legal assistance

grade15
grade15 Posts: 543 Forumite
in Motoring
There are two cars in my household. I have legal with one of the cars and owner..does the other half need to buy legal for her car?
or my legal assistance covers that car too?
smile everyday...cos its free :)
Live everyday to the Full..cos there is no tomorrow:dance:

Comments

  • forgotmyname
    forgotmyname Posts: 32,551 Forumite
    First Anniversary Name Dropper First Post
    Your legal covers your policy and possibly you driving another vehicle.

    If the other policy does not have legal then no they dont have cover.

    There are places that will cover several vehicles.
    Censorship Reigns Supreme in Troll City...

  • AdrianC
    AdrianC Posts: 42,189 Forumite
    First Anniversary Name Dropper First Post
    Nobody ever NEEDS legal cover - and I'm not particularly convinced it's useful for anything more than a bit of gentle wallet-diversion.

    Whether your cover covers your partner/their car... You're going to need to read the Ts & Cs for that. But, if it's come with your policy for your car, I strongly suspect that's the limit of the coverage.
  • EdGasket
    EdGasket Posts: 3,503 Forumite
    AdrianC wrote: »
    Nobody ever NEEDS legal cover - and I'm not particularly convinced it's useful for anything more than a bit of gentle wallet-diversion.

    Please explain?
  • BeenThroughItAll
    BeenThroughItAll Posts: 5,018 Forumite
    EdGasket wrote: »
    Please explain?


    Well, a 'need' is something you can't do without.


    You CAN do without legal cover.
  • stator
    stator Posts: 7,441 Forumite
    Name Dropper First Anniversary Combo Breaker First Post
    If you're in an accident that is someone else's fault you can use a no-win no-fee solicitor/claims company. They will only take on your case if you are 50%+ likely to win.
    But if you read the terms and conditions of legal cover on your insurance it has the same opt out clause. They will only pursue claims they are likely to win.
    So what's the point in legal expenses cover?
    Changing the world, one sarcastic comment at a time.
  • EdGasket
    EdGasket Posts: 3,503 Forumite
    stator wrote: »
    .
    So what's the point in legal expenses cover?

    They will represent you in motoring prosecutions; are supposed to pursue uninsured losses etc. though for the latter it might just be easier to do it yourself than have 'lazy'
    insurance solicitors on the case.
  • grade15
    grade15 Posts: 543 Forumite
    thanks for all your comments..good or bad...thought I would add this into the mix... If I had legal assistance on my HOME insurance..does it cover my motor? (the bases of all the legal assistance on a motor vehicle insurance)
    smile everyday...cos its free :)
    Live everyday to the Full..cos there is no tomorrow:dance:
  • AdrianC
    AdrianC Posts: 42,189 Forumite
    First Anniversary Name Dropper First Post
    grade15 wrote: »
    thanks for all your comments..good or bad...thought I would add this into the mix... If I had legal assistance on my HOME insurance..does it cover my motor? (the bases of all the legal assistance on a motor vehicle insurance)
    Read the Ts & Cs. It might, it might not.
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