Atom Bank Savings rate dropped overnight.

penrhyn
penrhyn Posts: 15,215 Forumite
First Anniversary Combo Breaker
in Savings & investments
Planned to open a couple of fixed savers with Atom, despite the best attempts by the app to throw me out with its super picky slow face recognition.
Three year @ 2.2%.
Woke up this morning, got myself the app, and was going to start a 2year one.
Rates dropped over night.
Now 1.75 one year, 1.9 two year, 2.05 three year.

No notification, bit irked.
That gum you like is coming back in style.

Comments

  • eskbanker
    eskbanker Posts: 30,846 Forumite
    First Anniversary Name Dropper Photogenic First Post
    Go for https://www.nsandi.com/investment-guaranteed-growth-bonds instead?
  • penrhyn
    penrhyn Posts: 15,215 Forumite
    First Anniversary Combo Breaker
    Thanks, got one, problem is it's limited to 3K.
    That gum you like is coming back in style.
  • AnotherJoe
    AnotherJoe Posts: 19,622 Forumite
    First Anniversary Name Dropper First Post Photogenic
    penrhyn wrote: »
    Planned to open a couple of fixed savers with Atom, despite the best attempts by the app to throw me out with its super picky slow face recognition.
    Three year @ 2.2%.
    Woke up this morning, got myself the app, and was going to start a 2year one.
    Rates dropped over night.
    Now 1.75 one year, 1.9 two year, 2.05 three year.

    No notification, bit irked.

    Must be your face, with my ugly mug its instant :D

    FWIW they are always chopping and changing might be worth giving it a few weeks and next time its on offer grab it imemdiately.
  • badger09
    badger09 Posts: 11,194 Forumite
    First Post First Anniversary Name Dropper
    AnotherJoe wrote: »
    Must be your face, with my ugly mug its instant :D

    FWIW they are always chopping and changing might be worth giving it a few weeks and next time its on offer grab it imemdiately.

    Well, they clearly don't like my face either. Tried several times today & just get message 'sorry we were unable to confirm your Face ID' try again:( That is actually small progress, as last week I didn't even get that far:mad:

    I'm glad I only have one 2 year Fixed Rate account with them.
  • PeacefulWaters
    PeacefulWaters Posts: 8,495 Forumite
    penrhyn wrote: »

    No notification, bit irked.
    Do any other providers say "we're changing our rates to X.XX% on Friday" as a matter of course?

    Thus revealing their pricing intentions to the rest of the market?
  • surreysaver
    surreysaver Posts: 4,095 Forumite
    Name Dropper First Anniversary First Post
    penrhyn wrote: »
    despite the best attempts by the app to throw me out with its super picky slow face recognition.

    That's why I go for the traditional passcode. Who's to say it wouldn't recognise someone else's face who looks completely different to you?
    I consider myself to be a male feminist. Is that allowed?
  • surreysaver
    surreysaver Posts: 4,095 Forumite
    Name Dropper First Anniversary First Post
    I see the five-year one at 2.4% is still available.
    I consider myself to be a male feminist. Is that allowed?
  • patientperson
    patientperson Posts: 481 Forumite
    First Post
    Perhaps a look at Paragon Bank ?

    http://www.paragonbank.co.uk/savings/savings-accounts?tabid=Fixed-Rate

    1 yr 1.85% / 2 yr 2.05% / 3 yr 2.10% / 5 yr 2.45%
  • AndyT678
    AndyT678 Posts: 757 Forumite
    First Anniversary Combo Breaker
    surreysaver wrote: »
    That's why I go for the traditional passcode. Who's to say it wouldn't recognise someone else's face who looks completely different to you?

    Who's to say that it wouldn't accept someone else's passcode which is completely different to yours?
This discussion has been closed.
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