Mummytogirls - 100 years to be debtfree - I think not!

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  • mummytogirls
    mummytogirls Posts: 6,578
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    Morning Diary,

    Just popping in for a quick catch up, really really fed up today. I havent nothing real to moan about other than work but I just have no motivation at all at the moment. Was up at 3.30am with my hayfever, got up and went downstairs and ended up falling asleep on the sofa and then DD2 woke me up at 7.10am! I feel even worse now than at 3.30am!! Feel really shakey and tired and am just being clumsy as a result. Really really really not appreciating work at the moment, I am so de-motivated its untrue and I just cant seem to bring myself out of it and I just feel so miserable. Holiday 4 weeks on Friday so fingers crossed that will bring some welcome relief from here.

    PLMBL, where does the time go re the little ones. I think thats why I am so bad with work at the minute because im kind of resenting having to work for all these years and my babies are both now at full time school. Ours stay at Primary school until year 6, its all changed. I went up to the next school at year 4 but they dont do it now. DD1 had a massive monk on because she hasnt got the year 2 teacher she was hoping for! Oh dear were all in a mood about something in our house at the moment!!!

    Well we were supposed to be interviewing 3 people today and 2 have dropped out! People say theres no jobs out there.... weve got 2 we cant seem to fill before we even get to interview stage!

    Right anyway, best get on! Hope everyones ok x
    Mummytogirls x

  • girlatplay
    girlatplay Posts: 3,883
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    Congrats on the £11k's mummy!! :) xx
    Mortgage at 12/07/2022 = £175,000
    Mortgage today = £166,457.86
    300 282 payments to go.
    House buyout fund £3,261.67/£40,000
    Random Pick Fridays = £80.01
  • Awww sorry to hear you aren't feeling 100%, I've heard that the last 48hrs has been particularly bad for hayfever sufferers.

    Those months are just 'flying off' on your sig........it seems to be going quicker than our car loan did! LOL.

    Keep your chin up.........let the countdown to holiday time commence.:D xx
    DMP with CCCS started Jan12 £34,906 Jan13 £31,893 Jan14 £26,836 Jan15 £21,894 Jan16 £16,839 Jan17 £14,415 Jan19 £12,938ish Jan19 £9,649 Jan20 £6612 Feb 21 0 Self managed from Jan'17
    Jan 18- Bcard1 £0,Bcard2(PRA) £0,C@ptl £0,Ybank,£0,Virgin/MBNA £0,YB1 £0,S@ntader £0,Bcard loan £0,
    DFD - [STRIKE]Jan 2027[/STRIKE] [STRIKE]Nov 2018 [/STRIKE][STRIKE]Jan 2019[/STRIKE] - DFD 28 Feb 2021
  • :T yay to being in the 11's!!! You're doing great and I hope tomorrow is a better day for the whole house lol xx
    2024 Mortgage-free wannabe #17
    OP straight to mortgage - APRIL
    MOP savings account 900 / 3000 to be paid later this year
    Mortgage balance Jan 1st 2024 £99224.13 Feb 1st £98,833.72 Mar 1st £98,928.18
    Apr 1st £
    Emergency fund £1255.78/ 1500 84%
    Food Budget - JAN 484.44/500, FEB 488.59/500, MAR 439.33/500, APR 0/500
  • Brilliant that your into the 11s, you will have it shifted in no time.
    Mortgage Jan 2023 9yrs 11mths £61,389 Mortgage overpayment £1867/£3600 Mortgage Jan 2022 11yrs 6mths £69.996 Mortgage overpayment £3132/£3600
  • mummytogirls
    mummytogirls Posts: 6,578
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    Morning Diary,

    Thanks for all your lovely comments! Sooo pleased we are in the 11's! Feeling better today although I think thats because im at home working!

    Today is DD1's sports day this afternoon and im meeting an ex colleague for lunch before I go down in the village as shes recently got a job at the art gallery there.

    I stayed at the stay and play session with DD2 this morning and felt sad because theres only another 2 we can attend now... everything feels sad at the minute its all to do with the kids growing up and its really affecting me.

    Im out for a curry tonight with some other ex colleagues! Its all about the feeling sad and eating out today!!

    Ive weighed in this morning and ive lost 5lbs in 3 weeks which im happy with, I actually thought it was Friday when I first woke up... gutted!!!
    Im also planning on pegging out!

    Right think thats enough whinging from me! Catch up soon xx
    Mummytogirls x

  • Well done on the weight loss. Try not to be too sad and see it as the opening of the new chapter rather than the closure of the old one Xx
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
    Best win so far - holiday to Florida
  • mummytogirls
    mummytogirls Posts: 6,578
    First Anniversary Combo Breaker First Post
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    Morning Diary,

    Wow what a glorious weekend it has been! Reaaalllyyy dont want to go back to work today. Infact im not even at work im on a course today! Ive had numerous loads of washing dried over the weekend. Had a LSD on Saturday, yesterday was more spendy as we bought the kids and some of DH's holiday clothes. Spent £76 in Mr A's which wasnt too bad.

    Hope everyones had a lovely weekend xx
    Mummytogirls x

  • Glad you had a lovely weekend. We also did here :) (although slightly spendy :eek:!)

    As for kids growing up, I nearly cried when I had DS2's reception class meeting the other day. I think I really will cry in September when he leaves me all day :( xx
    2024 Mortgage-free wannabe #17
    OP straight to mortgage - APRIL
    MOP savings account 900 / 3000 to be paid later this year
    Mortgage balance Jan 1st 2024 £99224.13 Feb 1st £98,833.72 Mar 1st £98,928.18
    Apr 1st £
    Emergency fund £1255.78/ 1500 84%
    Food Budget - JAN 484.44/500, FEB 488.59/500, MAR 439.33/500, APR 0/500
  • mummytogirls
    mummytogirls Posts: 6,578
    First Anniversary Combo Breaker First Post
    Forumite
    Morning Diary,

    Hi DFW, its so awful them growing up I dont like it! I will probably cry too ha!! Thats why im hoping to get a job in school at least then I can have all the holidays off with them and enjoy them.

    Sooo leading on from the above of jobs in schools.... ive got another interview :T. This one is on Monday, its only part time and fingers crossed I wouldnt need childminder either. The money is a different matter but not thinking about that just yet! If I got offered the job I would definitely take it and the joint account money which is going to be used for paying extra off the debt would have to cover my shortfall.

    Monday after the course I went and did a bit of shopping and finished off me and the girls for our holidays. Weve got some lovely things and theres some real bargains to be had.

    The weathers been lovely here but the hayfever is affecting my sleep. Monday I got up at 6.10 so not too bad, this morning was 5.15 :eek:!

    Dont really think ive got much else to report! Hope everyones ok xx
    Mummytogirls x

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