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  • FIRST POST
    • EmmaMicawber
    • By EmmaMicawber 14th Nov 17, 8:13 PM
    • 48Posts
    • 98Thanks
    EmmaMicawber
    Beat the YNAB price increase
    • #1
    • 14th Nov 17, 8:13 PM
    Beat the YNAB price increase 14th Nov 17 at 8:13 PM
    This is just in case you were thinking of signing up for a free trial of YNAB (I find it amazing)-

    they are about to increase their price by 68% at midnight tonight (possibly Utah time as that is where they're based) but if you sign up for a month's free trial BEFORE 15 November and the subsequently decide to subscribe, you will then always pay the old price of $50 per year instead of the new price of $83.88 per year.

    But you'll need to act fast!

    Details here:
    https://www.youneedabudget.com/price-change-faqs-2017/
    Last edited by EmmaMicawber; 14-11-2017 at 8:16 PM.
Page 1
    • mwarby
    • By mwarby 14th Nov 17, 9:26 PM
    • 804 Posts
    • 301 Thanks
    mwarby
    • #2
    • 14th Nov 17, 9:26 PM
    • #2
    • 14th Nov 17, 9:26 PM
    Or if you use this link you get 3 months (no connection other than I used same link) https://www.youneedabudget.com/landing/camp-patton/ maybe others if you Google around
    • louby40
    • By louby40 14th Nov 17, 9:48 PM
    • 1,157 Posts
    • 3,164 Thanks
    louby40
    • #3
    • 14th Nov 17, 9:48 PM
    • #3
    • 14th Nov 17, 9:48 PM
    What about those that pay monthly?
    Parent loan PAID IN FULL Sealed Pot Challenge 10 #572
    Emergency fund £670/£1000. Christmas savings £450/£600 Car maintenance £50/600
    Kitchen July £12,493 OCT £10,493. 18% paid off
    Barclaycard £250
    Car loan £2890 Mortgage £95,391
    TOTAL DEBT (with mortgage) = £109,024 (without mortgage) = £13,633
    • Peter999
    • By Peter999 14th Nov 17, 10:09 PM
    • 477 Posts
    • 495 Thanks
    Peter999
    • #4
    • 14th Nov 17, 10:09 PM
    • #4
    • 14th Nov 17, 10:09 PM
    Seems quite expensive for software to create yourself a budget?, wouldn't it be better to use something free like Microsoft Money?
    • sourcrates
    • By sourcrates 14th Nov 17, 10:18 PM
    • 12,401 Posts
    • 11,813 Thanks
    sourcrates
    • #5
    • 14th Nov 17, 10:18 PM
    • #5
    • 14th Nov 17, 10:18 PM
    Or even a pen and a piece of paper.............

    You can get a lot of pens and paper for $83………
    I'm a Board Guide on the Debt-Free Wannabe, Credit File And Ratings, and
    Bankruptcy And Living With It, boards. "I volunteer to help get your forum questions answered and keep the forum running smoothly".
    Board guides are not moderators and don't read every post. If you spot an abusive or illegal post then please report it to forumteam@moneysavingexpert.com. Any views are mine and not the official line of MoneySavingExpert.com.

    For free debt advice, contact either : Stepchange, National Debtline, or, CAB.
    For Legal advice see : http://legalbeagles.info/
    • tempus_fugit
    • By tempus_fugit 14th Nov 17, 10:46 PM
    • 290 Posts
    • 281 Thanks
    tempus_fugit
    • #6
    • 14th Nov 17, 10:46 PM
    • #6
    • 14th Nov 17, 10:46 PM
    Seems quite expensive for software to create yourself a budget?, wouldn't it be better to use something free like Microsoft Money?
    Originally posted by Peter999
    It doesn't do budgeting as well as YNAB does though.
    Or even a pen and a piece of paper.............

    You can get a lot of pens and paper for $83………
    Originally posted by sourcrates
    Bloody hard work though if you have 20 accounts.
    Retired at age 56 after having "light bulb moment" due to reading MSE and it's forums. Have been converted to the "budget to zero" concept and use YNAB for all monthly budgeting and long term goals.
    • debtfreeforlife
    • By debtfreeforlife 15th Nov 17, 2:47 PM
    • 85 Posts
    • 340 Thanks
    debtfreeforlife
    • #7
    • 15th Nov 17, 2:47 PM
    • #7
    • 15th Nov 17, 2:47 PM
    clearcheckbook.com works just as well as YNAB (more so, I think) and has free accounts.
    GC Nov 17: £136.08/£200 Oct 17: £225.07/£200
    2017 MFW #130 £6599.86/£250
    • Jon B
    • By Jon B 15th Nov 17, 10:07 PM
    • 794 Posts
    • 727 Thanks
    Jon B
    • #8
    • 15th Nov 17, 10:07 PM
    • #8
    • 15th Nov 17, 10:07 PM
    YNAB has always seemed like an oxymoron to me.
    • enjoyyourshoes
    • By enjoyyourshoes 16th Nov 17, 8:55 AM
    • 728 Posts
    • 909 Thanks
    enjoyyourshoes
    • #9
    • 16th Nov 17, 8:55 AM
    • #9
    • 16th Nov 17, 8:55 AM
    If you have multiple accounts and find pen and paper hard, just create your own Excel spreadsheets, can be linked and use formulae to assist.

    Why spend money unnecessarily ?

    I have three basic sheets:-

    1.0 Annual budgeting with annual/1/2 yearly and quarterly bills with cash flow

    2.0 Main bank account, updated daily

    3.0 Subsidiary accounts for savings and specific allocations

    Really easy and simple and free
    Debt is a symptom, solve the problem.
    • datlex
    • By datlex 16th Nov 17, 5:52 PM
    • 1,408 Posts
    • 1,210 Thanks
    datlex
    I can't see point of YNAB either. But if it works for you then great.

    I use excel personally because you can use formulae and multiple sheets.
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