Collectica notice of enforcement (no insurance)

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Comments

  • sarmia
    sarmia Posts: 576 Forumite
    First Anniversary Combo Breaker First Post
    I had tax for the car. I would never be silly enough to not tax or insure my car.
  • agrinnall
    agrinnall Posts: 23,344 Forumite
    First Post Combo Breaker
    Why have you started a second thread on exactly the same subject?

    http://forums.moneysavingexpert.com/showthread.php?t=5040750
  • sarmia
    sarmia Posts: 576 Forumite
    First Anniversary Combo Breaker First Post
    It was the first one, I thought I should respond to those who had spared the time to respond to me.
  • redcard
    redcard Posts: 1,563 Forumite
    sarmia wrote: »
    I had tax for the car. I would never be silly enough to not tax or insure my car.

    You didn't know what VED was, so this is not entirely convincing!
    Hope over Fear. #VoteYes
  • sarmia
    sarmia Posts: 576 Forumite
    First Anniversary Combo Breaker First Post
    No I did not know what the abbreviation meant. If you had put vehicle excise it would of registered!

    I only asked for help.
  • agrinnall
    agrinnall Posts: 23,344 Forumite
    First Post Combo Breaker
    sarmia wrote: »
    It was the first one, I thought I should respond to those who had spared the time to respond to me.

    No, I meant why had you started this thread when you already had one in which you were being given answers. You're not going to hear anything different just because it's a new thread.
  • roonaldo
    roonaldo Posts: 3,420 Forumite
    First Post First Anniversary Combo Breaker
    So you paid a fine for not having insurance even though you had insurance. This doesnt make sense.

    There is far more to this.
  • sarmia
    sarmia Posts: 576 Forumite
    First Anniversary Combo Breaker First Post
    What do you mean more to this?

    I had a fine on saturday from bayliffs, I called them, they wouldn't tell me what for, they were horrible, they said I had to pay or the fees would get even worse, I'm buying a house this is stressful enough so I paid on my credit card hoping I would find out what was going on and get a refund.
  • bod1467
    bod1467 Posts: 15,214 Forumite
    Did they have a court warrant of enforcement? I ask because if this has already been to court then your credit file has likely already been trashed - you may already have a CCJ.

    Unless you already have a mortgage approval then you might find things get tricky, regardless whether you have paid them.
  • sarmia
    sarmia Posts: 576 Forumite
    First Anniversary Combo Breaker First Post
    The lady at the court I spoke to today say I haven't got one but I am not sure. The only letter I ever had was Notice of Enforement. The magistrates would know if I had been given one of not? The mortgage app is currently being processed. I have an appointment with the court next Wednesday to sign a stat dec.
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