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  • FIRST POST
    • slowlyfading
    • By slowlyfading 5th Dec 17, 9:10 PM
    • 12,878Posts
    • 73,940Thanks
    slowlyfading
    The "Save 12k in 2018" Thread!
    • #1
    • 5th Dec 17, 9:10 PM
    The "Save 12k in 2018" Thread! 5th Dec 17 at 9:10 PM
    So, the title is pretty self explanatory, but this is the place to be in 2018 it's that time of year, again!

    In 2018, the aim is to save £12k (or, any other amount if you like) from 1st January 2018 til 31st December 2018. I know it's early, but it gives you the time to plan for how you are going to do it.


    2012 thread:http://forums.moneysavingexpert.com/showthread.php?t=3547675
    2013 thread: http://forums.moneysavingexpert.com/showthread.php?t=4315923
    2014 thread: http://forums.moneysavingexpert.com/showthread.php?t=4844519
    2015 thread: http://forums.moneysavingexpert.com/showthread.php?t=5122817
    2016 thread: http://forums.moneysavingexpert.com/showthread.php?t=5369493
    2017 thread: http://forums.moneysavingexpert.com/showthread.php?t=5568097


    RULES:

    - This challenge starts on 1st January 2018 00:00 and finishes on 31st December 2018 23:59.
    - Everything saved MUST be done between these two dates.
    - Any interest gained during this challenge on your savings can be counted!


    Feel free to sign up but, please only sign up if you intend to go the distance - the thread tends to start off great and then people disappear

    Challenger List:
    001. slowlyfading - £10,000
    002. geoffers4 - £24,000
    003. Clare43 - £12,000
    004. george4064 - £12,000
    005. Dolly Rocker - £12,000
    006. ryath - £6,000
    007. Puddylove - £12,000
    008. bobobski - £14,000
    009. ToiletLicker - £20,000
    010. Westie983 - £12,000
    011. Lomcevak - £30,000
    012. Wanna Bee Free - £12,000
    013. tara747 - £12,000
    014. BBH123 - £10,000
    015. cathybird - £12,000
    016. fiisch - £6,000
    017. pearl123 - £1,600
    018. thewildrabbit - £12,000
    019. StarShapedPeg - £8,000
    020. CrabbitDutchie - £18,000
    021. itslulu - £12,000
    022. jessy-eve - £3,000
    023. try harder - £12,000
    024. Lolly88 - £12,000
    025. laurenturner - £7,000
    026. List Maker - £12,000
    027. letiss7 - £12,000
    028. fllsion - £12,000
    029. kindanice - £12,000
    030. _Amaryllis_ - £20,000
    031. darkidoe - £15,000
    032. vintagebrighton - £6,000


    CLICK HERE for the easy update form:
    https://docs.google.com/forms/d/e/1FAIpQLScO6GEcckTv1UKWIRgeRHXGddzp5OLED1jugdxOLZSq PMay0g/viewform
    CLICK HERE to see the total amounts so far:
    https://docs.google.com/spreadsheets/d/1HQ1v_cB_jreLxknL0KT-OyIM_PpmoUyI1Ucu_q565Dc/edit#gid=1
    Last edited by slowlyfading; 07-01-2018 at 11:19 AM.
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind - Dr Seuss
    Personal Finance Blogger / Jan NSD - 11 / Ultimate Dream Fund - £19,661.40/£306,000
Page 4
    • darkidoe
    • By darkidoe 19th Dec 17, 11:59 PM
    • 906 Posts
    • 1,058 Thanks
    darkidoe
    Started this challenge in 2016 but didn't manage to keep it up i'm afraid. Battling a few inner demons right now but i'd be happy to set my target for 10k in 2018 and hopefully contribute more to the forum!
    Originally posted by daveyjones95
    Keep coming back to this thread end of every month. Demons might always be around the corner, but keep steady and visit regularly to check in and contribute. Every record helps, even if you are struggling to meet your goal. Baby steps.

    Save 12K in 2018 #31 0/15 000
    Save 12K in 2017 # 9 £15,848.84/15 000 (105.65%) Achieved!
    Save 12K in 2016 # 8 £19 721.58/12 000 (164.35%) Achieved!
    • Suffolk lass
    • By Suffolk lass 20th Dec 17, 7:19 AM
    • 1,642 Posts
    • 18,485 Thanks
    Suffolk lass
    Please can you sign me up for 2018 - I will add my target when I have calculated the end of this year - maybe put me down for £10,000 and I can change if I need to
    MFiT T4 #2 update 42.67% after Q7 £5,465 behind where I should be
    Save £12k in 2018 #53 - my annual target is £10,000
    OS Grocery Challenge 2018 budget of £3,500 including stores
    My DFD is http://forums.moneysavingexpert.com/showthread.php?t=5593594
    • MissMarble
    • By MissMarble 20th Dec 17, 12:51 PM
    • 24 Posts
    • 42 Thanks
    MissMarble
    Hello,

    Please could I sign up and aim for £5,000? I signed up last year but think my ambition was a bit too high and I somehow lost my way mid-way through!

    Hopefully I'll be able to update it with a higher figure, but I'll aim for that one for now.

    Thank you!
    • Yazi
    • By Yazi 22nd Dec 17, 12:26 AM
    • 13 Posts
    • 8 Thanks
    Yazi
    Hi there!

    Would love to sign in with £5000~
    Don't think I can aim higher as a student with rent with just a part time job and SF

    Let's all work hard this year!
    • Gem-gem
    • By Gem-gem 22nd Dec 17, 5:03 PM
    • 2,542 Posts
    • 7,240 Thanks
    Gem-gem
    Hi Slowly fading,
    Can I please join again for 2018.
    Target for the year £6000.00
    I donít mind if I have a new number, whatever is easier for you.
    Gem-gem (number 68)
    £2 Savers Club 2018 no 1 - to fill up the pot
    Save £12k in 2018 - £660/£6,000
    • MoneysavingmadGem
    • By MoneysavingmadGem 22nd Dec 17, 5:06 PM
    • 27 Posts
    • 135 Thanks
    MoneysavingmadGem
    Could you pop me down for £6k?
    First year that would be an achievement for me!
    • Alarae
    • By Alarae 22nd Dec 17, 5:59 PM
    • 289 Posts
    • 283 Thanks
    Alarae
    I tried and failed miserably at this challenge a couple of years ago, but I'm in a much better place now to start saving as I've had a nice payrise, cleared all my debts and have a secondary income which pushes up my salary.

    Going to go for 10k in 2018- might plunge down to nothing in the summer if we funnel all savings into a house move but this challenge should spur me along until then!

    I can hopefully put away £900 myself and the hopefully another £300 from OH on quiet months- it's just the unexpected spends that will get me
    • black cat
    • By black cat 23rd Dec 17, 12:57 AM
    • 672 Posts
    • 5,932 Thanks
    black cat
    Please put me down for £5,000.
    We're moving in January so savings will be severely depleted and we'll also need to save for items for the house. £5,000 is the amount I'd like in the bank at the end of the year after paying for those things.
    • Dipless
    • By Dipless 23rd Dec 17, 9:57 AM
    • 1 Posts
    • 6 Thanks
    Dipless
    Hi,

    Can you sign me up for 14k looking to make a substantial improvement this year. Hence joint MSE have been following these forums for a while and now is the time to join in.

    Thanks
    • imajica37
    • By imajica37 23rd Dec 17, 3:42 PM
    • 138 Posts
    • 580 Thanks
    imajica37
    Please sign me up again, I am going to aim for £9,000 this year.

    Thanks for all your hard work in hosting these challenges, they have helped me so much over the past few years. I have often increased my target and still hit it. It is such an inspiration to aim high and save as much as possible.
    Save £12,000 in 2017 #133: £11,023 / £12,000
    • KeepOnKnitting
    • By KeepOnKnitting 23rd Dec 17, 5:44 PM
    • 145 Posts
    • 180 Thanks
    KeepOnKnitting
    Can you please put me down for £3,000? It doesn't sound like a lot, but I am a full time student so it's not going to be plain sailing. I had this target in my head anyway, but I really fancy joining others to hold myself accountable.
    For me, I am not going to include pension contributions, but I will count interest on savings that I already have. Look forward to getting to know you all.
    Save £12k in 2018 #62
    • Scottish Lassie
    • By Scottish Lassie 26th Dec 17, 7:25 AM
    • 78 Posts
    • 457 Thanks
    Scottish Lassie
    Did this challenge a few years ago and it was a great motivational tool, please put me down for £6000
    Thank you!
    No 63: Save £6k in 2018 Target £0/£6,000
    • Charlene84
    • By Charlene84 26th Dec 17, 7:55 AM
    • 6 Posts
    • 10 Thanks
    Charlene84
    Thank you for starting this thread up again! please can you stick me down for £10k?
    • KeepOnKnitting
    • By KeepOnKnitting 26th Dec 17, 11:10 AM
    • 145 Posts
    • 180 Thanks
    KeepOnKnitting
    I have started planning already. I just booked an extra day of work for December, and a few days for January. I should now get some work done on my next essay that is due.
    • kev2009
    • By kev2009 26th Dec 17, 4:56 PM
    • 180 Posts
    • 279 Thanks
    kev2009
    Hi,

    Could i sign up again this year please, £6k again.

    Many thanks

    Kev
    • ivormonee
    • By ivormonee 26th Dec 17, 9:13 PM
    • 108 Posts
    • 81 Thanks
    ivormonee
    Ok, I'll go for £12k for 2018!
    • A Random Man
    • By A Random Man 26th Dec 17, 10:35 PM
    • 126 Posts
    • 634 Thanks
    A Random Man
    Hi could i sign up if possible looking to make £8500 to clear my existing debts seems doable if i save around £750 per month
    Credit card 1 £600/0 (100% Paid)|Credit Card 2 £4500/£1289.25 (71.35% Paid)|Loan £7500/7228.53(3.61% Paid)
    Payment A Day total: £10.00
    • fiisch
    • By fiisch 27th Dec 17, 11:08 AM
    • 230 Posts
    • 107 Thanks
    fiisch
    Testing testing...


    Hopefully added my progress to my signature, which should all but guarantee success....


    Edit: Boom it worked.


    I'll be following the rule that only money saved into savings accounts will be counted (i.e.: and not debt repayment; mortgage overpayment nor pension contributions, AVC or otherwise).


    In theory, much of my saving will come in the second half of the year, so comfortable-ish with a slow start to this challenge, but resolutely sticking to my £6k target.
    Last edited by fiisch; 27-12-2017 at 11:12 AM.
    Save £6k in 2018: £100 / £6000
    • macdady29
    • By macdady29 27th Dec 17, 12:48 PM
    • 16 Posts
    • 16 Thanks
    macdady29
    Hey slowlyfading,

    Could I join this challenge please. Id like to aim 6k.

    Happy new year everyone! Let's get saving 😀
    • summerset
    • By summerset 27th Dec 17, 12:49 PM
    • 2 Posts
    • 3 Thanks
    summerset
    Im In!!

    £7k please.
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