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  • FIRST POST
    • slowlyfading
    • By slowlyfading 4th Dec 16, 8:57 PM
    • 12,853Posts
    • 73,731Thanks
    slowlyfading
    The "Save 12k in 2017" Thread!
    • #1
    • 4th Dec 16, 8:57 PM
    The "Save 12k in 2017" Thread! 4th Dec 16 at 8:57 PM
    So, the title is pretty self explanatory, but this is the place to be in 2017

    In 2017, the aim is to save £12k (or, any other amount if you like!) from 1st January 2017 til 31st December 2017. I know it's early, but it gives you the time to plan for how you are going to do it!




    RULES:

    - This challenge starts on 1st January 2017 00:00 and finishes on 31st December 2017 23:59.
    - Everything saved MUST be done between these two dates.
    - Any interest gained during this challenge on your savings can be counted!


    Feel free to sign up but, please only sign up if you intend to go the distance - the thread tends to start off great and then people disappear

    Challenger List:
    001. slowlyfading - £12,000
    002. geoffers4 - £25,000
    003. george4064 - £12,000
    004. joey_93 - £12,000
    005. Zippeh - £12,000
    006. Lolly88 - £12,000
    007. swimminginaseaofdebt - £2,017
    008. JMR14 - £14,000
    009. darkidoe - £15,000
    010. Duckyduck - £12,000
    011. allie23 - £12,000
    012. Wentthedaywell? - £10,000
    013. Sebrof89 - £8,000
    014. micron - £12,000
    015. Westie983 - £12,000
    016. TrustyOven - £10,000
    017. mummytummy - £12,000
    018. bobobski - £12,000
    019. coolcats - £7,000
    020. Jazee - £12,000
    021. jessy-eve - £3,500
    022. emincosi - £15,000
    023. Kreacher - £6,000
    024. ToiletLicker - £12,000
    025. Mogley - £5,000
    026. BBH123 - £5,000
    027. Twiggy_34 - £2,500
    028. Karen's girl - £7,000
    029. Hantsman - £18,000
    030. PoorGuyNextDoor - £12,000
    031. Kahra - £18,000
    032. laura84gr - £12,000
    033. ryath - £6,000
    034. Dird - £25,000
    035. Bored - £12,000
    036. nat21luv - £12,000
    037. letiss7 - £12,000
    038. cathybird - £12,000
    039. garfield33 - £6,000
    040. qwertysaver1 - £9,000
    041. nikki2804 - £3,000
    042. Esufce - £14,000
    043. gchh86 - £8,000
    044. Wanna Bee Free - £7,500
    045. boglehead - £120,000
    046. CrabbitDutchie - £12,000
    047. CouponClipper - £7,000
    048. rjrs0510 - £50,000
    049. Rishified - £8,000
    050. lilyflower7 - £7,000
    051. s1ipmatt - £2,500
    052. hermionesaver - £5,000
    053. 5t3ve - £6,000
    054. kirtsybum - £10,000
    055. lisa110rry - £12,000
    056. jacci45 - £12,000
    057. Puddylove - £9,000
    058. copperjar - £6,000
    059. e4rly - £5,000
    060. RichyRich - £12,000
    061. Sakon1 - £6,500
    062. ada-or-ardor - £6,000
    063. Londinuim33 - £48,000
    064. Suffolk lass - £11,000
    065. Allotrope - £4,500
    066. Buffythedebtslayer - £5,000
    067. Domayne - £10,000
    068. Gem-gem - £6,000
    069. Lomcevak - £24,000
    070. Psychobabble78 - £12,000
    071. Fruittea - £12,000
    072. giggleyay - £7,000
    073. kitjos - £8,000
    074. Ruthy1604 - £30,000
    075. kittenkicks - £15,000
    076. Sabrinasway - £10,000
    077. pineconesjay - £17,000
    078. enomis - £15,000
    079. ambitiouspanda - £18,000
    080. Gillbrah - £5,000
    081. black taxi - £10,000
    082. kev2009 - £6,000
    083. cydney65 - £5,000
    084. groovy_chick - £12,000
    085. TwentySomethingGirl - £15,000
    086. monz - £7,500
    087. Pennypenny - £12,000
    088. Wilkos - £10,000
    089. Clare43 - £12,000
    090. _Amaryllis_ - £15,000
    091. freezspirit - £4,000
    092. silvasnow - £12,000
    093. TallGirl - £12,000
    094. Frugaliza - £6,000
    095. try harder - £12,000
    096. snozberry 0 £6,000
    097. shiningfaery - £2,000
    098. zzzt - £6,000
    099. Rhys37429 - £4,000
    100. Hutchch0920 - £12,000
    101. MissLisaxo - £12,000
    102. LA.Nyx - £10,000
    103. JamesLHarris - £5,000
    104. SpekySquarehead - £4,500
    105. lashie - £3,500
    106. Caravan of Love - £15,000
    107. mrskingandthescarecrow - £12,000
    108. Rosie D - £8,000
    109. LabRatty - £25,000
    110. dark.knight - £10,000
    111. kingrulzuk - £12,000
    112. calltheshots - £5,000
    113. ZoeGold - £10,000
    114. rupzy1 - £12,000
    115. rutterc85 - £25,000
    116. poohbear59 - £5,000
    117. Saver-upper - £5,000
    118. EC12345 - £5,000
    119. Tiggy59 - £10,000
    120. YummyMummy20 - £8,000
    121. sonas_baby - £5,000
    122. xmillyx - £15,000
    123. HornetSaver - £10,000
    124. Okitr - £4,000
    125. Sassysaver7 - £4,500
    126. Queenofcolouringandtea - £12,000
    127. Poppy2008 - £10,000
    128. missy83 - £15,000
    129. Cottage Economy - £4,000
    130. fire-wannabe - £1,000
    131. OxfordGirl - £10,000
    132. Save Dosh - £5,000
    133. imajica37 - £6,000
    134. AnieKitten - £12,000
    135. Charlene84 - £12,000
    136. FrankieM - £12,000
    137. Tom86 - £10,000
    138. StarShapedPeg - £10,000
    139. Sunnybee - £42,000
    140. Determined diva - £2,000
    141. hugger - £4,000
    142. 1393jason - £5,000
    143. Carrie85 - £10,000
    144. zafiro1984 - £2,500
    145. jackie_w - £2,017
    146. MrsPorridge - £12,000
    147. FlacosFloozie - £9,000
    148. tara747 - £12,000
    149. Watty1 - £12,000
    150. Wobblydeb - £20,000
    151. frugal90 - £36,000
    152. Bonfire Bride - £8,000
    153. bsms1147 - £15,000
    154. Garfield1987 - £12,000
    155. pearl123 - £1,500
    156. mattdeeks - £15,000
    157. Jo Blogs - £5,000
    158. laurababs - £5,000
    159. TwentySomethingGirl - £15,000
    160. Fruittea - £12,000
    161. GilmoreGirl - £5,000
    162. Xenon - £12,000
    163. Gempie - £6,000
    164. Starzy - £6,000
    165. MissMarble - £12,000


    CLICK HERE for the easy update form:
    https://docs.google.com/forms/d/e/1FAIpQLScxZ9aJl2FtChf6FpAt-XYLSKpltXBE8CkTzQkX3Ffs9FWyWw/viewform


    CLICK HERE to see the total amounts so far:
    https://docs.google.com/spreadsheets/d/1xEfqfOSczCyEjqf8DQELOVdvEUnFN5LplxnZiGI-KZo/edit?usp=sharing
    Last edited by slowlyfading; 18-01-2017 at 9:18 PM.
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind - Dr Seuss
    Personal Finance Blogger / August NSD - 9 / Ultimate Dream Fund - £17,599.56/£306,000
    Engaged 14/08/10 // Married 31/03/12 // DS born August 15 // Baby #2 Due Dec 17
Page 45
    • slowlyfading
    • By slowlyfading 8th Aug 17, 9:17 PM
    • 12,853 Posts
    • 73,731 Thanks
    slowlyfading
    Woohoo! Definitely voting for you SF and many congrats on your recent news too!!!
    Originally posted by kittenkicks
    My vote is done :-)
    Originally posted by Westie983
    Me too! just voted
    Originally posted by Suffolk lass
    Thank you so much!
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind - Dr Seuss
    Personal Finance Blogger / August NSD - 9 / Ultimate Dream Fund - £17,599.56/£306,000
    Engaged 14/08/10 // Married 31/03/12 // DS born August 15 // Baby #2 Due Dec 17
    • e4rly
    • By e4rly 11th Aug 17, 10:58 PM
    • 65 Posts
    • 497 Thanks
    e4rly
    My July amount brings me to £4,530 - so hopefully by the end of August I will be at my target of £5,000. Well done everyone!
    Save £12k in 2017: £4,530 / £5,000 (No: 59)
    MFW 2017: £4,800 / £7,200 (No: 67)
    Crazy clothes challenge: £369 / £500 (No: 8)
    All 2016 challenges met!
    • kev2009
    • By kev2009 12th Aug 17, 11:38 AM
    • 165 Posts
    • 246 Thanks
    kev2009
    Hi,

    #82 declaring £500 for July and £500 for August.

    I have submitted a form for each month also.

    Thanks

    Kevin
    • CrabbitDutchie
    • By CrabbitDutchie 13th Aug 17, 6:57 PM
    • 26 Posts
    • 140 Thanks
    CrabbitDutchie
    Hi,

    number 46 checking in and reporting £1090 for July.

    Had an unxpected car repair (in hindsight totally should have been expected) with the windscreen wiper motor which had been temperamental for a few months finally giving up the ghost. It's my boyfriend's car, but as I drive it much more than he does at the moment I paid for it. Bought the replacement part and did it myself. What the internet reckons should have been a 45 minute job took me 2 days due to various seized parts and 2 extra trip to the shops for a bearing puller and machine screws (had to drill through the old ones). At almost £150 all in I'm not sure I saved much by doing it myself, but the sense of satisfaction was worth it!

    Next 2 months are going to be a little tougher on the money saving front, especially October. Got a couple of weddings and a holiday coming up.
    On top of that I'm leaving my current job and not starting the new one until 25th September. I gave notice last week, so there will be a couple of weeks I won't be paid for in September and the savings may take a hit in October. It'll be worth it to have a completely stress free holiday though and as the new position pays a little more than the old one, with half the commute, I can ramp up the savings again in November and December.
    Save 12K in 2017 #46 - £7,891/£12,000 (65.76%)
    Save 12K in 2016 #184 - £4,608/£4500 (102.4%)
    • pearl123
    • By pearl123 14th Aug 17, 10:28 AM
    • 1,105 Posts
    • 1,670 Thanks
    pearl123
    Declaring £200 for July.
    I've got a lot of expenses coming up. Dentist and tons of Birthdays.
    • slowlyfading
    • By slowlyfading 19th Aug 17, 8:17 PM
    • 12,853 Posts
    • 73,731 Thanks
    slowlyfading
    Spreadsheet updated
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind - Dr Seuss
    Personal Finance Blogger / August NSD - 9 / Ultimate Dream Fund - £17,599.56/£306,000
    Engaged 14/08/10 // Married 31/03/12 // DS born August 15 // Baby #2 Due Dec 17
    • darkidoe
    • By darkidoe 20th Aug 17, 2:39 AM
    • 817 Posts
    • 926 Thanks
    darkidoe
    Hi,

    number 46 checking in and reporting £1090 for July.

    Had an unxpected car repair (in hindsight totally should have been expected) with the windscreen wiper motor which had been temperamental for a few months finally giving up the ghost. It's my boyfriend's car, but as I drive it much more than he does at the moment I paid for it. Bought the replacement part and did it myself. What the internet reckons should have been a 45 minute job took me 2 days due to various seized parts and 2 extra trip to the shops for a bearing puller and machine screws (had to drill through the old ones). At almost £150 all in I'm not sure I saved much by doing it myself, but the sense of satisfaction was worth it!
    Originally posted by CrabbitDutchie
    I haven't got a car but would love to own one for some freedom of travel but still struggling with justifying it. The cost of maintenance of a car is such a drag on savings that's after the estimated 3-4k hit straight off the bat for the cost of a second hand car, insurance and fuel for the year. Even used cars can be costly due to fuel costs. I wonder how much do people spend on driving each year?? I would imagine at least £500-£1000 for insurance, £1000++ for petrol?

    Save 12K in 2017 # 9 £7 616.65/15 000 (50.78%)
    Save 12K in 2016 # 8 £19 721.58/12 000 (164.35%) Achieved!
    • Westie983
    • By Westie983 20th Aug 17, 4:28 AM
    • 3,755 Posts
    • 13,777 Thanks
    Westie983
    Payday came early this month, as today falls on a weekend...

    So I have paid all of the my Virgin Regular Savers, (picked up the newest issue this week)
    First Direct, Santander and Ford are due out on Monday, (but same figure each month)

    I have also moved money around to all the right places ready for some bills due out on the 25th and the rest on the 1st (split, as I get payments throughout the month, and want bills paid as soon as possible, so I know what I have to spend on me)

    HSBC regular saver matured this month, and I'm going to reopen another one next month, skipping an August maturity and I have two Virgins maturing next August so, this way its staggered one every month, and sometimes two... (**if Virgin continue with these issues I'm sure I will pass August 2018 maturity date.)

    This works for me, as the next maturing Regular Saver (First Direct) will go toward paying the remainder of my holiday deposit, for my Christmas break and clear my Halifax Clarity card ready for when I go, (I have also opened a Starling, and Monzo card this month, so be good to see how they compare, so I will top up (with apple pay for the incentives) with some of maturing funds)

    So this month I am declaring......

    £3725
    Westie983
    Save 12k in 2017 #16 Total £18,855/£12,000 157.12%
    Sealed Pot Challenge ~ 10 #97 Total (£252) +£158/£500 = 82.00% ( x 10)
    Xmas 2017 £1 a Day #6 Total £300/£365 = 82.19%
    Virtual Sealed Pot #1 Total £1,200/£1,000 = 120.00%
    £2 Savers Club 2017 #3 Total (£1,450)+£50/£2,000 = 75.00%

    Total £22,265/£15,865 = 140.34%

    I'm a Board Guide on Budgeting & Bank Accounts, Debt-Free Wannabe, Disability Money Matters, and Savings & Investments. I'm a volunteer helping the boards run smoothly, but I'm not a moderator, and do not read all posts. If you see an inappropriate/illegal post then email forumteam@moneysavingexpert.com
    • RichyRich
    • By RichyRich 20th Aug 17, 10:52 AM
    • 1,798 Posts
    • 2,156 Thanks
    RichyRich
    Late declaration for July.

    Balance a.a. 31 July: £20,594.31
    Beginning balance: £12,976.79
    Saved year to end July: £7,614.32

    Still to save: £4,385.48

    I fear that this is not going to be achieved, primarily due to my strategy of using windfalls (like my SLC refund) towards the mortgage as opposed to my savings, but also now as it transpires that we need to instruct a solicitor in respect of something and I now need to lodge £1,200 with him, which will be coming out of my savings. The good thing is that, because I've been saving, I have the money!

    I still propose to keep track of where I get to, but I'd be extremely surprised if it's £12k.
    #145 Save £12k in 2016 Challenge: £12,062.62/£12,000.00 Beginning Balance: £5,027.78 CHALLENGE MET
    #060 Save £12k in 2017 Challenge: £7,614.32/£12,000.00 Beginning Balance: £12,976.79 Still to save: £4,385.48
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