CCA advice please

I'll get on it tomorrow and let you know how I get on. I have seen a template letter elsewhere.
Thanks

Bit of an update, I rang my creditors to make sure I was sending my CCA request to the correct address etc, somehow I got into a conversation with Lowell and negotiated a 60% discount off my amount owing to settle the account. Result, they sent me paperwork by email and I settled today.in all fairness they were superb, even offered me a payment plan to pay off the reduced settlement figure.
Barclaycard are usual barclaycard, so have to see what comes back from them, Wescott told me no need to write for the CCAs, they will request on the basis of my phone call.
Made 2 offers to Link who are due to get back to me on Monday.
So all positive at the moment.

Hi Max,
Yes, the thought did cross my mind, but this was probably my most recent debt, perhaps taken out 6 years ago, therefore more likely that they would have the CCA.
I also had the funds available to clear it, so from my point of view, I was happy that they took my offer, my theory was to pitch something sensible and in my mind, fair.
In my in box this morning I have an email confirming that once the payment has cleared, my account will be closed. That in itself is a psychological boost.
I hadn't mentioned that Wescott offered me a discount of £200 off a £1700 debt. I explained that I couldn't afford that and we will wait for the CCA.
I am paying £1300 per month off these debts with Stepchange, so in theory should be done at the end of the year, but that does mean some of the creditors are getting say £300 per month off a £2000 debt, so they probably don't see any point in offering a discount.
I think I will finish with Stechange next week to give me a bit more flexibility responding to final offers.
That said, Stepchange have got me to where I am today, by using them we have trained or rather retrained ourselves to budget and to be honest, our budgets with Stechange are on the generous side, but we are fortunate that we are able to still pay a considerable amount that our creditors. ( that hasn't always been the case, we are currently paying more than double what we used to)

Sorry, gone off thread a but there, let's see what next week brings.

Couple of things, firstly I am suprised at how little the people I speak to at DCAs know about the CCA. In fact I have spoken to 4 of my creditors who did not know what a CCA was and they had to refer it to somebody else.
Secondly, the individuals I have spoken to at Link, Wescott and Lowell have all been really nice to deal with.
Finally, I received a counter offer from Link today, I had offered just over 50% to settle 2 debts, they counter offered with 75% which I can't afford and I have told them I will request a CCA First.
Not expecting any more updates for a few weeks as I will have to wait for the CCAs to come back (or more hopefully) not come back.