Millionaire Challenge

Hey - Tink - how did the move go. Bet you feel better now that you are back in your little nest.

Your comments about making decisions are spot on - I can confirm that's what has happened in my life. Often it's out of adversity that we find the path to success…..Your marital breakdown will be spur that drives you forward.

My OH had wanted to go self employed but there was always a little nagging doubt and he was nervous about giving up a successful well paid job. When he was made redundant we decided that it was now or never and he should just go for it. We never looked back.

Similarly - nearly going bankrupt and losing everything is my spur. It's what has put me back on track and what continues to motivate me when I'm tired and fed up.

When you are down - the only way is up:D

As you say - you just know that you have to make it work so you just roll up your sleeves and get stuck in.

I've had a good week. Finally sorted out a plasterer. Have decided to use the guy who did the kitchen. He's expensive but he did a fantastic job, he was reliable and not too messy!!!

To save costs he advised me to clean up the brickwork ourselves. I made a start yesterday. Oh dear - it's not work for a 62 year old woman with dodgy knees and a temperamental back. I'll pace myself and do what I can but I'm afraid this is a job for the boys. I'll just have to put my talents to better use. :rotfl:

Hey ho. Onwards and upwards.

Hey Guys

Ive read around 50 pages and decided I will join.

Well done tink, its seems your getting busier and busier, LL- did you manage to get a sewing machine in the end? i'm looking for recommendations Also you seem so strong, what with your families decline in health, I am so glad that you stuck to all phases of your plan though.

For the rest of the year I have 2 objectives

1) Clear up some debts I have, I am behind in certain bills and want to be ahead, sometimes when they come through the door I ignore them because I don't have the money to pay.

2) have Min £500 in saving by the end of the year.

I currently have a start up business which is not making money as yet, it is a clothing business, I have had to train up, as the person who was doing the work seems to be ripping me off, so im glad I finally enrolled in a course, I had been trying since august at my local college but it was always fully booked, anyway the first part os nearly finished beginning of july, then I will start the next part in September.

I am self employed, but was having a rough time for the past 6 months getting any work, this is now picking up though, I am funding my business through that money which isn't ideal when I have none, but until its start making money I will continue as a sole trader.

I start a part time job this month, have my 3rd installement of training this week, so should start this month.

I have also joined clixsense which while wont make a millionaire, has helped me in dire time and I have managed to cashout twice a week, so things are looking up there.

This all stemmed from me being made redundant in Aug 2012 nd have a horrible boss and deciding that as I was turning 30 I didn't want to work for anybody directly anymore in a 9-5, my part time job is very flexible and I can work my own hours.

I Hope I can be a millionaire by 45, that would be great! i'm currently 31.

So that's me.

Hi night rider - welcome to the thread.

Re the sewing machine. I bought a little battery operated one from Dunhelm - about £15 just to make a few cushions etc. It's brilliant. I even managed to make some curtains using it - although I had to do them in stages so I could give the machine a little rest.

I do aim to upgrade once I've moved though. We shall actually have a spare bedroom which we are going to use as an office/workroom for me. I can't wait- I have so missed having a proper office/workspace. I quite fancy an overlocker too…….

Your clothing company sounds great. I used to be quite the fashion designer when I was a teen - Derby's answer to Mary Quant. :rotfl::rotfl: I also studied fashion at college when I did my art and design degree course. I love working with textiles and have loads of ideas and projects I want to tackle.

Not much happening here - OH struggling a bit so spending as much time as I can with him, whilst still plugging away at the renovations on prop 2 and landscaping prop 1. Mum's health has also taken a further nosedive so again a lot of my time is taken up with mum and dad.

Today I'm having a day off from it all - a new haircut (for a new me:rotfl:) and then lunch and a mooch round the shops with a friend.

Hi Guys,

LL - I read that you had someone else but my Dad said he would fish it out for me and then I keep forgetting to ask him about it so I still don't have it anyway!! Hope everything is ok?

I wasn't going to post but the thread has been silent for a whole 5 days I thought it needed bumping and to find out how everyone is getting on.

Personally, I feel A LOT better. Wedding plans are being changed. We are doing it OUR way (or I guess really my way....but OH isn't bothered as long as he gets a party/!!!! up lol) so basically our 5k wedding is coming down to about 3-3.5k...which is a lot more easier for me to handle...I just can't justify 5k...3k is bad enough but I sleep better at night and at least it's affordable. Phone calls to make tomorrow. Fingers crossed all goes well.

I can't sleep tonight and I know I will regret it ~ long story short was in hosp with little man Friday-Sat (he's fine now no worries) so I didn't sleep and Sat night they were both ill and I couldn't sleep again...I did get a couple hours kip today in the day (so not like me) ...but hey! Here I am. :-)

I read an interesting blog today ~ Mr Money Mustache again, I did recommend his blog on this thread before after reading one article then never went back to read it myself but I just needed a pick me up on the money motivation side of things and it was 50 ways to earn a 50k(dollars) living without a degree.

It's got me thinking a lot of us just don't know what to do with ourselves to get to the golden million... but the fact is there is SO many ways to do it but I think because we havn't done it before we just can't imagine it being successful, the belief isn't their. People have become millionaires from trading in the stock market to running a cleaning business....and the ONLY people who say it's possible is the millionaires themselves because they KNOW that they didn't have a special set of skills that made them who they are....

I've got a to do list on my desk ~ it's pretty basic but the business is in my partners name due to me being on M/L ...well M/L is over so first thing first...get the business to my name. One small step at a time.

So I have made a start with my plan.

Small steps, confirmed some outstanding money owed, so I have a rough figure. Also I decided to list some of my stock on facebook local pages, mostly branded goods I have stored for a few years really from my eBay days, nothing to do with my new business, so I've done that in the last hour, I've had a nibble and a provisional sale for Friday, cash in hand and no fees.

Still quite a way to go and most of my contract work won't pay out until beginning of July, when I can start paying some of these bills off.

I've decided as I pay a bit of a bill, to add a bit to my savings account as well.