Santander, how many current accounts?

slush wrote: »

You can have more than that. OH and I certainly did.

But be warned, eventually they totally screwed things up, affecting 12 accounts, 9 personal and 3 business.

Their incompetence is beyond belief... we are now persuing the matter with the Financial Ombudsman and the Information Commissioner.

We would rather hastle free banking, something alien to Santander, than the 5%.

Any bank can mess up. But the sign of a good bank is what theyy do when something has gone wrong.

Santander have repeatedly been told what has gone wrong. And have done nothing to put any of it right.... but instead have compounded the problems at every stage.

I even have online access to someone else's Santander accounts, their credit card and more! We have complained to Santander and they have done nothing about it. I have even taken proof to the local branch manager. And still they have done nothing!

They are not worth the 5%.... for all the hastle and grief you risk exposing yourself to.

Don't just take my word for it.... look through countless threads on these forums.

Regards, Slush.

PS If anyone on here is from Santander... please challange any of the above and I'll willing prove what I'm saying.

To start with i am not challenging you(do not work for them either)
I am in agreement, I still Bank with Santander but for business use i use Barclays and My local Building society (Cheshire) because they have more intrest then 5% percent on my account every time i deposit the funds (I have receive 8% last time) This plan is called a continuity plan,No longer available to new customers and the service i get when i go in their is excellent as in i speak to my account manager over a cuppa tea in the office, Name me one other place were they do that?

here is why i do not choose santander at all,

July 2009:Opened preferred in credit current account deposited 50k away into it,(Business funds) Waited a whole month for card. Contacted them, Was told i never received the card because my account is being investigated for fraudulent reasons, Got to the bottom of it when it was all about me paying From old account which was Halifax the 50k direct to new account, Had to go back to Halifax to prove the money transaction is sure real enough! Quick call to ombudsmans! Two weeks later sant backed down with 2 payments of goodwill still no intrest mind!


On the preferred account they advertised pay in 1,000 pounds and receive intrest, Still awaiting today for my 50k intrest i paid in. Been asked plenty of times do i wish to upgrade to the zero account told them no. Complined to the FSA and ombudsman for flase advertisment,and problems Santander wrote back saying they will look into it, Still no intrest added to account, the fight goes on! Have moved back the 50k to barclays now! receiving better intrest then santander ever shown. That account is only got the overdraft set up on it and hardly use it now(Have also cut up the card)

October 2010: opened a second current account with visa debit card. Took all id to the store on day of opening, Opened no problem left to beleive that,

Again account flagged by fraud team for no ID yet i provded my passport and driving licence in store, Took a whole month to retify, In the ending marched into to liverpool and to the place i opened my account spoke to the bank manager their who was unhelpful-refused to move until he sorted it out!! Another quick call to FSA ombudsman! Received 2 130.00 good will charges for the error but bank tried to retify the fact the fault was because of me.which i beg to differ.Pehaps they should of gave that 130 quid to better staff or add it to the training pot!

sepetmber:opened 3rd current bank account (Business bank current account) No problems except did not have a overdraft set up on this account and went over by 3p in the account while was waiting for funds to come into it. Tried to charge me 90 quid for 3p....:mad:...account closed since then had the charges reversed btw

Still i do not trust any bank myself. Worse then politicians the banking system. All in bed together i beleive also may i add are in some way or form.


Im sure SANTANDER is the spanish word for "Trouble"...

Dear td and all

How could we get 3-5 accounts. Did you open it online or telephone banking ?.

Could we open simultaneously 3-5 accounts or we need to wait ...

td_007 wrote: »

I have 3-5 current a/cs at any given time. But I use them simply to get the 5% rate - none of my bills or anything else gets paid out them. 1K gets circulated every month and thats it. Admittedly, I had to spend some time following up with them because they screwed up interest payments (and that is the only thing they have do for a/c!!). But overall if you do not use the a/c as a bank a/c :eek:you will be more or less ok.

Thank you to let me know about this.
It is good to cash cash back, and top interest rate. I also always close my a/c after the anniversary, wait for 3 months and open it again.

ADINDAS

td_007 wrote: »

I have opened them all online either via quidco or TCB to take advantage of cashback as well -have made quite a bit this way:T. I space it out by few months and as soon any account reaches its anniversary (and the 5% rate drops), I close it.

For those with more than one preferred account - Does the £1k pm have to come from an external source or can it be moved between other Santander accounts ?