misstara's debt diary 2014

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  • misstara
    misstara Posts: 3,877 Forumite
    First Anniversary Name Dropper First Post I've been Money Tipped!
    Ended up spending £51.10 in the supermarket on Saturday. Bit more than I'd hoped for but never mind. Yesterday and today have been NSDs :)
    Debt Dec 2022 - £2972.68. Current debt - £0 (100% paid). Flat deposit - £10542.72/£15000 (70.3% saved). Emergency fund - £1402.24/£1500 (93.5% saved).
  • misstara
    misstara Posts: 3,877 Forumite
    First Anniversary Name Dropper First Post I've been Money Tipped!
    The last 2 days have been NSDs, need to pop to the supermarket after work but aiming to spend under £10.

    Went for a run on Tuesday with a friend and we were discussing entering another event to keep us focused. Probably looking at end Oct/start Nov so that will be good.

    Got my first payout from PA - £22.18 :D. I'm putting this towards a new suitcase as I'll need one for the wedding later on this month and one of the wheels on my current suitcase is wrecked. The PA money combined with the 1poll payout will get me a decent suitcase.

    I need to book transport to Glasgow for both the hen weekend and wedding so will do that tonight. I've borrowed a dress off my sister for the wedding but need shoes, I also need an outfit for the hen do as it's fancy dress so I'm planning to shopping after work for a look. OH tried on his suit and it still fits so no additional expenses for his wedding outfit.

    Need to check my payslip for 2nd job to see how much I'll get tomorrow, it will mostly go into the hen weekend/wedding fund. I've picked up a shift this weekend with 2nd job which should get me around £60 next Friday.

    Made a £1.02 payment to the debt today :D
    Debt Dec 2022 - £2972.68. Current debt - £0 (100% paid). Flat deposit - £10542.72/£15000 (70.3% saved). Emergency fund - £1402.24/£1500 (93.5% saved).
  • misstara
    misstara Posts: 3,877 Forumite
    First Anniversary Name Dropper First Post I've been Money Tipped!
    Thursday
    I spent £12.55 in the supermarket, £5.99 on toiletries and £38.50 on travel tickets.

    Yesterday
    I was paid £103.49 from 2nd job so £3.49 to the debt and the rest to hen weekend/wedding. I spent £14.99 on an outfit for the hen weekend.
    Debt Dec 2022 - £2972.68. Current debt - £0 (100% paid). Flat deposit - £10542.72/£15000 (70.3% saved). Emergency fund - £1402.24/£1500 (93.5% saved).
  • Tempus01
    Tempus01 Posts: 57 Forumite
    Gosh miss Tara you are an early bird :) sounds like you've had a good week. Good on you!!!
    22.08.2017 start of my journey :)
    Loan = £6200.00/£466.01 Barclays Card = £1631.36/ 1968.00 Tesco Credit Card = £3500/3236 NatWest Credit Card = £1422.34/ £1534 Littlewoods account = £104 / £40.60
  • misstara
    misstara Posts: 3,877 Forumite
    First Anniversary Name Dropper First Post I've been Money Tipped!
    Tempus01 wrote: »
    Gosh miss Tara you are an early bird :) sounds like you've had a good week. Good on you!!!

    It's my weekend on so up at 6am :( same this morning.

    NSD yesterday :D worked early at my work followed by late at 2nd job. Today is a double at my work. Counting down the days to my holiday now, got two weeks off starting Thursday :j. I've decided not to pick up any shifts with 2nd job during this time so it really will be a proper holiday from work.
    Debt Dec 2022 - £2972.68. Current debt - £0 (100% paid). Flat deposit - £10542.72/£15000 (70.3% saved). Emergency fund - £1402.24/£1500 (93.5% saved).
  • misstara
    misstara Posts: 3,877 Forumite
    First Anniversary Name Dropper First Post I've been Money Tipped!
    NSD yesterday :) will definitely need to get a few bits today but aiming for under £10 as we don't need much.

    It's feeling pretty chilly this morning, had a discussion with OH about checking if either of us needs any winter clothes so there's plenty of time to save for them.

    I'm taking my gym clothes to work so planning to go straight after. Can't mind if I said but I haven't been to the gym for 3 months as I've been running instead. It's only £17 a month but no point in paying it if I'm not going so will make more of an effort. Plan is to go to the gym at least once a week and run twice.
    Debt Dec 2022 - £2972.68. Current debt - £0 (100% paid). Flat deposit - £10542.72/£15000 (70.3% saved). Emergency fund - £1402.24/£1500 (93.5% saved).
  • misstara
    misstara Posts: 3,877 Forumite
    First Anniversary Name Dropper First Post I've been Money Tipped!
    Went to the gym after work yesterday and really enjoyed it. Spent £10.10 in the supermarket plus £15.49 on vitamins. Been feeling a bit tired and rundown recently so hope this perks me up.

    Need to pop to the phone shop after work as I'm not getting WiFi on my phone. It's definitely not an issue with our WiFi as it's working fine on OH's phone and the laptop. Very annoying though as I rely on the WiFi at home to keep my data charges down.

    Think I'm also going for a run with a friend later but waiting to see what the weather does.
    Debt Dec 2022 - £2972.68. Current debt - £0 (100% paid). Flat deposit - £10542.72/£15000 (70.3% saved). Emergency fund - £1402.24/£1500 (93.5% saved).
  • misstara
    misstara Posts: 3,877 Forumite
    First Anniversary Name Dropper First Post I've been Money Tipped!
    WiFi is now working on my phone. Before going into the shop, I tried switching it off, taking the battery out and restarting which worked fine :)

    Went for a run on Tuesday with my friend and we're planning to make it a regular thing.

    Yesterday was a spendy day - £2.60 at lunchtime as I forgot to lift my soup out the fridge and then I went out for a meal with friends after work - £20 spent.

    First day of my hols today :D and I'm currently heading to the dentist so will report back afterwards with spends. I also need to pop into town to get a couple more things for the hen do/wedding and stock up on food to take with me to the hen do as I'm just not sure if there will be much provided that I can eat. May do that tomorrow though, kinda just want a pottering about the flat day today. I will need to buy some milk and fruit though.

    The £40 has come through from 1poll so I'll go and look at suitcases as well at some point.
    Debt Dec 2022 - £2972.68. Current debt - £0 (100% paid). Flat deposit - £10542.72/£15000 (70.3% saved). Emergency fund - £1402.24/£1500 (93.5% saved).
  • misstara
    misstara Posts: 3,877 Forumite
    First Anniversary Name Dropper First Post I've been Money Tipped!
    £90 spent at the dentist :eek: which has gone on the credit card. I've updated my signature so back over £1500 to be paid, definitely feels like 1 step forward 2 steps back with the debt at the moment but I'll eventually get there.

    One side of my face is totally numb so decided to leave off most of the shopping until tomorrow. Stopped in at the supermarket after the dentist and spent £5.78 on the bits we needed.

    Almost home so planning to relax on the sofa and watch a film while the numbness wears off. Might go for a wee walk along the beach later depending on what the weather does.
    Debt Dec 2022 - £2972.68. Current debt - £0 (100% paid). Flat deposit - £10542.72/£15000 (70.3% saved). Emergency fund - £1402.24/£1500 (93.5% saved).
  • Mummy_bear
    Mummy_bear Posts: 604 Forumite
    First Anniversary Name Dropper First Post Photogenic
    Ouch to the dentist. You'll soon get rid of that extra 90 again.
    My LBM May 2017, DH LBM July 2017- Total Debt (not Including Mortgage) £46444.23 :eek:
    £40773.61 /£46444.23 87.8% paid
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