out, almost 3 years but I've done it. Feel more relieved than happy lol. Will have a coffee and reflect.... have a great day everyone.
    LBM 11 Nov 14 Total Debt £25,013.98 DFD 5 Sep 17 Total Debt £0

    Emergency Fund £800.00
    Mortgage £73,000
    BTL Mortgage £38,000
  • 1st October was my DFD - feels awesome doesn't it?!
    ¤ £25k paid off with Stepchange DMP ¤ Debt Free 01/09/17 ¤
    ¤ Saving for a house deposit by '19 ¤ Savs @ £20,000 ¤


  • I finally paid off my loan after 8 long years....never take a consolidation loan....it just does not work!!
    Starting Total in September 2019 = £38287.77
    Current Total = £25534.10
    33% of debt paid off so far

    Debt Free by Christmas September August July June 2023!
  • 1st October was my DFD - feels awesome doesn't it?!

    It does indeed lumpyspaceprincess! I have found this thread to very useful as a motivational tool on my journey, so thank you Karen.
    LBM 11 Nov 14 Total Debt £25,013.98 DFD 5 Sep 17 Total Debt £0

    Emergency Fund £800.00
    Mortgage £73,000
    BTL Mortgage £38,000
  • Karen777
    Karen777 Posts: 416 Forumite
    aww nice to see y'all doing so well. I've been away from here for nearly a year - still on my journey but doing so much better than I was. Everyone on this forum was so helpful to me when I was getting going and feeling so dark... It can be done and shall be done :) big love and champers to everyone....
    Debt at highest - June 2013 - 26k/ March 2018 - 2500
    Proud to be dealing with my debts
  • zenshi
    zenshi Posts: 1,117 Forumite
    First Anniversary First Post
    Woohoo, after much saving I have cleared my HMRC overpayment debt and am now sub 17k overall. Feels good!
    LBM.....sometime in 2013 £27,056. 10 creditors
    June 20.....£7,587.....3 creditors left 72% paid

    £26,200 on interest only part of mortgage (July 16)...will chip away £17,103
    £49,200 repayment mortgage ( July 16) £37,764
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