NST March: Marching to a different beat

Hi all, wow in the last hour I've learnt a few lessons about MS and lots to be thankful for:-

DH was finally able to travel home - very thankful for that. But.. after hugging him I heard a loud gushing sound like a tap was on full blast...10 mins searching the house and DH discovered a huge leak in the outside toilet- water shooting everywhr ( we dont use it and didnt even know it was connected). Thankful that I 1) knew what a stop tap was and 2) where it was!!!55357;!!!56834; long story short my good ole FIL came to the rescue and found that ice had caused pressure on the pipes. Ice hacked off and water running in the right places. Boiler and water back on - so thankful for my the fact that we rent atm, for my amazing FIL and the fact that we have still hv running water and CH.

So lessons learnt :
* An EF really is ESSENTIAL. I have now added an extra £100 that was due to be transferred towards a debt tomo!
* Realised we don't have home/contents insurance - thinking of the impact of that happening in the house. National trust membership will be cancelled tomo and money saved will go back toward a monthly insurance fee
* Realised that we would have been paying for water to be heated and going round into the outdoor pipes when we dont use it ( I think) so landlord will be coming to disconnect it tomo.

Feel as though my eyes have been opened alot more tonight! I've grabbed myself a cuppa and off to bed. Here's to a less eventful day tomorrow x

Hi all :j

Thanks for the advice re the leak Calling & Toni's friend - I was feeling a bit smug earlier today because it seemed to have stopped. I remembered that we had this problem before - a few years ago - the plumber who we finally got to come, was really there to replace the shower, which she did, but was rather flummoxed by the leak. It seems to stem from the overflow on the cold tank - I think. Our ceilings are incredibly high & I was only able to get into the loft by standing on the very top of the ladder (with DH holding it) which still didn't get me high enough. I then had to haul myself upwards through the hatch ...not easy. DH couldn't do it as he couldn't fit through the (very small) hatch. Much worse was coming back down tbh. Once you are up there it is not boarded & is like a cathedral, massive high space & dark. I'm not sure but I think there was a small plastic box placed to catch these drips up there....my idea was that it only happens in extreme weather conditions, but I'm open to suggestions if anyone has any ideas. I am going to have to go up there tomorrow, as although it stopped during the day, it's started again now. PS we do have a new, much bigger ladder :rotfl:


· For the striders: 2/18 NSDs

· Set your budgets before the challenge starts - not done this yet, awaiting spreadsheet from DH, hopefully tomorrow.

· Be generous !!!8211; will do

· Note down Certainly need to do this, in order to get a handle on spending. No food spends this month so far, or visits to shops.

· As ever, will do

· Pay towards your debt first! Do not have debt now but have been there before so am very wary. Do have a CC paid off in full every month. Credit card charges run up by cloned card have been refunded thankfully!!

· Plan. Have a visit to a show (tickets bought as a gift for us) at the end of the week, also afternoon tea. May combine the two for a full day out, as they \are in the same town, or split them for 2 trips out..

· Check in every day. Will do

Quick check in

NSD 2/15. Great afternoon building a snow family (6 of us plus 3 pets)

Likely to have spends today - need some rolls for lunchboxes (am so looking forward to being able to bake bread and rolls again once new oven comes this week!) , tomatoes and OJ

x

debtfree I think the emergency fund vs paying debts is a personal one. I paid all my debts off first because they were high interest & then saved my EF. I knew that if emergencies did arise I could always put it back on the credit card but as I say my interest was high & all my debt was cc debt. you will get there however you do it one sensible choice at a time. We were in so much debt that Im still a bit traumatised by it lol. we were flat broke without heating & sometimes food. (combination of high debts & then being made redundant) I thought we would never get there but we did. I love my credit cards now but all have good reward schemes & I always always repay in full even the 0% interest one.

Hi everyone, I have been AWOL for a long time and spending habits are awful and have amounted in debt yet again. Please can I join the challenge even though I am late to the party x