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    • MSE Ryan
    • By MSE Ryan 4th Jan 17, 2:58 PM
    • 35Posts
    • 35Thanks
    MSE Ryan
    First Direct Current Account Switch Blagged Deal
    • #1
    • 4th Jan 17, 2:58 PM
    First Direct Current Account Switch Blagged Deal 4th Jan 17 at 2:58 PM
    Hi guys, we're featuring a new exclusive offer on the site that whilst perhaps not being suitable for everyone, we feel might be a good deal for some of you;
    http://www.moneysavingexpert.com/banking/compare-best-bank-accounts#firstdirect

    First Direct
    New. Free £125 cash & rated no.1 for customer service

    Newbies to First Direct* can now, via our link, get £125 to switch to it (£100 direct). It has excellent customer service – it's won every bank service poll we've ever done, with 91% of its customers rating it 'great' – only 3% said they got poor service. You also get a small £250 0% overdraft, and can open a linked 5% regular saver.

    Need-to-knows
    To get the £125 switching bonus, you need to use First Direct's switching service to fully switch and close your existing account and pay in at least £1,000 within three months of your account opening.
    Once you've made the payment, the £125 is credited to your account within 28 working days.
    This account has a £10 monthly fee, but this is waived each month you either pay in £1,000, have an average monthly balance of £1,000 or hold selected other accounts with First Direct.
    You can't get the switching bonus if you've ever held an account with First Direct before.
    First Direct shares its £75,000 UK savings safety guarantee with HSBC, so ensure you don't hold more than £75,000 across the two banks.

    You can find the rest of the need to know information via the above link.

    If you have any problems with the switching process, you can contact First Direct's account opening team on 0800 24 24 24.

    If you're still struggling, you can post on this thread, below, or reach us via direct email on: voucherhelp@moneysavingexpert.com
    MSE Ryan

    User Relations Manager
Page 4
    • Pound
    • By Pound 15th Oct 17, 8:23 PM
    • 2,634 Posts
    • 1,312 Thanks
    Pound
    If I switch a current account to FD which has a few quid in it, no direct debits, standing orders, etc. would that qualify?

    • missile
    • By missile 15th Oct 17, 11:10 PM
    • 8,992 Posts
    • 4,371 Thanks
    missile
    I'm thinking of doing this. I'm happy with my bank but the £125 would come in handy. Has the process gone smoothly for those who have switched so far?
    Originally posted by em_z
    Switch went well for me and I got the £125 paid into my new account.

    The process for opening a new account is tedious.

    Their online system is dreadful to use.
    "A nation's greatness is measured by how it treats its weakest members." ~ Mahatma Gandhi
    Ride hard or stay home
    • byeo
    • By byeo 16th Oct 17, 10:29 AM
    • 12 Posts
    • 1 Thanks
    byeo
    The process for opening a new account is tedious.

    Their online system is dreadful to use.
    Originally posted by missile
    100% agreed. Just done an application with them, first time I had to start again as I (assumed) it crashed, second time it went through fine but have to wait for someone to get in touch before a decision is made. If it goes through I guess the £125 bonus eases the pain.
    • binaryuniverse
    • By binaryuniverse 16th Oct 17, 12:45 PM
    • 468 Posts
    • 249 Thanks
    binaryuniverse
    Agreed with online issues.

    I went to register an online user. Went through the process. Told me it had failed, at the end.
    It hadn't failed, and in fact I could log in fine with the username I just registered.

    Same with secure key app set up. Told me it failed. Worked fine.
    • byeo
    • By byeo 19th Oct 17, 7:00 AM
    • 12 Posts
    • 1 Thanks
    byeo
    Got an email from FD about wanting two documents to confirm my ID and address, can't send in original's so need to get a Dr or similar to sign. Don't want to do that as a cost will be involved, how does First Direct's online webcam service work? Do you just hold up your documents to be verified or something ?
    • ev8
    • By ev8 24th Oct 17, 3:57 PM
    • 93 Posts
    • 42 Thanks
    ev8
    Came on here as I am looking into this.

    I'm already a Halifax customer, but have a Natwest current account too, and the good thing is they offer it to existing members too, so I can keep the account I already have.

    I read in an article that they can offer you more than the £125 that they are offering, would you ask to negotiate the amount?

    If not HSBC are offering more to switch, but it's not as convenient as keeping the same sort code and account number.

    Thanks for any advice.
    • byeo
    • By byeo 25th Oct 17, 6:59 AM
    • 12 Posts
    • 1 Thanks
    byeo
    Got an email from FD about wanting two documents to confirm my ID and address, can't send in original's so need to get a Dr or similar to sign. Don't want to do that as a cost will be involved, how does First Direct's online webcam service work? Do you just hold up your documents to be verified or something ?
    Originally posted by byeo
    Well, did the webcam thing this weekend, first attempt went bad, the website didn't work, tried again and then it said the webcam didn't work. Third attempt a day later was better, I manager to scan my passport, driving licence and take a photo of my face... which it then rejected. Fourth attempt was a success, everything went through fine and I received a text message yesterday thanks for your documents, we'll be in touch etc...

    To say they're rated number 1 in customer service their online service is very, very poor.
    • binaryuniverse
    • By binaryuniverse 28th Oct 17, 3:04 PM
    • 468 Posts
    • 249 Thanks
    binaryuniverse
    Just had my bonus paid in. Only £100, but I do recall the person on the phone said the extra may be paid in separately.
    • theeflash1
    • By theeflash1 2nd Nov 17, 10:13 PM
    • 2 Posts
    • 0 Thanks
    theeflash1
    I'm new to this blog and reading more details of woe I don't think I want to put in for a bank account.
    Bankers are Bankers.. Some have money in their wallets Some have OIL TANKERS.... Greed to the hilt!
    • eskbanker
    • By eskbanker 3rd Nov 17, 12:10 AM
    • 5,805 Posts
    • 5,693 Thanks
    eskbanker
    I'm new to this blog and reading more details of woe I don't think I want to put in for a bank account.
    Bankers are Bankers.. Some have money in their wallets Some have OIL TANKERS.... Greed to the hilt!
    Originally posted by theeflash1
    ....and some (such as the subjects of this thread) insist on giving you £100, with minimal strings attached, simply for switching a current account to them, how devious of them!
    • welshmike
    • By welshmike 4th Nov 17, 8:52 AM
    • 87 Posts
    • 23 Thanks
    welshmike
    First Direct Switch incentive has dropped to £100
    http://www1.firstdirect.com/1/2/banking/switching-bank-accounts
    • binaryuniverse
    • By binaryuniverse 4th Nov 17, 9:59 AM
    • 468 Posts
    • 249 Thanks
    binaryuniverse
    The MSE link still takes you to the £125 offer page.
    • bevathome
    • By bevathome 8th Nov 17, 3:47 PM
    • 1 Posts
    • 0 Thanks
    bevathome
    Just to let you know if you do switch to First Direct to get the £100/£125 bonus you do have to put £1000 in the account but you do not have to keep the £1000 or pay £1000 into the account every month after that. If you open a Bonus Savings account online and put £1 in it almost as soon as your current account is opened this qualifies as your qualifying account and saves you the £10 a month fee.
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