Pay ALL your debt off by Xmas 2018

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  • kirtsypoos
    kirtsypoos Posts: 3,824 Forumite
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    Afternoon All!

    #006 checking in with £304.10/£4000 please Muppets! OHs CC DD came out this morning, leaving only 1 more payment on that account to go :D
    :j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
    Mortgage - £151.316.54 :eek:
  • Calling14
    Calling14 Posts: 3,498 Forumite
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    Trying to pay something today £36 thrown at my virgin card.

    #16 £201/£5552:j

    Stay warm it's cold out there today:eek:
    LBM 13039 1.1.13 Now £0 Finally Debt FreeMortgage free Oct 2019:)EFund/savings £25000 10/11/22
  • BunnyB22
    BunnyB22 Posts: 10 Forumite
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    edited 9 January 2018 at 11:14PM
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    Hi Muppets,

    I'm a debt free wannabe newbie please add me to the forum




    #TBC £0.00 / £16,200.88

    Total Debt £64,128.89
    Made up of
    Mortgage Outstanding £47,928.21 (£47,071.79 already paid off but total mortgage only 50% as shared ownership)
    Credit Cards £15,134.74
    Over Draft £1,065.94

    Total Monthly Outgoings £1,132.69
    Mortgage £365.58 (repayment fixed 5yrs to Oct22 2.39% interest)
    Housing Assoc Rent/Service Charge £512.10
    TMP £41.02
    Aviva Life Ins £35.21
    Prudential Life Ins £35.80
    Electric/Heating/Hot Water £51.00
    Home Phone/BB/Mobile £49.68
    TV Licence £12.37
    Gym Membership £29.93
    Car Insurance/MoT due this month

    Monthly Income:
    £2284.48-£1132.69 =£1151.79

    Aim to pay off £2036.60 off credit card debt to clear 2 cards this month (sold shares)
    Cleared out clutter over weekend plan to rent out spare room Mon-Fri from Mar18
    Found £30 in old notes, exchanging at Bank of England 2moro and will pay further £30 off credit card debt

    Why do i have so many insurance policies for 1 mortgage!!!!! Note to self try & consolidate to reduce payments or buy a canoe    ��

    BunnyB22
  • jayII
    jayII Posts: 40,693 Forumite
    edited 9 January 2018 at 10:04PM
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    I've made additional payment of £30, so total is:

    # 11 reporting £911 / £12490


    Edited because I counted some savings twice, doh!
    [FONT=&quot][FONT=&quot] Fighting the biggest battle of my life. :( Started 30th January 2018.
    [/FONT]    [/FONT]
  • Ammeretto
    Ammeretto Posts: 181 Forumite
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    checking in with two regular payments going out today totalling £165

    #142 £500/£11,000 = 4.5%
  • A_Random_Man
    A_Random_Man Posts: 1,144 Forumite
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    Just cleared my first credit card today so now:

    #58 £832.01/£4100

    EF - £1025/£2000 (51.25%)
    Debt Remaining: £0.00 - Debt Free
  • Dizzy_Imp
    Dizzy_Imp Posts: 2,755 Forumite
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    Hi Muppets - can a former member rejoin to kick the last of the debt into touch please?

    My target is £4500 over this coming year. I'll be PADding or sending extra payments in addition to the usual DD amounts each month.

    Thanks x
  • abba1772
    abba1772 Posts: 7,746 Forumite
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    £10 sent towards the Halifax brings my total to £235.44 / £6000
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • AdventureWanted
    AdventureWanted Posts: 1,474 Forumite
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    #29 checking in. Currently paid £250.60 / £12,500
    LBM Aug 2017.
    Debt at LBM - £30,055
    Debt at highest - £43,148.59
    Current debt - £18,880.00
    EF - £1,000.00

    Challenges
    PAYDBX 2021 - #29 Pd £2,355 / £8,000 PAYDBX 2020 - Pd £6,459.00 | PAYDBX 2019 - Pd £16,945.60 | PAYDBX 2018 - Pd £15,010.60.
  • kirtsypoos
    kirtsypoos Posts: 3,824 Forumite
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    Morning all!

    #006 checking in with £329.10/£4000 please muppets :D little OP to CC from some unbudgeted funds!
    :j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
    Mortgage - £151.316.54 :eek:
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