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  • FIRST POST
    • EmmaMicawber
    • By EmmaMicawber 14th Nov 17, 8:13 PM
    • 78Posts
    • 164Thanks
    EmmaMicawber
    Beat the YNAB price increase
    • #1
    • 14th Nov 17, 8:13 PM
    Beat the YNAB price increase 14th Nov 17 at 8:13 PM
    This is just in case you were thinking of signing up for a free trial of YNAB (I find it amazing)-

    they are about to increase their price by 68% at midnight tonight (possibly Utah time as that is where they're based) but if you sign up for a month's free trial BEFORE 15 November and the subsequently decide to subscribe, you will then always pay the old price of $50 per year instead of the new price of $83.88 per year.

    But you'll need to act fast!

    Details here:
    https://www.youneedabudget.com/price-change-faqs-2017/
    Last edited by EmmaMicawber; 14-11-2017 at 8:16 PM.
Page 1
    • mwarby
    • By mwarby 14th Nov 17, 9:26 PM
    • 804 Posts
    • 301 Thanks
    mwarby
    • #2
    • 14th Nov 17, 9:26 PM
    • #2
    • 14th Nov 17, 9:26 PM
    Or if you use this link you get 3 months (no connection other than I used same link) https://www.youneedabudget.com/landing/camp-patton/ maybe others if you Google around
    • louby40
    • By louby40 14th Nov 17, 9:48 PM
    • 1,260 Posts
    • 3,484 Thanks
    louby40
    • #3
    • 14th Nov 17, 9:48 PM
    • #3
    • 14th Nov 17, 9:48 PM
    What about those that pay monthly?
    Parent loan PAID IN FULL
    Emergency fund £1159/£1000. Christmas savings £150/£600 Car maintenance £176/600
    Kitchen July £12,493 JAN £9,493
    Barclaycard £1000
    Car loan £2490 Mortgage £94,593
    TOTAL DEBT (with mortgage) = £ (without mortgage) = £
    • Peter999
    • By Peter999 14th Nov 17, 10:09 PM
    • 491 Posts
    • 529 Thanks
    Peter999
    • #4
    • 14th Nov 17, 10:09 PM
    • #4
    • 14th Nov 17, 10:09 PM
    Seems quite expensive for software to create yourself a budget?, wouldn't it be better to use something free like Microsoft Money?
    • sourcrates
    • By sourcrates 14th Nov 17, 10:18 PM
    • 13,062 Posts
    • 12,370 Thanks
    sourcrates
    • #5
    • 14th Nov 17, 10:18 PM
    • #5
    • 14th Nov 17, 10:18 PM
    Or even a pen and a piece of paper.............

    You can get a lot of pens and paper for $83………
    I'm a Board Guide on the Debt-Free Wannabe, Credit File And Ratings, and
    Bankruptcy And Living With It, boards. "I volunteer to help get your forum questions answered and keep the forum running smoothly".
    Board guides are not moderators and don't read every post. If you spot an abusive or illegal post then please report it to forumteam@moneysavingexpert.com. Any views are mine and not the official line of MoneySavingExpert.com.

    For free debt advice, contact either : Stepchange, National Debtline, or, CAB.
    For Legal advice see : http://legalbeagles.info/
    • tempus_fugit
    • By tempus_fugit 14th Nov 17, 10:46 PM
    • 373 Posts
    • 343 Thanks
    tempus_fugit
    • #6
    • 14th Nov 17, 10:46 PM
    • #6
    • 14th Nov 17, 10:46 PM
    Seems quite expensive for software to create yourself a budget?, wouldn't it be better to use something free like Microsoft Money?
    Originally posted by Peter999
    It doesn't do budgeting as well as YNAB does though.
    Or even a pen and a piece of paper.............

    You can get a lot of pens and paper for $83………
    Originally posted by sourcrates
    Bloody hard work though if you have 20 accounts.
    Retired at age 56 after having "light bulb moment" due to reading MSE and its forums. Have been converted to the "budget to zero" concept and use YNAB for all monthly budgeting and long term goals.
    • debtfreeforlife
    • By debtfreeforlife 15th Nov 17, 2:47 PM
    • 108 Posts
    • 553 Thanks
    debtfreeforlife
    • #7
    • 15th Nov 17, 2:47 PM
    • #7
    • 15th Nov 17, 2:47 PM
    clearcheckbook.com works just as well as YNAB (more so, I think) and has free accounts.
    GC Jan 18: £171.41/£220 | 2018 MFW #130: £0/£5000
    New recipe challenge: 1/52
    • Jon B
    • By Jon B 15th Nov 17, 10:07 PM
    • 799 Posts
    • 740 Thanks
    Jon B
    • #8
    • 15th Nov 17, 10:07 PM
    • #8
    • 15th Nov 17, 10:07 PM
    YNAB has always seemed like an oxymoron to me.
    • enjoyyourshoes
    • By enjoyyourshoes 16th Nov 17, 8:55 AM
    • 945 Posts
    • 1,160 Thanks
    enjoyyourshoes
    • #9
    • 16th Nov 17, 8:55 AM
    • #9
    • 16th Nov 17, 8:55 AM
    If you have multiple accounts and find pen and paper hard, just create your own Excel spreadsheets, can be linked and use formulae to assist.

    Why spend money unnecessarily ?

    I have three basic sheets:-

    1.0 Annual budgeting with annual/1/2 yearly and quarterly bills with cash flow

    2.0 Main bank account, updated daily

    3.0 Subsidiary accounts for savings and specific allocations

    Really easy and simple and free
    Debt is a symptom, solve the problem.
    • datlex
    • By datlex 16th Nov 17, 5:52 PM
    • 1,513 Posts
    • 1,350 Thanks
    datlex
    I can't see point of YNAB either. But if it works for you then great.

    I use excel personally because you can use formulae and multiple sheets.
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