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  • FIRST POST
    • muppets
    • By muppets 13th Dec 16, 8:02 PM
    • 686Posts
    • 4,862Thanks
    muppets
    Pay ALL your debt off by Xmas 2017
    • #1
    • 13th Dec 16, 8:02 PM
    Pay ALL your debt off by Xmas 2017 13th Dec 16 at 8:02 PM
    Welcome to PART 1 OF Pay ALL Your Debt Off By Xmas 2017!

    Firstly I would like to welcome all new and existing members from last years thread.

    Anyone is welcome to join this challenge and it is NEVER too late. There is also no amount of money too small or too large that will stop you from joining this challenge. We have several members who will be on their debt journey for several years to come, but they are part of this thread to pay off a fixed amount of their debt as the support on here is fantastic!
    So, if you think you can pay off all your debts by Christmas or have a goal to pay off a certain amount then please join in!

    This challenge runs until 27th December 2017.



    To help me run this thread easily, could you please all post your totals in large text and in a bold colour and post the amount you have paid off // target amount

    It would also be a big help if you could also put with it your challenge number.
    i.e. another £50 paid off so now the total paid off for

    #001 is £315.43/£7685.67
    By the way, don't worry about working out your % paid as I can do that for you!
    Last edited by muppets; 25-12-2016 at 6:47 PM.
    PAYDBX 2017 - #01 Pd £10,446.83 / £11,000 - 94.97%
    SPC10 #93
    MFiT-T4 #9
    3-6 mth EF
    €4,250 / 15,000 Wombles #24 = 540.20
    Mortgage - PD 86,136.83/ 271,495.07 31.72% MF Aug 2038 Sept 2035
    My long slow journey to mortgage freedom
    My diary - Making a move on debt
Page 3
    • LittleMac13
    • By LittleMac13 14th Dec 16, 3:00 PM
    • 20 Posts
    • 25 Thanks
    LittleMac13
    This sounds brilliant! How do I join in?


    Thanks :-)
    • *snow*white*
    • By *snow*white* 14th Dec 16, 3:34 PM
    • 107 Posts
    • 762 Thanks
    *snow*white*
    #81 here signing up for 2017

    Hubbys 0% runs out Jan 2018 and want it cleared rather than just transferring so that is my target for 2017 challenge.

    #81 £2648
    "Little by little one travels far"
    NOV NSD 10/20
    • llydaw
    • By llydaw 14th Dec 16, 6:52 PM
    • 118 Posts
    • 503 Thanks
    llydaw
    hi all. I'm back again Muppets for 2017 £17,696.55 is my total please
    • 12 month challenge
    • By 12 month challenge 14th Dec 16, 7:36 PM
    • 2,318 Posts
    • 5,099 Thanks
    12 month challenge
    This sounds brilliant! How do I join in?

    Thanks :-)
    Originally posted by LittleMac13
    Hi LittleMac

    Have a read of the very first post, there's all the info on there.

    Muppets will be along and allocate you a number.

    Then your off

    Good luck and keep posting
    SP 9#531=£620/SP 10 # 531=?
    PDBX 2016 #2 = £16,766.67/£12,000
    PDBX 2017 #2 = £1,200/£12,000


    ''If you want the rainbow, you gotta put up with the rain''
    • swimminginaseaofdebt
    • By swimminginaseaofdebt 14th Dec 16, 8:24 PM
    • 608 Posts
    • 3,242 Thanks
    swimminginaseaofdebt
    Welcome to the 2017 thread.
    swimminginaseaofdebt I have kept your number the same 150, if you would like a new number let me know and i'll see what I can do in a few days.xx
    Originally posted by muppets
    Thanks muppets, I'm happy to keep the same number 
    SPC11 #564
    • jayII
    • By jayII 14th Dec 16, 9:12 PM
    • 39,919 Posts
    • 106,433 Thanks
    jayII
    Can I join please. OH and I have £16,987.39 to pay off.

    The snowball calculator says it will take us 25 months, but I think it might be possible to pay it off by Christmas next year, if we're careful.
    Slimming world 12.5lbs lost so far
    Pay all your debt off by Xmas 2018 #11 £0/£7000
    Total debt reduction (cards and mortg) Feb '16 to Dec 17: £31,305
    NOT buying it in 2018, unless it's really really necessary!
    • Fmess
    • By Fmess 15th Dec 16, 6:09 AM
    • 2,574 Posts
    • 24,346 Thanks
    Fmess
    Please count me in, I'll be back with totals soon
    LBM = 07/09/13 Debt = £13339 (100% cleared)
    New Car and Roof Debt £0/£19033
    DecNST #2 SFD 0/15 Food 65.06/120 Personal 91.34/350 Petrol 40.01/80
    • Munchin
    • By Munchin 15th Dec 16, 6:54 AM
    • 2,116 Posts
    • 6,265 Thanks
    Munchin
    Hi

    I would like to join please to clear my car debt. It will probably take more than a year but I would to make a good dent in it this year. Car debt - £8300
    • LittleMac13
    • By LittleMac13 15th Dec 16, 11:27 AM
    • 20 Posts
    • 25 Thanks
    LittleMac13
    Brill, the total I want to clear is £3500! That will be my store cards paid and will leave my credit card with only 33% utilisation :-) (better than the 99% it is atm!)


    I'm actually really looking forward to this lol :-)
    • fennmad
    • By fennmad 15th Dec 16, 3:52 PM
    • 83 Posts
    • 650 Thanks
    fennmad
    Hey Muppets, can I join please? I was on this thread back in 2014 and loved it but since then got into quite abit of debt for one reason or another. I am on a big drive to get straight again this year.
    If ok I will figure out my total in the next couple of days and get back to you. If no27 is free I would love that if not I will have which ever is next.
    Thank you for running this thread.
    2017 Challenges
    DFBX17 #14 £70.14/£21,321
    Xmas 2017 #37 £0/£352

    DFBX14 No.81 £2572.28/£9611.51
    £2 Savers Club #74 £84/£300
    • greent
    • By greent 15th Dec 16, 6:22 PM
    • 6,507 Posts
    • 65,672 Thanks
    greent
    I'd like to join please - I need to work out a target (have an idea of one in my head but need to do some more calculations first )
    x

    ETA:
    Using here as a list for all debts as at 01/01/17 (not yet finalised as at 18/12/16)

    (OH) VW 13166 - repay min 3612
    (me) Sains 5852 - repay min 3564
    (OH) Next 973 - repay all 973
    (OH) PO CC 350 - repay all 350
    (Jt) Tax Cr 1444 - repay all 1444
    Totals: 21711 - ouch! (9943)

    + current CC balances (paid off in full monthly but Dec balances may be higher than normal!!)
    M&S 615
    Deb 168
    T1 nil
    T2 1160
    total 1943
    Last edited by greent; 07-01-2017 at 4:12 PM.
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) Bal 01/09 £124616 01/10 £104927 01/11 £89873 01/12 £76317 01/13 £52546 01/14 £35356 01/15 £12133 07/15 £NIL
    Next: BTL Mtge 12/16 £69786. 2017 OPs (#18) £5278/£3286
    Net sales 2017 £1259.72/£500 PAYDOX17 £12239/£10k Decluttered 1870/2017 items
    • muppets
    • By muppets 15th Dec 16, 9:05 PM
    • 686 Posts
    • 4,862 Thanks
    muppets
    This sounds brilliant! How do I join in?
    Thanks :-)
    Originally posted by LittleMac13
    Evening LittleMac13 and welcome. I have added you to the list, you are #4. xx

    #81 here signing up for 2017

    Hubbys 0% runs out Jan 2018 and want it cleared rather than just transferring so that is my target for 2017 challenge.

    #81 £2648
    Originally posted by *snow*white*
    Evening *snow*white*, welcome back. I have kept you number the same #81. xx
    hi all. I'm back again Muppets for 2017 £17,696.55 is my total please
    Originally posted by llydaw
    Evening llydaw, welcome to this years challenge. I have kept you number the same #126. If you would like to move up the list just let me know. xx
    Last edited by muppets; 15-12-2016 at 9:12 PM.
    PAYDBX 2017 - #01 Pd £10,446.83 / £11,000 - 94.97%
    SPC10 #93
    MFiT-T4 #9
    3-6 mth EF
    €4,250 / 15,000 Wombles #24 = 540.20
    Mortgage - PD 86,136.83/ 271,495.07 31.72% MF Aug 2038 Sept 2035
    My long slow journey to mortgage freedom
    My diary - Making a move on debt
    • muppets
    • By muppets 15th Dec 16, 9:10 PM
    • 686 Posts
    • 4,862 Thanks
    muppets
    Can I join please. OH and I have £16,987.39 to pay off.
    Evening jayII and welcome. I have added you to the list, you are #11. xx
    The snowball calculator says it will take us 25 months, but I think it might be possible to pay it off by Christmas next year, if we're careful.
    Originally posted by jayII
    Evening jayII and welcome. I have added you to the list, you are #11. xx
    Please count me in, I'll be back with totals soon
    Originally posted by Fmess
    Evening Fmess and welcome to this years challenge. I have kept your number the same#8. xx
    Hi

    I would like to join please to clear my car debt. It will probably take more than a year but I would to make a good dent in it this year. Car debt - £8300
    Originally posted by Munchin
    Evening Munchin and welcome. I have added you to the list, you are #12. xx
    PAYDBX 2017 - #01 Pd £10,446.83 / £11,000 - 94.97%
    SPC10 #93
    MFiT-T4 #9
    3-6 mth EF
    €4,250 / 15,000 Wombles #24 = 540.20
    Mortgage - PD 86,136.83/ 271,495.07 31.72% MF Aug 2038 Sept 2035
    My long slow journey to mortgage freedom
    My diary - Making a move on debt
    • muppets
    • By muppets 15th Dec 16, 9:20 PM
    • 686 Posts
    • 4,862 Thanks
    muppets
    Hey Muppets, can I join please? I was on this thread back in 2014 and loved it but since then got into quite abit of debt for one reason or another. I am on a big drive to get straight again this year.
    If ok I will figure out my total in the next couple of days and get back to you. If no27 is free I would love that if not I will have which ever is next.
    Thank you for running this thread.
    Originally posted by fennmad
    Evening fennmad and welcome. #27 is no longer available, I have upgraded you to #14. xx
    I'd like to join please - I need to work out a target (have an idea of one in my head but need to do some more calculations first )
    x
    Originally posted by greent
    Evening greent and welcome. I have added you to the list. You are #15. When you are ready just pop back with you target. xx
    PAYDBX 2017 - #01 Pd £10,446.83 / £11,000 - 94.97%
    SPC10 #93
    MFiT-T4 #9
    3-6 mth EF
    €4,250 / 15,000 Wombles #24 = 540.20
    Mortgage - PD 86,136.83/ 271,495.07 31.72% MF Aug 2038 Sept 2035
    My long slow journey to mortgage freedom
    My diary - Making a move on debt
    • llydaw
    • By llydaw 15th Dec 16, 9:33 PM
    • 118 Posts
    • 503 Thanks
    llydaw
    Thanks Muppet. If there's any chance of a lower number that would be fab but if it's easier for you I'm happy to stick with 126 x
    • muppets
    • By muppets 15th Dec 16, 9:38 PM
    • 686 Posts
    • 4,862 Thanks
    muppets
    Thanks Muppet. If there's any chance of a lower number that would be fab but if it's easier for you I'm happy to stick with 126 x
    Originally posted by llydaw
    It's not a problem, I have upgraded you, you are now #20
    PAYDBX 2017 - #01 Pd £10,446.83 / £11,000 - 94.97%
    SPC10 #93
    MFiT-T4 #9
    3-6 mth EF
    €4,250 / 15,000 Wombles #24 = 540.20
    Mortgage - PD 86,136.83/ 271,495.07 31.72% MF Aug 2038 Sept 2035
    My long slow journey to mortgage freedom
    My diary - Making a move on debt
    • Rishified
    • By Rishified 16th Dec 16, 11:40 AM
    • 12 Posts
    • 27 Thanks
    Rishified
    I'd love to join if possible!

    Aiming to pay off the remaining £11,835 CC debt that I have! Thanks!
    Save 12K in 2017 #49: £825/£8,000 (10.31%)
    Clear Credit Card Debt by 2018: £11,835/£20,312 (41.73% Paid)
    • Cwtchie
    • By Cwtchie 16th Dec 16, 12:35 PM
    • 331 Posts
    • 822 Thanks
    Cwtchie
    Ewww....total needed to pay off is £14,053.85

    #5 £14,053.85
    £250 shopping, diesel and any other spends
    December 16- January 15 £345.06/250.00 -£95.06
    £2 saving a day for christmas 2017 £0/£730
    Total debt paid off before 26 December 2017 £3142.31/14,053.85 = £10911.54 left to go
    • parsniphead
    • By parsniphead 16th Dec 16, 1:06 PM
    • 2,244 Posts
    • 14,282 Thanks
    parsniphead
    Hi muppets

    I would love to rejoin this thread.

    I didn't join the 2016 thread for a number of reasons which have lead to a year of hell, but I have joined a number of the previous ones. It's such a supportive thread and a fab way to keep motivated.

    On the 2015 thread I was a couple of hundred away from being debt free, then two months from the end Payplan adjusted my figures and the amount left to pay went up by £2500. I was gutted but paid it off. Then I took my eye off the ball, wad made redundant, got a poor paying job and had to deal with a poorly DH and I'm ashamed to say the debt has risen to £7148.39...........

    It's going in 2017, no excuses. I need to be here though on my favorite thread. Can I come back please?

    0/7148.39

    Thanks Px
    Nothing gets better until you get better.
    • Miss D Meanour
    • By Miss D Meanour 16th Dec 16, 2:38 PM
    • 100 Posts
    • 708 Thanks
    Miss D Meanour
    Hi there

    Could I join this challenge as well please. My debt is all on 0% but I really need to clear it before the term finishes. I'd like to pay off £8,100.

    Thanks
    Miss DM
    LBM- June 2009 - 15 year plan started, Dec 2016 - half way there
    SPC - 10. #574 - £544.30 ...SPC11 - £15 / £500
    Xmas 2018 - #11: £0 / £365. .......... CCCC 2017 - #9: £122 / £150
    PAYDBX 2017 #23: £7,231.51 / £8,100. .......... MFW2017 - #2: £7,615.91 / £7,000
    No matter how far you go, you always take yourself with you
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