Time to step up to the plate..

Levi- · 22 May 2015 at 10:19PM

I like the round numbers too.. I might start doing this every time I have odd pence, in fact what the hey, I'm gonna do it right now with whatever odd pence I have, right to CC1

Levi- · 22 May 2015 at 10:22PM

Heh heh - just paid 14p to CC1.. this might start being fun

stepuptothepl8 · 22 May 2015 at 10:26PM

Woop Woop

way to go!!! Don't leave yourself short though, the first month I did this I did OPs to my savings rather than CC1 so that if I needed it I could just transfer it back. At the end of that month I did one big OP to CC1. Xx

Levi- · 22 May 2015 at 10:30PM

I'll just do it when I notice any odd pence, or just do an odd pence transfer to CC1 at the end of the month. Whoopy doopy.:)

stepuptothepl8 · 22 May 2015 at 10:36PM

You are DOING this!! Way to go Levi :T we'll both be debt free in no time

stepuptothepl8 · 23 May 2015 at 8:17AM

I've been pondering over the last couple of days about my OPs.. This month I've paid off a LOT (which is obviously A Good Thing!) but it does make me wonder about how much money I'd previously have frittered away, not really noticing where it went. These days I'm obsessive about it, & if I waste it, I'm making a conscious decision to waste it! And so I'm making much more sensible decisions. This month our extravagant purchase was a new table and chairs for the garden. We've never had a brand new set before

4 chairs, a table and a parasol. 20% off in a sale. And it's here and it's lovely. And I had money in the account to pay for it :T obviously it could have gone off the debt, and that probably would have been the most sensible decision. But there's a balance, isn't there, to be had? And I want to be able to sit outside while the sun shines

My ramblings here are helping me so much. I do sit and make plans about what I'll do once I'm debt free.. The mortgage will probably be next.. Xx

liltdiddylilt · 23 May 2015 at 10:57AM

Hey lady

Life is all about balance. You need the Yin to your Yang, and if that means that you used some of the EXTRA (don't forget it is extra money, you've already done minimums and more!) to make your life more comfortable, give you some pleasure everytime you use it... then that seems well worth it for me. I was just thinking about my sofa. I spent an inordinate amount of money on it. And yet it is my most favourite thing in my house, out of all the furniture I have acquired through begging, borrowing and buying. I'd do it all again, it enriches my life

My plans are a deposit on a house in 7 years time. Ample time for me to hopefully come up with about £30-40k!! :eek:

stepuptothepl8 · 24 May 2015 at 5:37PM

I've had chance to have a catch up on my spreadsheets today.. it's told me that I have made 14 OPs to CC1 this month so far :T :T And if you discount the transfer I made to a 0% I have OP'd £682.01 since 1st May :j :j (£2182 OP'd with).. SO pleased with that

I'll be making another OP on Friday when I get the holiday let money. Checking whatsthecost tells me that if I can keep up this level of payment the card will be gone in October!!!!

I'm very very very grateful that we have the holiday let; I know things would be very much slower without that extra income. Adding up all the other payments I have made this month means that I'm at 12% of my debt paid off.

Happy Stepup

The quiz night last night was great fun; we haven't added everything up yet, or taken off our expenses (we bought all the food/wine for the ploughmans supper) but it looks like we'll be able to give the Church and Village Hall £200 or so. Bit disappointed in the turn out though - it was a good crowd but the usual suspects and we really need to get new people interested in supporting village events..

liltdiddylilt · 24 May 2015 at 5:43PM

That is fantastic news on the OP's and a mindblowing amount of money!! October is practically here!!!

:D

As for the Quiz, well done, great news on £200. Not to be sniffed at!!!

xxx

abba1772 · 24 May 2015 at 6:56PM

Well done on the overpayments xx

Time to step up to the plate..

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