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  • FIRST POST
    • muppets
    • By muppets 13th Dec 16, 8:02 PM
    • 746Posts
    • 5,308Thanks
    muppets
    Pay ALL your debt off by Xmas 2017
    • #1
    • 13th Dec 16, 8:02 PM
    Pay ALL your debt off by Xmas 2017 13th Dec 16 at 8:02 PM
    Welcome to PART 1 OF Pay ALL Your Debt Off By Xmas 2017!

    Firstly I would like to welcome all new and existing members from last years thread.

    Anyone is welcome to join this challenge and it is NEVER too late. There is also no amount of money too small or too large that will stop you from joining this challenge. We have several members who will be on their debt journey for several years to come, but they are part of this thread to pay off a fixed amount of their debt as the support on here is fantastic!
    So, if you think you can pay off all your debts by Christmas or have a goal to pay off a certain amount then please join in!

    This challenge runs until 27th December 2017.



    To help me run this thread easily, could you please all post your totals in large text and in a bold colour and post the amount you have paid off // target amount

    It would also be a big help if you could also put with it your challenge number.
    i.e. another £50 paid off so now the total paid off for

    #001 is £315.43/£7685.67
    By the way, don't worry about working out your % paid as I can do that for you!
    Last edited by muppets; 25-12-2016 at 6:47 PM.
    PAYDBX 2017 - #01 Pd £10,446.83 / £11,000 - 94.97%
    SPC10 #93
    MFiT-T4 #9
    3-6 mth EF #69
    €4,300 / 15,000 Wombles #24 = 540.20
    Mortgage - PD 86,136.83/ 271,495.07 31.72% MF Aug 2038 Sept 2035
    My long slow journey to mortgage freedom
    My diary - Making a move on debt
Page 80
    • leanne0121
    • By leanne0121 7th Aug 17, 10:17 PM
    • 39 Posts
    • 336 Thanks
    leanne0121
    Hi everyone

    No 78 paid £85, so just £100 left to pay.

    Many thanks Muppets
    Massive mortgage free wannabe
    Mortgage outstanding
    2018 £47,700 2012 £109,000
    Survey / 2017 £355 2018 £ 70
    Challenges / 2018 mortgage free target £5,000 paid £539
    • Chappie77
    • By Chappie77 8th Aug 17, 11:59 AM
    • 138 Posts
    • 694 Thanks
    Chappie77
    Morning all!

    A small amount paid off this week due to holidays

    #67 - £100 paid = £4101.55/£5500

    Chappie x
    Payment a Day 2018 Very £227.17/£1234.09 Saving for Xmas 2018 £63/£500 Virtual Sealed Pot 2018 £90/£700 PAYDBX2018 £450.48/£7268.47 £2 Savers Club 2018 £70
    • elleJay42
    • By elleJay42 10th Aug 17, 11:08 AM
    • 91 Posts
    • 770 Thanks
    elleJay42
    Hello, closed my HTB:ISA today and we got our mortgage offer through yesterday so it's all go at the moment!

    Managed to find £50 in my budget for the CC:

    #118 3061.65 / £4861 (62.98%)

    Looks like I'll not be debt free by Xmas at this rate with us getting the house but I'm going to do everything I can not to get into any more debt and still find little amounts to pay off where I can.

    Hopefully I'll be debt free in about Feb at this rate but you never know, I might be able to push it and get back to this year!
    Total debt at LBM = £4861.03

    DFBXmas2018 #91 - £746.70 / £3500 (21.33%)

    HTB ISA - £0 withdrawn for house purchase!
    Emergency Fund £524.59 / £1000
    • Eltee12
    • By Eltee12 11th Aug 17, 11:50 AM
    • 768 Posts
    • 7,557 Thanks
    Eltee12


    Hello


    #45 £968/£1968 paid


    El
    2018 AFD 23/240
    2018 CCC #11 £38.40/£250
    Mortgage-free since 2013

    Debt-free since Nov 2017
    • Calling14
    • By Calling14 11th Aug 17, 1:39 PM
    • 2,619 Posts
    • 19,187 Thanks
    Calling14
    Hiya everyone

    £100 off for me #16 2570/4300

    Spent a bit on my house last few days so need to knuckle down now.

    Thanks Muppets x
    LBM 13039 1.1.13 Start 2018 £5552 NOW £4108
    EEK house repairs pushed it back up end of last yr

    PAYDBX 2018 #16 1444/£5552 DFD 12/18
    E
    Fund #9 £220/£1,000
    1 x 100 days challenge
    £1279/£2000

    • River.Bee
    • By River.Bee 11th Aug 17, 4:02 PM
    • 83 Posts
    • 256 Thanks
    River.Bee
    Lloyd's credit card DD out today for a measley £15, but every little helps

    #146 checking in with £449/ £1720

    sigh, at the rate it's going I very highly doubt I'll pay off my target by Christmas. But I'll be happy if I pay off half ( which would be 1/4 of my actual debt total).
    Last edited by River.Bee; 11-08-2017 at 4:06 PM.
    27/3/2017 - The Beginning of the End
    Credit Card Total Debt: £3462 £2205
    Pledge to clear at least half before uni graduation: July 2019

    £1257 paid - 36.3%
    • abba1772
    • By abba1772 11th Aug 17, 5:10 PM
    • 4,338 Posts
    • 14,279 Thanks
    abba1772
    £31.88 sent towards the credit card......brings my total to £3427.27 / £6000
    NEXT TARGET HALIFAX CC WAS July 17 £3572.57 NOW £2934.88
    POAMAYC 2011 £6382.66 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90
    POAMAYC 2017 £7278.80 POAMAYC 2018 £1884.24
    • kirtsypoos
    • By kirtsypoos 11th Aug 17, 9:22 PM
    • 3,289 Posts
    • 14,606 Thanks
    kirtsypoos
    Morning all,

    #006 checking in with £15516.60/14,539.71 please muppets
    PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid)
    Mortgage - £159,500.00 (2017/2018 O/P £3027.39) PAYDBX 17 - £18,442.82
    PAYDBX 18 #006 £1895.24/£4000
    • LionessInWinter
    • By LionessInWinter 12th Aug 17, 6:16 AM
    • 382 Posts
    • 2,355 Thanks
    LionessInWinter
    #9 checking in with another £750 payment

    Paid off £10500 out of 14000, £3500 more to go. We might be moving so not sure if we can do it if we have to save for a deposit and moving costs but the light is getting slightly more visible at the end of this looooonnnnnnggggg tunnel !!!55357;!!!56832;
    PAYDBX18- #9 £1900/£5600 consists of £1600/£3800 credit card and £300/ £1800 car
    2018 - 1% challenge #14, each 1% is £56 - paid 34%
    • donkids22
    • By donkids22 12th Aug 17, 7:06 PM
    • 149 Posts
    • 679 Thanks
    donkids22
    054 donkids. paid off 275 extra this month as the deposit on the house has been repaid to me so ive used some of this to make extra payment. Need to concentrate on getting the credit card figures down as they are creeping up and its starting to feel out of control. new figure is 2998.95
    Pay off Debt 2017 no54. 1433.95/ 9691.07. NSD jan 15/15. NSD feb 12/15. NSD mar 5/15
    Apr 2/15. Xmas 2 a day no63 302/730. No buying unnecessary toiletries 2017. 1 debt versus 100 days 0/200. April Grocery challenge 210/240
    • Megano
    • By Megano 14th Aug 17, 4:54 PM
    • 248 Posts
    • 1,102 Thanks
    Megano
    036) Hello Muppets and everyone!
    Sorry I have went missing in action. I was away for a while to London and Florida and in all honestly went a little plastic happy so I'm back with a new figure of
    TSB £0/2029.50
    Barclaycard £0/3342.08
    Virgin £0/1100
    BOM £0/550
    OH £0/800
    Total:£0/7821.58

    Now I know it looks bad and there is no way in hell (unless I sell a kidney I'll be debt free before Christmas) but Im determined to get this down as much as possible as Im kinda fed up playing this yo-yo game.
    Virgin Money £25/£1663.90
    TSB £400.81/£2554.50
    BOM £190/£930
    Tesco £25/£1605
    Total £670.81/£6753.4 9.90%
    • Fab1986
    • By Fab1986 14th Aug 17, 5:19 PM
    • 1 Posts
    • 7 Thanks
    Fab1986
    Hi can i please join my target is £7500 loan payments and car finance want it done asap but need help as fell behind so advice would be useful aswell prefferably 1-1 advice if anyone can help me
    • kirtsypoos
    • By kirtsypoos 14th Aug 17, 10:00 PM
    • 3,289 Posts
    • 14,606 Thanks
    kirtsypoos
    Evening all!

    #006 checking in with £15575.72/14,539.71 please muppets
    PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid)
    Mortgage - £159,500.00 (2017/2018 O/P £3027.39) PAYDBX 17 - £18,442.82
    PAYDBX 18 #006 £1895.24/£4000
    • Ariel2013
    • By Ariel2013 14th Aug 17, 11:10 PM
    • 11 Posts
    • 67 Thanks
    Ariel2013
    Hi! Please can I join? I have £849 that I need to pay off my credit card before Christmas. It's not going to be easy especially with Christmas getting closer but I'm going to try, Thanks!
    Halifax £1333.49 (0% ends 17/10/18) now paying the bal over 9 months

    Barclaycard £417.93



    Total £1751.42
    • juliejim
    • By juliejim 15th Aug 17, 8:32 AM
    • 7,529 Posts
    • 151,208 Thanks
    juliejim
    Morning All

    #84 checking in with £1242.26/£3000 paid off so far.

    Jue
    NST #10 Steps 7K 2/30 10K 2/12 5 a day 3/30 NSD 0/20
    MBNA £5500
    • GalRob
    • By GalRob 15th Aug 17, 3:59 PM
    • 15 Posts
    • 118 Thanks
    GalRob
    Hi all,


    #134 checking in with a measly payment of £30 but I suppose every little helps.

    This takes my total to #134 £ 2012.08 / £ 3.672,27



    Pay all your debt by Xmas 2017 - #134 £3672.27 / £3672.27 - 100%
    Debt Free 26/08/2017



    • kindofagilr
    • By kindofagilr 17th Aug 17, 10:47 AM
    • 6,159 Posts
    • 20,690 Thanks
    kindofagilr
    Bit late on July update here.

    #87 Paid £1011.99 in July making totals
    £6751.90/£10,000


    Thanks Muppets
    Real LBM in DEC 17 £56,706.79/£55,572.63 as of 19/01/18 ~ 2.13% Paid

    POAMAYC 2018 #87 PD £1134.46/£12,000
    POAMAYC 2017 #87 PD £10,380.18/£10,000
    POAMAYC 2016 #87 PD £7454.80/£7000


    Mortgage (Start Date 01/04/09 ~ 30 year term, due to end 01/07/39)
    £104,409/£85,616.56 (as of 31/01/18) ~ 17.99% Paid

    My Debt Free Diary (Link)
    • kirtsypoos
    • By kirtsypoos 17th Aug 17, 11:40 AM
    • 3,289 Posts
    • 14,606 Thanks
    kirtsypoos
    Morning all,

    #006 checking in with £15600.72/14,539.71 please muppets
    PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid)
    Mortgage - £159,500.00 (2017/2018 O/P £3027.39) PAYDBX 17 - £18,442.82
    PAYDBX 18 #006 £1895.24/£4000
    • Glittery
    • By Glittery 18th Aug 17, 11:23 AM
    • 105 Posts
    • 769 Thanks
    Glittery
    #119

    £440.00 paid today


    £5746.80/£12800
    12800 to pay off
    £4822.20 to pay off !
    • elleJay42
    • By elleJay42 18th Aug 17, 11:45 AM
    • 91 Posts
    • 770 Thanks
    elleJay42
    Hello, another £50 coming off my card today, slowly but surely!

    #118 £3111.65 / £4861 (64%)
    Total debt at LBM = £4861.03

    DFBXmas2018 #91 - £746.70 / £3500 (21.33%)

    HTB ISA - £0 withdrawn for house purchase!
    Emergency Fund £524.59 / £1000
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